Education
Education
WED
October
15
AI Implications in the Insurance Industry9:00 AM - 10:08 AMThis seminar begins with a “big picture” look at Artificial Intelligence. Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ...
WED
October
15
Proactive Workplace Violence Response: Mitigating Risks for Your Clients2:00 PM - 2:57 PMIn an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ...
THU
October
16
Securing the Future: Insurance in an Era of Increased Natural Disasters10:00 AM - 12:01 PMUpon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ...
THU
October
16
National ABEN Day 202511:00 AM - 5:00 PMInsurance Horror Stories - True Tales From The Industry National ABEN Day returns with a full day of engaging, eye-opening sessions that are equal parts educational and entertaining. This year’s lineup includes: 🔹 E&O Nightmares – ...
FRI
October
17
The Greatest Insurance Product Ever Created9:00 AM - 11:05 AMIn 1913, when the Internal Revenue Service was created, some very visionary people wanted to make sure that families and businesses could be protected and pass on their assets from one generation to the next. That was the foundation of the Greatest ...
FRI
October
17
Flood Program Overview – NFIP Then and Now - 3 hrs1:00 PM - 3:59 PM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ...
FRI
October
17
Insurance Ethics, Easy to Discuss, Harder to Achieve1:00 PM - 3:48 PMCourse Description “The objective of this ethics seminar is to place emphasis on the importance of principles during our day to day activities in the insurance industry. The outline was designed to add value to your work day regardless of the ...
FRI
October
17
Properly Calculating & Insuring the Business Income Exposure4:00 PM - 6:03 PMBusiness income (BI) is the most important property coverage available. Businesses exist to make money and without income, the business ceases to exist. BI ensures there is a flow of income until the business is once again operational. During this ...
MON
October
20
Builders Risk and Contractors Equipment9:00 AM - 10:56 AMThis course will discuss Builder’s Risk and Contractors Equipment coverages. A comparison of the completed value form and reporting form Builders Risk, property covered and not covered, causes of loss and valuation issues are examined. The discussion ...
MON
October
20
The “Lucky” Thirteen Most Important Issues in Homeowners Insurance9:00 AM - 12:07 PMThis broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered. For those producers ...
MON
October
20
Watch Your Six - A Half Dozen Ethics Scenarios for Insurance Professionals11:00 AM - 2:13 PMFor instructors as well as producers, the ongoing study of professional ethics is a continuing education class struggle. By the very nature of the subject, ethics classes run the risk of being filled with platitudes or devolving into sermons. ...
MON
October
20
Business Auto Claims That Cause Problems - UPDATE1:00 PM - 2:56 PMCourse Description: UPDATED CLASS - When putting a commercial lines package together sometimes we don’t give the proper attention to the Business Auto Policy. This policy is full of E&O potential! This course is designed to shed light on the ...
MON
October
20
What's News Now!1:00 PM - 2:08 PMThis seminar is a fast-paced review of current events, trends, and issues of interest to insurance producers. The session begins with a quick update on federal insurance-related developments and then turns to a review of two important national cases ...
MON
October
20
We Call it Cannabis Now3:00 PM - 4:57 PMThis class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal lines or / ...
TUE
October
21
What Ever Happened to “And They Lived Happily Ever After?”9:00 AM - 10:55 AMPlanning for retirement took a big turn in the early 1980’s with the passing of the Employee Retirement Income Security Act of 1974 (ERISA), This presentation compares retirement planning before and after ERISA. With a much greater responsibility on ...
TUE
October
21
Issues in Named Insured: The Rules and the Whys10:00 AM - 12:07 PMThis presentation is a fast-paced and wide-ranging examination of issues connected to naming insureds correctly on insurance policies - a seemingly simple matter that has deep implications. The seminar is divided into two parts. The first is the ...
TUE
October
21
ISO's 2022 Homeowners' Changes: Some Big, Some Small, But All Important10:00 AM - 11:55 AMEleven years have passed since ISO promulgated major changes to the Homeowners' program. There have been several reactive changes during this period, but in 2022, ISO introduced a multistate/nationwide filing that results in several major changes to ...
TUE
October
21
An Hour Of True Crime - Wrong Way Driver1:00 PM - 1:57 PMThis course will discuss a four car accident which resulted in multiple fatalities. Attendees will learn what coverages were needed to respond to the loss and to the multiple lawsuits which arose from the loss. Click here to register
TUE
October
21
Blueprint for Success: Crafting Your Ownership Journey4:00 PM - 7:36 PMDream of leading your own insurance agency? Whether you're a dedicated employee with aspirations of stepping up or a next-generation family member aiming to continue a legacy, this session is tailor-made for you. Explore the complexities and ...
WED
October
22
Adding Value In Personal Lines10:00 AM - 12:57 PMOur personal lines clients depend upon us to place proper coverages as a major part of their risk management strategy. The property and liability coverages we place on their behalf may ultimately stand between them and bankruptcy in the event of a ...
WED
October
22
9 Rules for Reading an Insurance Policy Based on the Law of Insurance Contracts1:00 PM - 2:51 PMInsurance policies are subject to the standard law of contracts; but beyond simple contract law, insurance contracts are bound by unique provisions and requirements specific to insurance. An understanding of these unique legal characteristics is ...
WED
October
22
Kentucky Agents - Coverage Essentials: Policy Analysis-Reading, Interpreting and Understanding Insurance Contracts4:00 PM - 7:11 PMThis course is designed for Kentucky agents. Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. Included also will be the ...
THU
October
23
Homeowners Insurance Facts and Follies9:00 AM - 12:01 PMHow much do we really know about the coverages provides by the standard ISO Homeowners policy? This course will look at a wide variety of scenarios faced by the typical homeowner and discuss how, if at all, the Homeowners policy would respond. Topics ...
THU
October
23
COVERAGE ESSENTIALS: Homeowners Part II - Property Coverages10:00 AM - 12:59 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...
THU
October
23
Legacy Blueprint: Crafting Tomorrow's Agency Today10:00 AM - 1:54 PMIn an industry where evolution is as certain as change, passing the baton from one generation to the next should be seamless and strategic. Dive deep into the intricacies of agency perpetuation planning at this must-attend session. We'll not only ...
THU
October
23
Proactive Workplace Violence Response: Mitigating Risks for Your Clients10:00 AM - 10:57 AMIn an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ...
THU
October
23
AI Implications in the Insurance Industry1:00 PM - 2:08 PMThis seminar begins with a “big picture” look at Artificial Intelligence. Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ...
THU
October
23
COVERAGE ESSENTIALS: Homeowners Part 1 – Policy Definitions, Liability Coverage and Policy Conditions4:00 PM - 6:57 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...
FRI
October
24
Agency Management Based E&O and Ethics - UPDATE9:00 AM - 11:56 AMPLEASE NOTE - THIS CLASS DOES NOT QUALIFY FOR ANY E&O PREMIUM DISCOUNTS!! Course Description: This is not your usual Ethics and E&O course. Rather than focusing on what you're doing wrong, this program deals with structuring your ...
FRI
October
24
The Ultimate Account Manager - What Will Be9:00 AM - 10:57 AMFor the first time in American history, there are as many as five different generations in the workplace. You might think that’s a good thing, since we have previously talked about the talent shortage facing the industry. And it is a good thing, but ...
FRI
October
24
An Insurance Horror Story - Hoarders10:00 AM - 11:55 AMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...
FRI
October
24
Certificates of Insurance: Embrace the Pain11:00 AM - 11:59 AMCertificates of insurance have become much more than a “snapshot” of insurance coverage. They have become very complex forms with many requirements arising out of client contracts. They have also become a source of E&O claims for insurance ...
FRI
October
24
COVERAGE ESSENTIALS: Avoiding E&O in the Personal Auto Policy and Personal Umbrella1:00 PM - 3:58 PMPrivate Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...
FRI
October
24
COVERAGE ESSENTIALS: Certificates of Insurance and Evidences of Commercial Property Insurance: COIs and ECPIs4:00 PM - 6:59 PMCertificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...
FRI
October
24
The Ultimate Account Manager -What Makes an Ultimate Account Manager5:00 PM - 6:56 PMWe begin our journey by asking one important question – do you have the “right stuff” to be an Ultimate Account Manager? Just like any other profession, some are called to it because their natural style, traits and abilities are well aligned with ...
MON
October
27
The Ultimate Account Manager -Errors and Omission9:00 AM - 10:57 AMThree or four decades ago, about 1 in 25 agencies could expect to have an E&O claim, and up until that time there were few, if any, claims paid in excess of $300,000. A typical deductible for agency E&O coverage was $2,500 to $5,000. Today, one in ...
MON
October
27
E&O Risk Management: Understanding Risk Mitigation and E&O Claims10:00 AM - 12:54 PMUnderstanding Risk Mitigation and E&O Claims” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the ...
MON
October
27
Should I Do a Roth IRA?11:00 AM - 1:01 PMFederal income taxes are at their lowest point in many years. With the National Debt over $30 Trillion a rise in taxes is imminent. This presentation shows way to create tax free money for the future. It emphasizes both the Individual Roth IRA and the ...
MON
October
27
The Ultimate Account Manager - Risk Management and Contract Analysis11:00 AM - 12:56 PMIndependent insurance agents are at their best when they assist their clients in making sound risk management decisions. In order to do so, you need to have a fundamental understanding of the risk management process. The steps in the risk management ...
MON
October
27
E&O Risk Management: Agency E&O Exposures and Defenses4:00 PM - 7:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ...
MON
October
27
Workers Compensation - Things You Always Wanted to Ask But Didn't Know Who to Ask!4:00 PM - 7:44 PMStuart Powell discusses Worker's Compensation Advanced Topics including extra-territoriality and reciprocity, Federal workers compensation and liability programs, the Alternate Insured Endorsement-its use and misuse and contractor/subcontractor ...
MON
October
27
The Ultimate Account Manager - Effective Communication5:00 PM - 6:57 PMMany organizations today have initiatives supporting diversity and inclusion. Quite frankly, independent agencies have not always led the way when it comes to embracing these concepts and taking the necessary steps to ensure they are more than just ...
TUE
October
28
Six Interesting (and Recent Cases) - And Why They Matter To The Industry9:00 AM - 10:00 AMThis one-hour seminar is a fast-paced review of current cases (all six being decided in the 2020’s) that impact producers. In each instance, the factual background of the case, the relevant issue, and the court’s decision are discussed. Following ...
TUE
October
28
Personal Lines Issues That Keep You Up at Night9:00 AM - 10:56 AMCourse Description: Insurance is always easy…until the claim arrives. Then we start second guessing ourselves and hope, if not pray that all the right coverages are correct. This course will take a detailed look at some of the more common ...
TUE
October
28
Studies in Ethics - A Hippocratic Oath for Insurance Professionals11:00 AM - 2:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ...
TUE
October
28
Contracts Agents Should Read1:00 PM - 2:56 PMCourse Description: Most insurance agents are not attorneys, but there are certain contracts that our insureds enter into that we, as insurance ...
TUE
October
28
Hot Topics In Personal Lines1:00 PM - 3:07 PMThis seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis. The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...
TUE
October
28
Issues in Construction Bonds3:00 PM - 5:48 PMThis seminar is a wide-ranging examination of insurance related issues connected to bonding in the construction industry. The approach of the seminar is to educate insurance professionals first and foremost about the various legal relationships ...
WED
October
29
Farm and Insurance Issues - Top Ten Cases of the Last Decade (Or So)9:00 AM - 11:07 AMThe theme is simple; the cases and principles are not. This is a quick-moving survey of the most important agriculture and farm-related insurance decisions in the last ten years or so. After a brief introduction, the seminar will involve presenting ...
WED
October
29
How To Thrive In An Ever Changing Work Environment9:00 AM - 10:07 AMThis session will address the positive effects that Organizational Culture can have on your agency. While many E&O classes focus on mistakes employees can make that create potential problems, this course will attempt to create an awareness that ...
WED
October
29
Recognize. Respond. Survive. Active Shooter Response Training - ABEN9:00 AM - 10:57 AMProActive Response Group's Active Shooter Response Training course educates participants in current trends of active shooter incidents, how to recognize early warning signs of violence, appropriate actions to increase chances of survival in an active ...
WED
October
29
Gigs and Side Hustles - The Insurance Issues11:00 AM - 1:05 PMThis seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...
WED
October
29
The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers11:00 AM - 1:16 PM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...
WED
October
29
Cybersecurity Risk and Insurance Are...1:00 PM - 1:58 PMThis hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...
WED
October
29
The Ultimate Account Manager -Desk Management and Client Value2:00 PM - 3:57 PMDo you remember your first couple of days in the insurance business? If it was like most, you probably didn’t understand much of what was being said. Unlike producers, most Account Managers didn’t get the benefit of attending a formalized training ...
WED
October
29
Directors and Officers Liability Insurance3:00 PM - 5:56 PMThis seminar is in three parts. The first addresses the corporate law principles that govern the standard of care for directors and officers. Simply put, what is the nature of the underlying liability that we are seeking to insure? After this, the ...
WED
October
29
If It Moves On The Farm – It Presents A Risk5:00 PM - 6:46 PMItems which move present substantial risk to our clients. Whether an item is mobile under its own power or is provided mobility via another method, the exposures are real and dramatic. This presentation will address the exposures associated with ...
THU
October
30
Cannabis 1019:00 AM - 11:08 AMThis two hour class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal ...
THU
October
30
Understanding (and Managing) the Largest Government Benefits: Social Security and Medicare9:00 AM - 11:41 AMThe United States government provides various programs to us - two of the largest are Social Security and Medicare. The qualification rules for both are very specific. This three-hour webinar will review the various qualification rules and the ...
THU
October
30
Flood Insurance: Beyond The Fundamentals10:00 AM - 12:55 PMFor over 50 years the National Flood Insurance Program (NFIP) has played a key role in helping Americans protect the lives they’ve built from floods. The program is a critical and dependable resource for homeowners and businesses nationwide. It plays ...
THU
October
30
Covid-19 Litigation and Insurance Issues11:00 AM - 11:58 AMIn early July 2020, the Insurance Journal reports, there was a decision from a trial court in Michigan rejecting a restaurant’s claim under a business interruption policy. The court’s ruling finds no “property damage” as most BI policies define the ...
THU
October
30
Cyber 101: The Basics of Cyber Insurance1:00 PM - 2:03 PMThis hour of continuing education is designed to be introduction to the basics of insuring cyber risks. It is designed for producers who are not familiar with the coverage and the basic contours of the risk that insureds have. Click here to register
THU
October
30
To Be or Not to AirBnb - Sharing Exposures and Insurance1:00 PM - 2:55 PMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ...
THU
October
30
Commercial Lines Claims That Cause Problems - UPDATE2:00 PM - 4:57 PMHave you ever found yourself baffled by an adjusters handling of a claim? If not, you may be very new to our industry. This course takes an in-depth look at some of the interesting claims in our business that have left a few agents shaking their ...
THU
October
30
Agritourism Insurance and Risk Management3:00 PM - 5:04 PMThis two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment. Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...
SAT
November
1
Cannabis 10111:00 AM - 1:08 PMThis two hour class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal ...
MON
November
3
Agritourism Insurance and Risk Management9:00 AM - 11:04 AMThis two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment. Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...
MON
November
3
The Ultimate Account Manager - Effective Communication9:00 AM - 10:57 AMMany organizations today have initiatives supporting diversity and inclusion. Quite frankly, independent agencies have not always led the way when it comes to embracing these concepts and taking the necessary steps to ensure they are more than just ...
MON
November
3
To Be or Not to AirBnb - Sharing Exposures and Insurance9:00 AM - 10:55 AMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ...
MON
November
3
Commercial Lines Claims That Cause Problems - UPDATE10:00 AM - 12:57 PMHave you ever found yourself baffled by an adjusters handling of a claim? If not, you may be very new to our industry. This course takes an in-depth look at some of the interesting claims in our business that have left a few agents shaking their ...
MON
November
3
E&O Risk Management: Agency E&O Exposures and Defenses10:00 AM - 1:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ...
MON
November
3
The Ultimate Account Manager -Errors and Omission11:00 AM - 12:57 PMThree or four decades ago, about 1 in 25 agencies could expect to have an E&O claim, and up until that time there were few, if any, claims paid in excess of $300,000. A typical deductible for agency E&O coverage was $2,500 to $5,000. Today, one in ...
MON
November
3
Covid-19 Litigation and Insurance Issues1:00 PM - 1:58 PMIn early July 2020, the Insurance Journal reports, there was a decision from a trial court in Michigan rejecting a restaurant’s claim under a business interruption policy. The court’s ruling finds no “property damage” as most BI policies define the ...
MON
November
3
E&O Risk Management: Understanding Risk Mitigation and E&O Claims1:00 PM - 3:54 PMUnderstanding Risk Mitigation and E&O Claims” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the ...
MON
November
3
Should I Do a Roth IRA?1:00 PM - 3:01 PMFederal income taxes are at their lowest point in many years. With the National Debt over $30 Trillion a rise in taxes is imminent. This presentation shows way to create tax free money for the future. It emphasizes both the Individual Roth IRA and the ...
MON
November
3
Understanding (and Managing) the Largest Government Benefits: Social Security and Medicare1:00 PM - 3:41 PMThe United States government provides various programs to us - two of the largest are Social Security and Medicare. The qualification rules for both are very specific. This three-hour webinar will review the various qualification rules and the ...
MON
November
3
The Ultimate Account Manager - Risk Management and Contract Analysis2:00 PM - 3:56 PMIndependent insurance agents are at their best when they assist their clients in making sound risk management decisions. In order to do so, you need to have a fundamental understanding of the risk management process. The steps in the risk management ...
MON
November
3
Cyber 101: The Basics of Cyber Insurance3:00 PM - 4:03 PMThis hour of continuing education is designed to be introduction to the basics of insuring cyber risks. It is designed for producers who are not familiar with the coverage and the basic contours of the risk that insureds have. Click here to register
MON
November
3
Workers Compensation - Things You Always Wanted to Ask But Didn't Know Who to Ask!6:00 PM - 9:44 PMStuart Powell discusses Worker's Compensation Advanced Topics including extra-territoriality and reciprocity, Federal workers compensation and liability programs, the Alternate Insured Endorsement-its use and misuse and contractor/subcontractor ...
TUE
November
4
The Ultimate Account Manager -What Makes an Ultimate Account Manager9:00 AM - 10:56 AMWe begin our journey by asking one important question – do you have the “right stuff” to be an Ultimate Account Manager? Just like any other profession, some are called to it because their natural style, traits and abilities are well aligned with ...
TUE
November
4
COVERAGE ESSENTIALS: Certificates of Insurance and Evidences of Commercial Property Insurance: COIs and ECPIs10:00 AM - 12:59 PMCertificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...
TUE
November
4
The Ultimate Account Manager - What Will Be11:00 AM - 12:57 PMFor the first time in American history, there are as many as five different generations in the workplace. You might think that’s a good thing, since we have previously talked about the talent shortage facing the industry. And it is a good thing, but ...
TUE
November
4
Agency Management Based E&O and Ethics - UPDATE1:00 PM - 3:56 PMPLEASE NOTE - THIS CLASS DOES NOT QUALIFY FOR ANY E&O PREMIUM DISCOUNTS!! Course Description: This is not your usual Ethics and E&O course. Rather than focusing on what you're doing wrong, this program deals with structuring your ...
TUE
November
4
An Insurance Horror Story - Hoarders1:00 PM - 2:55 PMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...
TUE
November
4
Certificates of Insurance: Embrace the Pain2:00 PM - 2:59 PMCertificates of insurance have become much more than a “snapshot” of insurance coverage. They have become very complex forms with many requirements arising out of client contracts. They have also become a source of E&O claims for insurance ...
TUE
November
4
COVERAGE ESSENTIALS: Avoiding E&O in the Personal Auto Policy and Personal Umbrella4:00 PM - 6:58 PMPrivate Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...
WED
November
5
COVERAGE ESSENTIALS: Homeowners Part 1 – Policy Definitions, Liability Coverage and Policy Conditions10:00 AM - 12:57 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...
WED
November
5
Legacy Blueprint: Crafting Tomorrow's Agency Today12:00 PM - 3:54 PMIn an industry where evolution is as certain as change, passing the baton from one generation to the next should be seamless and strategic. Dive deep into the intricacies of agency perpetuation planning at this must-attend session. We'll not only ...
WED
November
5
COVERAGE ESSENTIALS: Homeowners Part II - Property Coverages1:00 PM - 3:59 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...
WED
November
5
Homeowners Insurance Facts and Follies1:00 PM - 4:01 PMHow much do we really know about the coverages provides by the standard ISO Homeowners policy? This course will look at a wide variety of scenarios faced by the typical homeowner and discuss how, if at all, the Homeowners policy would respond. Topics ...
WED
November
5
Flood Insurance: Beyond The Fundamentals2:00 PM - 4:55 PMFor over 50 years the National Flood Insurance Program (NFIP) has played a key role in helping Americans protect the lives they’ve built from floods. The program is a critical and dependable resource for homeowners and businesses nationwide. It plays ...
WED
November
5
Securing the Future: Insurance in an Era of Increased Natural Disasters2:00 PM - 4:01 PMUpon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ...
THU
November
6
Kentucky Agents - Coverage Essentials: Policy Analysis-Reading, Interpreting and Understanding Insurance Contracts10:00 AM - 1:11 PMThis course is designed for Kentucky agents. Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. Included also will be the ...
THU
November
6
Adding Value In Personal Lines1:00 PM - 3:57 PMOur personal lines clients depend upon us to place proper coverages as a major part of their risk management strategy. The property and liability coverages we place on their behalf may ultimately stand between them and bankruptcy in the event of a ...
THU
November
6
9 Rules for Reading an Insurance Policy Based on the Law of Insurance Contracts4:00 PM - 5:51 PMInsurance policies are subject to the standard law of contracts; but beyond simple contract law, insurance contracts are bound by unique provisions and requirements specific to insurance. An understanding of these unique legal characteristics is ...
FRI
November
7
Blueprint for Success: Crafting Your Ownership Journey10:00 AM - 1:36 PMDream of leading your own insurance agency? Whether you're a dedicated employee with aspirations of stepping up or a next-generation family member aiming to continue a legacy, this session is tailor-made for you. Explore the complexities and ...
FRI
November
7
ISO's 2022 Homeowners' Changes: Some Big, Some Small, But All Important1:00 PM - 2:55 PMEleven years have passed since ISO promulgated major changes to the Homeowners' program. There have been several reactive changes during this period, but in 2022, ISO introduced a multistate/nationwide filing that results in several major changes to ...
FRI
November
7
What Ever Happened to “And They Lived Happily Ever After?”1:00 PM - 2:55 PMPlanning for retirement took a big turn in the early 1980’s with the passing of the Employee Retirement Income Security Act of 1974 (ERISA), This presentation compares retirement planning before and after ERISA. With a much greater responsibility on ...
FRI
November
7
An Hour Of True Crime - Wrong Way Driver3:00 PM - 3:57 PMThis course will discuss a four car accident which resulted in multiple fatalities. Attendees will learn what coverages were needed to respond to the loss and to the multiple lawsuits which arose from the loss. Click here to register
MON
November
10
AI Implications in the Insurance Industry9:00 AM - 10:08 AMThis seminar begins with a “big picture” look at Artificial Intelligence. Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ...
MON
November
10
Directors and Officers Liability Insurance9:00 AM - 11:56 AMThis seminar is in three parts. The first addresses the corporate law principles that govern the standard of care for directors and officers. Simply put, what is the nature of the underlying liability that we are seeking to insure? After this, the ...
MON
November
10
If It Moves On The Farm – It Presents A Risk9:00 AM - 10:46 AMItems which move present substantial risk to our clients. Whether an item is mobile under its own power or is provided mobility via another method, the exposures are real and dramatic. This presentation will address the exposures associated with ...
MON
November
10
Farm and Insurance Issues - Top Ten Cases of the Last Decade (Or So)11:00 AM - 1:07 PMThe theme is simple; the cases and principles are not. This is a quick-moving survey of the most important agriculture and farm-related insurance decisions in the last ten years or so. After a brief introduction, the seminar will involve presenting ...
MON
November
10
Recognize. Respond. Survive. Active Shooter Response Training - ABEN11:00 AM - 12:57 PMProActive Response Group's Active Shooter Response Training course educates participants in current trends of active shooter incidents, how to recognize early warning signs of violence, appropriate actions to increase chances of survival in an active ...
MON
November
10
How To Thrive In An Ever Changing Work Environment1:00 PM - 2:07 PMThis session will address the positive effects that Organizational Culture can have on your agency. While many E&O classes focus on mistakes employees can make that create potential problems, this course will attempt to create an awareness that ...
MON
November
10
Gigs and Side Hustles - The Insurance Issues1:00 PM - 3:05 PMThis seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...
MON
November
10
The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers2:00 PM - 4:16 PM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...
MON
November
10
Proactive Workplace Violence Response: Mitigating Risks for Your Clients2:00 PM - 2:57 PMIn an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ...
MON
November
10
Cybersecurity Risk and Insurance Are...3:00 PM - 3:58 PMThis hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...
MON
November
10
The Ultimate Account Manager -Desk Management and Client Value5:00 PM - 6:57 PMDo you remember your first couple of days in the insurance business? If it was like most, you probably didn’t understand much of what was being said. Unlike producers, most Account Managers didn’t get the benefit of attending a formalized training ...
TUE
November
11
Contracts Agents Should Read9:00 AM - 10:56 AMCourse Description: Most insurance agents are not attorneys, but there are certain contracts that our insureds enter into that we, as insurance ...
TUE
November
11
Issues in Construction Bonds9:00 AM - 11:48 AMThis seminar is a wide-ranging examination of insurance related issues connected to bonding in the construction industry. The approach of the seminar is to educate insurance professionals first and foremost about the various legal relationships ...
TUE
November
11
Six Interesting (and Recent Cases) - And Why They Matter To The Industry11:00 AM - 12:00 PMThis one-hour seminar is a fast-paced review of current cases (all six being decided in the 2020’s) that impact producers. In each instance, the factual background of the case, the relevant issue, and the court’s decision are discussed. Following ...
TUE
November
11
Personal Lines Issues That Keep You Up at Night1:00 PM - 2:56 PMCourse Description: Insurance is always easy…until the claim arrives. Then we start second guessing ourselves and hope, if not pray that all the right coverages are correct. This course will take a detailed look at some of the more common ...
TUE
November
11
Studies in Ethics - A Hippocratic Oath for Insurance Professionals1:00 PM - 4:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ...
TUE
November
11
Hot Topics In Personal Lines3:00 PM - 5:07 PMThis seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis. The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...
WED
November
12
Properly Calculating & Insuring the Business Income Exposure8:00 AM - 10:03 AMBusiness income (BI) is the most important property coverage available. Businesses exist to make money and without income, the business ceases to exist. BI ensures there is a flow of income until the business is once again operational. During this ...
WED
November
12
The Greatest Insurance Product Ever Created1:00 PM - 3:05 PMIn 1913, when the Internal Revenue Service was created, some very visionary people wanted to make sure that families and businesses could be protected and pass on their assets from one generation to the next. That was the foundation of the Greatest ...
WED
November
12
Insurance Ethics, Easy to Discuss, Harder to Achieve3:00 PM - 5:48 PMCourse Description “The objective of this ethics seminar is to place emphasis on the importance of principles during our day to day activities in the insurance industry. The outline was designed to add value to your work day regardless of the ...
WED
November
12
Flood Program Overview – NFIP Then and Now - 3 hrs4:00 PM - 6:59 PM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ...
THU
November
13
Business Auto Claims That Cause Problems - UPDATE9:00 AM - 10:56 AMCourse Description: UPDATED CLASS - When putting a commercial lines package together sometimes we don’t give the proper attention to the Business Auto Policy. This policy is full of E&O potential! This course is designed to shed light on the ...
THU
November
13
We Call it Cannabis Now9:00 AM - 10:57 AMThis class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal lines or / ...
THU
November
13
The “Lucky” Thirteen Most Important Issues in Homeowners Insurance11:00 AM - 2:07 PMThis broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered. For those producers ...
THU
November
13
Builders Risk and Contractors Equipment1:00 PM - 2:56 PMThis course will discuss Builder’s Risk and Contractors Equipment coverages. A comparison of the completed value form and reporting form Builders Risk, property covered and not covered, causes of loss and valuation issues are examined. The discussion ...
THU
November
13
Watch Your Six - A Half Dozen Ethics Scenarios for Insurance Professionals1:00 PM - 4:13 PMFor instructors as well as producers, the ongoing study of professional ethics is a continuing education class struggle. By the very nature of the subject, ethics classes run the risk of being filled with platitudes or devolving into sermons. ...
THU
November
13
What's News Now!3:00 PM - 4:08 PMThis seminar is a fast-paced review of current events, trends, and issues of interest to insurance producers. The session begins with a quick update on federal insurance-related developments and then turns to a review of two important national cases ...
FRI
November
14
Cybersecurity Risk and Insurance Are...9:00 AM - 9:58 AMThis hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...
FRI
November
14
How To Thrive In An Ever Changing Work Environment9:00 AM - 10:07 AMThis session will address the positive effects that Organizational Culture can have on your agency. While many E&O classes focus on mistakes employees can make that create potential problems, this course will attempt to create an awareness that ...
FRI
November
14
The Ultimate Account Manager -Desk Management and Client Value9:00 AM - 10:57 AMDo you remember your first couple of days in the insurance business? If it was like most, you probably didn’t understand much of what was being said. Unlike producers, most Account Managers didn’t get the benefit of attending a formalized training ...
FRI
November
14
Issues in Named Insured: The Rules and the Whys10:00 AM - 12:07 PMThis presentation is a fast-paced and wide-ranging examination of issues connected to naming insureds correctly on insurance policies - a seemingly simple matter that has deep implications. The seminar is divided into two parts. The first is the ...
FRI
November
14
Directors and Officers Liability Insurance11:00 AM - 1:56 PMThis seminar is in three parts. The first addresses the corporate law principles that govern the standard of care for directors and officers. Simply put, what is the nature of the underlying liability that we are seeking to insure? After this, the ...
FRI
November
14
If It Moves On The Farm – It Presents A Risk11:00 AM - 12:46 PMItems which move present substantial risk to our clients. Whether an item is mobile under its own power or is provided mobility via another method, the exposures are real and dramatic. This presentation will address the exposures associated with ...
FRI
November
14
Farm and Insurance Issues - Top Ten Cases of the Last Decade (Or So)1:00 PM - 3:07 PMThe theme is simple; the cases and principles are not. This is a quick-moving survey of the most important agriculture and farm-related insurance decisions in the last ten years or so. After a brief introduction, the seminar will involve presenting ...
FRI
November
14
Recognize. Respond. Survive. Active Shooter Response Training - ABEN2:00 PM - 3:57 PMProActive Response Group's Active Shooter Response Training course educates participants in current trends of active shooter incidents, how to recognize early warning signs of violence, appropriate actions to increase chances of survival in an active ...
FRI
November
14
Gigs and Side Hustles - The Insurance Issues3:00 PM - 5:05 PMThis seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...
FRI
November
14
The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers5:00 PM - 7:16 PM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...
MON
November
17
Hot Topics In Personal Lines9:00 AM - 11:07 AMThis seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis. The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...
MON
November
17
Personal Lines Issues That Keep You Up at Night9:00 AM - 10:56 AMCourse Description: Insurance is always easy…until the claim arrives. Then we start second guessing ourselves and hope, if not pray that all the right coverages are correct. This course will take a detailed look at some of the more common ...
MON
November
17
Issues in Construction Bonds11:00 AM - 1:48 PMThis seminar is a wide-ranging examination of insurance related issues connected to bonding in the construction industry. The approach of the seminar is to educate insurance professionals first and foremost about the various legal relationships ...
MON
November
17
Studies in Ethics - A Hippocratic Oath for Insurance Professionals11:00 AM - 2:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ...
MON
November
17
Contracts Agents Should Read1:00 PM - 2:56 PMCourse Description: Most insurance agents are not attorneys, but there are certain contracts that our insureds enter into that we, as insurance ...
MON
November
17
Six Interesting (and Recent Cases) - And Why They Matter To The Industry1:00 PM - 2:00 PMThis one-hour seminar is a fast-paced review of current cases (all six being decided in the 2020’s) that impact producers. In each instance, the factual background of the case, the relevant issue, and the court’s decision are discussed. Following ...
TUE
November
18
Issues in Named Insured: The Rules and the Whys10:00 AM - 12:07 PMThis presentation is a fast-paced and wide-ranging examination of issues connected to naming insureds correctly on insurance policies - a seemingly simple matter that has deep implications. The seminar is divided into two parts. The first is the ...
TUE
November
18
The Ultimate Account Manager - Effective Communication11:00 AM - 12:57 PMMany organizations today have initiatives supporting diversity and inclusion. Quite frankly, independent agencies have not always led the way when it comes to embracing these concepts and taking the necessary steps to ensure they are more than just ...
TUE
November
18
Workers Compensation - Things You Always Wanted to Ask But Didn't Know Who to Ask!12:00 PM - 3:44 PMStuart Powell discusses Worker's Compensation Advanced Topics including extra-territoriality and reciprocity, Federal workers compensation and liability programs, the Alternate Insured Endorsement-its use and misuse and contractor/subcontractor ...
TUE
November
18
E&O Risk Management: Agency E&O Exposures and Defenses1:00 PM - 4:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ...
TUE
November
18
The Ultimate Account Manager -Errors and Omission2:00 PM - 3:57 PMThree or four decades ago, about 1 in 25 agencies could expect to have an E&O claim, and up until that time there were few, if any, claims paid in excess of $300,000. A typical deductible for agency E&O coverage was $2,500 to $5,000. Today, one in ...
TUE
November
18
Should I Do a Roth IRA?3:00 PM - 5:01 PMFederal income taxes are at their lowest point in many years. With the National Debt over $30 Trillion a rise in taxes is imminent. This presentation shows way to create tax free money for the future. It emphasizes both the Individual Roth IRA and the ...
TUE
November
18
E&O Risk Management: Understanding Risk Mitigation and E&O Claims4:00 PM - 6:54 PMUnderstanding Risk Mitigation and E&O Claims” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the ...
TUE
November
18
The Ultimate Account Manager - Risk Management and Contract Analysis5:00 PM - 6:56 PMIndependent insurance agents are at their best when they assist their clients in making sound risk management decisions. In order to do so, you need to have a fundamental understanding of the risk management process. The steps in the risk management ...
WED
November
19
Agency Management Based E&O and Ethics - UPDATE9:00 AM - 11:56 AMPLEASE NOTE - THIS CLASS DOES NOT QUALIFY FOR ANY E&O PREMIUM DISCOUNTS!! Course Description: This is not your usual Ethics and E&O course. Rather than focusing on what you're doing wrong, this program deals with structuring your ...
WED
November
19
COVERAGE ESSENTIALS: Avoiding E&O in the Personal Auto Policy and Personal Umbrella10:00 AM - 12:58 PMPrivate Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...
WED
November
19
The Ultimate Account Manager -What Makes an Ultimate Account Manager11:00 AM - 12:56 PMWe begin our journey by asking one important question – do you have the “right stuff” to be an Ultimate Account Manager? Just like any other profession, some are called to it because their natural style, traits and abilities are well aligned with ...
WED
November
19
COVERAGE ESSENTIALS: Certificates of Insurance and Evidences of Commercial Property Insurance: COIs and ECPIs1:00 PM - 3:59 PMCertificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...
WED
November
19
The Ultimate Account Manager - What Will Be2:00 PM - 3:57 PMFor the first time in American history, there are as many as five different generations in the workplace. You might think that’s a good thing, since we have previously talked about the talent shortage facing the industry. And it is a good thing, but ...
WED
November
19
An Insurance Horror Story - Hoarders4:00 PM - 5:55 PMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...
WED
November
19
Certificates of Insurance: Embrace the Pain5:00 PM - 5:59 PMCertificates of insurance have become much more than a “snapshot” of insurance coverage. They have become very complex forms with many requirements arising out of client contracts. They have also become a source of E&O claims for insurance ...
THU
November
20
Homeowners Insurance Facts and Follies9:00 AM - 12:01 PMHow much do we really know about the coverages provides by the standard ISO Homeowners policy? This course will look at a wide variety of scenarios faced by the typical homeowner and discuss how, if at all, the Homeowners policy would respond. Topics ...
THU
November
20
Securing the Future: Insurance in an Era of Increased Natural Disasters10:00 AM - 12:01 PMUpon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ...
THU
November
20
COVERAGE ESSENTIALS: Homeowners Part 1 – Policy Definitions, Liability Coverage and Policy Conditions1:00 PM - 3:57 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...
THU
November
20
Legacy Blueprint: Crafting Tomorrow's Agency Today2:00 PM - 5:54 PMIn an industry where evolution is as certain as change, passing the baton from one generation to the next should be seamless and strategic. Dive deep into the intricacies of agency perpetuation planning at this must-attend session. We'll not only ...
THU
November
20
COVERAGE ESSENTIALS: Homeowners Part II - Property Coverages4:00 PM - 6:59 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...
FRI
November
21
9 Rules for Reading an Insurance Policy Based on the Law of Insurance Contracts8:00 AM - 9:51 AMInsurance policies are subject to the standard law of contracts; but beyond simple contract law, insurance contracts are bound by unique provisions and requirements specific to insurance. An understanding of these unique legal characteristics is ...
FRI
November
21
Flood Insurance: Beyond The Fundamentals10:00 AM - 12:55 PMFor over 50 years the National Flood Insurance Program (NFIP) has played a key role in helping Americans protect the lives they’ve built from floods. The program is a critical and dependable resource for homeowners and businesses nationwide. It plays ...
FRI
November
21
Kentucky Agents - Coverage Essentials: Policy Analysis-Reading, Interpreting and Understanding Insurance Contracts1:00 PM - 4:11 PMThis course is designed for Kentucky agents. Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. Included also will be the ...
FRI
November
21
Adding Value In Personal Lines4:00 PM - 6:57 PMOur personal lines clients depend upon us to place proper coverages as a major part of their risk management strategy. The property and liability coverages we place on their behalf may ultimately stand between them and bankruptcy in the event of a ...
MON
November
24
An Hour Of True Crime - Wrong Way Driver9:00 AM - 9:57 AMThis course will discuss a four car accident which resulted in multiple fatalities. Attendees will learn what coverages were needed to respond to the loss and to the multiple lawsuits which arose from the loss. Click here to register
MON
November
24
What Ever Happened to “And They Lived Happily Ever After?”9:00 AM - 10:55 AMPlanning for retirement took a big turn in the early 1980’s with the passing of the Employee Retirement Income Security Act of 1974 (ERISA), This presentation compares retirement planning before and after ERISA. With a much greater responsibility on ...
MON
November
24
Blueprint for Success: Crafting Your Ownership Journey12:00 PM - 3:36 PMDream of leading your own insurance agency? Whether you're a dedicated employee with aspirations of stepping up or a next-generation family member aiming to continue a legacy, this session is tailor-made for you. Explore the complexities and ...
MON
November
24
ISO's 2022 Homeowners' Changes: Some Big, Some Small, But All Important4:00 PM - 5:55 PMEleven years have passed since ISO promulgated major changes to the Homeowners' program. There have been several reactive changes during this period, but in 2022, ISO introduced a multistate/nationwide filing that results in several major changes to ...
TUE
November
25
Insurance Ethics, Easy to Discuss, Harder to Achieve9:00 AM - 11:48 AMCourse Description “The objective of this ethics seminar is to place emphasis on the importance of principles during our day to day activities in the insurance industry. The outline was designed to add value to your work day regardless of the ...
TUE
November
25
The Greatest Insurance Product Ever Created9:00 AM - 11:05 AMIn 1913, when the Internal Revenue Service was created, some very visionary people wanted to make sure that families and businesses could be protected and pass on their assets from one generation to the next. That was the foundation of the Greatest ...
TUE
November
25
Flood Program Overview – NFIP Then and Now - 3 hrs10:00 AM - 12:59 PM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ...
TUE
November
25
Proactive Workplace Violence Response: Mitigating Risks for Your Clients10:00 AM - 10:57 AMIn an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ...
TUE
November
25
Properly Calculating & Insuring the Business Income Exposure10:00 AM - 12:03 PMBusiness income (BI) is the most important property coverage available. Businesses exist to make money and without income, the business ceases to exist. BI ensures there is a flow of income until the business is once again operational. During this ...
TUE
November
25
AI Implications in the Insurance Industry1:00 PM - 2:08 PMThis seminar begins with a “big picture” look at Artificial Intelligence. Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ...
WED
November
26
Builders Risk and Contractors Equipment9:00 AM - 10:56 AMThis course will discuss Builder’s Risk and Contractors Equipment coverages. A comparison of the completed value form and reporting form Builders Risk, property covered and not covered, causes of loss and valuation issues are examined. The discussion ...
WED
November
26
Cyber 101: The Basics of Cyber Insurance9:00 AM - 10:03 AMThis hour of continuing education is designed to be introduction to the basics of insuring cyber risks. It is designed for producers who are not familiar with the coverage and the basic contours of the risk that insureds have. Click here to register
WED
November
26
Understanding (and Managing) the Largest Government Benefits: Social Security and Medicare9:00 AM - 11:41 AMThe United States government provides various programs to us - two of the largest are Social Security and Medicare. The qualification rules for both are very specific. This three-hour webinar will review the various qualification rules and the ...
WED
November
26
What's News Now!9:00 AM - 10:08 AMThis seminar is a fast-paced review of current events, trends, and issues of interest to insurance producers. The session begins with a quick update on federal insurance-related developments and then turns to a review of two important national cases ...
WED
November
26
Agritourism Insurance and Risk Management11:00 AM - 1:04 PMThis two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment. Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...
WED
November
26
We Call it Cannabis Now11:00 AM - 12:57 PMThis class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal lines or / ...
WED
November
26
Business Auto Claims That Cause Problems - UPDATE1:00 PM - 2:56 PMCourse Description: UPDATED CLASS - When putting a commercial lines package together sometimes we don’t give the proper attention to the Business Auto Policy. This policy is full of E&O potential! This course is designed to shed light on the ...
WED
November
26
Cannabis 1011:00 PM - 3:08 PMThis two hour class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal ...
WED
November
26
The “Lucky” Thirteen Most Important Issues in Homeowners Insurance1:00 PM - 4:07 PMThis broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered. For those producers ...
WED
November
26
To Be or Not to AirBnb - Sharing Exposures and Insurance1:00 PM - 2:55 PMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ...
WED
November
26
Commercial Lines Claims That Cause Problems - UPDATE2:00 PM - 4:57 PMHave you ever found yourself baffled by an adjusters handling of a claim? If not, you may be very new to our industry. This course takes an in-depth look at some of the interesting claims in our business that have left a few agents shaking their ...
WED
November
26
Covid-19 Litigation and Insurance Issues3:00 PM - 3:58 PMIn early July 2020, the Insurance Journal reports, there was a decision from a trial court in Michigan rejecting a restaurant’s claim under a business interruption policy. The court’s ruling finds no “property damage” as most BI policies define the ...
WED
November
26
Watch Your Six - A Half Dozen Ethics Scenarios for Insurance Professionals3:00 PM - 6:13 PMFor instructors as well as producers, the ongoing study of professional ethics is a continuing education class struggle. By the very nature of the subject, ethics classes run the risk of being filled with platitudes or devolving into sermons. ...
MON
December
1
ISO's 2022 Homeowners' Changes: Some Big, Some Small, But All Important8:00 AM - 9:55 AMEleven years have passed since ISO promulgated major changes to the Homeowners' program. There have been several reactive changes during this period, but in 2022, ISO introduced a multistate/nationwide filing that results in several major changes to ...
MON
December
1
An Hour Of True Crime - Wrong Way Driver11:00 AM - 11:57 AMThis course will discuss a four car accident which resulted in multiple fatalities. Attendees will learn what coverages were needed to respond to the loss and to the multiple lawsuits which arose from the loss. Click here to register
MON
December
1
What Ever Happened to “And They Lived Happily Ever After?”1:00 PM - 2:55 PMPlanning for retirement took a big turn in the early 1980’s with the passing of the Employee Retirement Income Security Act of 1974 (ERISA), This presentation compares retirement planning before and after ERISA. With a much greater responsibility on ...
MON
December
1
Blueprint for Success: Crafting Your Ownership Journey2:00 PM - 5:36 PMDream of leading your own insurance agency? Whether you're a dedicated employee with aspirations of stepping up or a next-generation family member aiming to continue a legacy, this session is tailor-made for you. Explore the complexities and ...
TUE
December
2
9 Rules for Reading an Insurance Policy Based on the Law of Insurance Contracts10:00 AM - 11:51 AMInsurance policies are subject to the standard law of contracts; but beyond simple contract law, insurance contracts are bound by unique provisions and requirements specific to insurance. An understanding of these unique legal characteristics is ...
TUE
December
2
Adding Value In Personal Lines10:00 AM - 12:57 PMOur personal lines clients depend upon us to place proper coverages as a major part of their risk management strategy. The property and liability coverages we place on their behalf may ultimately stand between them and bankruptcy in the event of a ...
TUE
December
2
Kentucky Agents - Coverage Essentials: Policy Analysis-Reading, Interpreting and Understanding Insurance Contracts4:00 PM - 7:11 PMThis course is designed for Kentucky agents. Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. Included also will be the ...
WED
December
3
AI Implications in the Insurance Industry9:00 AM - 10:08 AMThis seminar begins with a “big picture” look at Artificial Intelligence. Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ...
WED
December
3
COVERAGE ESSENTIALS: Homeowners Part II - Property Coverages1:00 PM - 3:59 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...
WED
December
3
Homeowners Insurance Facts and Follies1:00 PM - 4:01 PMHow much do we really know about the coverages provides by the standard ISO Homeowners policy? This course will look at a wide variety of scenarios faced by the typical homeowner and discuss how, if at all, the Homeowners policy would respond. Topics ...
WED
December
3
Proactive Workplace Violence Response: Mitigating Risks for Your Clients2:00 PM - 2:57 PMIn an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ...
WED
December
3
COVERAGE ESSENTIALS: Homeowners Part 1 – Policy Definitions, Liability Coverage and Policy Conditions4:00 PM - 6:57 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...
WED
December
3
Legacy Blueprint: Crafting Tomorrow's Agency Today4:00 PM - 7:54 PMIn an industry where evolution is as certain as change, passing the baton from one generation to the next should be seamless and strategic. Dive deep into the intricacies of agency perpetuation planning at this must-attend session. We'll not only ...
THU
December
4
An Insurance Horror Story - Hoarders8:00 AM - 9:55 AMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...
THU
December
4
Certificates of Insurance: Embrace the Pain9:00 AM - 9:59 AMCertificates of insurance have become much more than a “snapshot” of insurance coverage. They have become very complex forms with many requirements arising out of client contracts. They have also become a source of E&O claims for insurance ...
THU
December
4
Agency Management Based E&O and Ethics - UPDATE1:00 PM - 3:56 PMPLEASE NOTE - THIS CLASS DOES NOT QUALIFY FOR ANY E&O PREMIUM DISCOUNTS!! Course Description: This is not your usual Ethics and E&O course. Rather than focusing on what you're doing wrong, this program deals with structuring your ...
THU
December
4
COVERAGE ESSENTIALS: Avoiding E&O in the Personal Auto Policy and Personal Umbrella1:00 PM - 3:58 PMPrivate Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...
THU
December
4
The Ultimate Account Manager -What Makes an Ultimate Account Manager2:00 PM - 3:56 PMWe begin our journey by asking one important question – do you have the “right stuff” to be an Ultimate Account Manager? Just like any other profession, some are called to it because their natural style, traits and abilities are well aligned with ...
THU
December
4
COVERAGE ESSENTIALS: Certificates of Insurance and Evidences of Commercial Property Insurance: COIs and ECPIs4:00 PM - 6:59 PMCertificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...
THU
December
4
The Ultimate Account Manager - What Will Be5:00 PM - 6:57 PMFor the first time in American history, there are as many as five different generations in the workplace. You might think that’s a good thing, since we have previously talked about the talent shortage facing the industry. And it is a good thing, but ...
FRI
December
5
Should I Do a Roth IRA?9:00 AM - 11:01 AMFederal income taxes are at their lowest point in many years. With the National Debt over $30 Trillion a rise in taxes is imminent. This presentation shows way to create tax free money for the future. It emphasizes both the Individual Roth IRA and the ...
FRI
December
5
The Ultimate Account Manager - Risk Management and Contract Analysis9:00 AM - 10:56 AMIndependent insurance agents are at their best when they assist their clients in making sound risk management decisions. In order to do so, you need to have a fundamental understanding of the risk management process. The steps in the risk management ...
FRI
December
5
E&O Risk Management: Understanding Risk Mitigation and E&O Claims10:00 AM - 12:54 PMUnderstanding Risk Mitigation and E&O Claims” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the ...
FRI
December
5
The Ultimate Account Manager - Effective Communication2:00 PM - 3:57 PMMany organizations today have initiatives supporting diversity and inclusion. Quite frankly, independent agencies have not always led the way when it comes to embracing these concepts and taking the necessary steps to ensure they are more than just ...
FRI
December
5
Workers Compensation - Things You Always Wanted to Ask But Didn't Know Who to Ask!2:00 PM - 5:44 PMStuart Powell discusses Worker's Compensation Advanced Topics including extra-territoriality and reciprocity, Federal workers compensation and liability programs, the Alternate Insured Endorsement-its use and misuse and contractor/subcontractor ...
FRI
December
5
E&O Risk Management: Agency E&O Exposures and Defenses4:00 PM - 7:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ...
FRI
December
5
The Ultimate Account Manager -Errors and Omission5:00 PM - 6:57 PMThree or four decades ago, about 1 in 25 agencies could expect to have an E&O claim, and up until that time there were few, if any, claims paid in excess of $300,000. A typical deductible for agency E&O coverage was $2,500 to $5,000. Today, one in ...
MON
December
8
Insurance Ethics, Easy to Discuss, Harder to Achieve11:00 AM - 1:48 PMCourse Description “The objective of this ethics seminar is to place emphasis on the importance of principles during our day to day activities in the insurance industry. The outline was designed to add value to your work day regardless of the ...
MON
December
8
Flood Program Overview – NFIP Then and Now - 3 hrs1:00 PM - 3:59 PM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ...
MON
December
8
Properly Calculating & Insuring the Business Income Exposure1:00 PM - 3:03 PMBusiness income (BI) is the most important property coverage available. Businesses exist to make money and without income, the business ceases to exist. BI ensures there is a flow of income until the business is once again operational. During this ...
MON
December
8
The Greatest Insurance Product Ever Created1:00 PM - 3:05 PMIn 1913, when the Internal Revenue Service was created, some very visionary people wanted to make sure that families and businesses could be protected and pass on their assets from one generation to the next. That was the foundation of the Greatest ...
TUE
December
9
Business Auto Claims That Cause Problems - UPDATE9:00 AM - 10:56 AMCourse Description: UPDATED CLASS - When putting a commercial lines package together sometimes we don’t give the proper attention to the Business Auto Policy. This policy is full of E&O potential! This course is designed to shed light on the ...
TUE
December
9
Watch Your Six - A Half Dozen Ethics Scenarios for Insurance Professionals9:00 AM - 12:13 PMFor instructors as well as producers, the ongoing study of professional ethics is a continuing education class struggle. By the very nature of the subject, ethics classes run the risk of being filled with platitudes or devolving into sermons. ...
TUE
December
9
What's News Now!11:00 AM - 12:08 PMThis seminar is a fast-paced review of current events, trends, and issues of interest to insurance producers. The session begins with a quick update on federal insurance-related developments and then turns to a review of two important national cases ...
TUE
December
9
Builders Risk and Contractors Equipment1:00 PM - 2:56 PMThis course will discuss Builder’s Risk and Contractors Equipment coverages. A comparison of the completed value form and reporting form Builders Risk, property covered and not covered, causes of loss and valuation issues are examined. The discussion ...
TUE
December
9
We Call it Cannabis Now1:00 PM - 2:57 PMThis class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal lines or / ...
TUE
December
9
The “Lucky” Thirteen Most Important Issues in Homeowners Insurance3:00 PM - 6:07 PMThis broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered. For those producers ...
WED
December
10
Contracts Agents Should Read9:00 AM - 10:56 AMCourse Description: Most insurance agents are not attorneys, but there are certain contracts that our insureds enter into that we, as insurance ...
WED
December
10
Six Interesting (and Recent Cases) - And Why They Matter To The Industry11:00 AM - 12:00 PMThis one-hour seminar is a fast-paced review of current cases (all six being decided in the 2020’s) that impact producers. In each instance, the factual background of the case, the relevant issue, and the court’s decision are discussed. Following ...
WED
December
10
Hot Topics In Personal Lines11:00 AM - 1:07 PMThis seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis. The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...
WED
December
10
Personal Lines Issues That Keep You Up at Night1:00 PM - 2:56 PMCourse Description: Insurance is always easy…until the claim arrives. Then we start second guessing ourselves and hope, if not pray that all the right coverages are correct. This course will take a detailed look at some of the more common ...
WED
December
10
Issues in Construction Bonds1:00 PM - 3:48 PMThis seminar is a wide-ranging examination of insurance related issues connected to bonding in the construction industry. The approach of the seminar is to educate insurance professionals first and foremost about the various legal relationships ...
WED
December
10
Studies in Ethics - A Hippocratic Oath for Insurance Professionals1:00 PM - 4:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ...
WED
December
10
Flood Insurance: Beyond The Fundamentals2:00 PM - 4:55 PMFor over 50 years the National Flood Insurance Program (NFIP) has played a key role in helping Americans protect the lives they’ve built from floods. The program is a critical and dependable resource for homeowners and businesses nationwide. It plays ...
THU
December
11
Gigs and Side Hustles - The Insurance Issues9:00 AM - 11:05 AMThis seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...
THU
December
11
The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers9:00 AM - 11:16 AM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...
THU
December
11
Cybersecurity Risk and Insurance Are...11:00 AM - 11:58 AMThis hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...
THU
December
11
The Ultimate Account Manager -Desk Management and Client Value11:00 AM - 12:57 PMDo you remember your first couple of days in the insurance business? If it was like most, you probably didn’t understand much of what was being said. Unlike producers, most Account Managers didn’t get the benefit of attending a formalized training ...
THU
December
11
How To Thrive In An Ever Changing Work Environment1:00 PM - 2:07 PMThis session will address the positive effects that Organizational Culture can have on your agency. While many E&O classes focus on mistakes employees can make that create potential problems, this course will attempt to create an awareness that ...
THU
December
11
Directors and Officers Liability Insurance1:00 PM - 3:56 PMThis seminar is in three parts. The first addresses the corporate law principles that govern the standard of care for directors and officers. Simply put, what is the nature of the underlying liability that we are seeking to insure? After this, the ...
THU
December
11
If It Moves On The Farm – It Presents A Risk2:00 PM - 3:46 PMItems which move present substantial risk to our clients. Whether an item is mobile under its own power or is provided mobility via another method, the exposures are real and dramatic. This presentation will address the exposures associated with ...
THU
December
11
Farm and Insurance Issues - Top Ten Cases of the Last Decade (Or So)3:00 PM - 5:07 PMThe theme is simple; the cases and principles are not. This is a quick-moving survey of the most important agriculture and farm-related insurance decisions in the last ten years or so. After a brief introduction, the seminar will involve presenting ...
THU
December
11
Recognize. Respond. Survive. Active Shooter Response Training - ABEN5:00 PM - 6:57 PMProActive Response Group's Active Shooter Response Training course educates participants in current trends of active shooter incidents, how to recognize early warning signs of violence, appropriate actions to increase chances of survival in an active ...
FRI
December
12
Covid-19 Litigation and Insurance Issues9:00 AM - 9:58 AMIn early July 2020, the Insurance Journal reports, there was a decision from a trial court in Michigan rejecting a restaurant’s claim under a business interruption policy. The court’s ruling finds no “property damage” as most BI policies define the ...
FRI
December
12
To Be or Not to AirBnb - Sharing Exposures and Insurance9:00 AM - 10:55 AMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ...
FRI
December
12
Commercial Lines Claims That Cause Problems - UPDATE10:00 AM - 12:57 PMHave you ever found yourself baffled by an adjusters handling of a claim? If not, you may be very new to our industry. This course takes an in-depth look at some of the interesting claims in our business that have left a few agents shaking their ...
FRI
December
12
Issues in Named Insured: The Rules and the Whys10:00 AM - 12:07 PMThis presentation is a fast-paced and wide-ranging examination of issues connected to naming insureds correctly on insurance policies - a seemingly simple matter that has deep implications. The seminar is divided into two parts. The first is the ...
FRI
December
12
Cyber 101: The Basics of Cyber Insurance11:00 AM - 12:03 PMThis hour of continuing education is designed to be introduction to the basics of insuring cyber risks. It is designed for producers who are not familiar with the coverage and the basic contours of the risk that insureds have. Click here to register
FRI
December
12
Agritourism Insurance and Risk Management1:00 PM - 3:04 PMThis two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment. Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...
FRI
December
12
Understanding (and Managing) the Largest Government Benefits: Social Security and Medicare1:00 PM - 3:41 PMThe United States government provides various programs to us - two of the largest are Social Security and Medicare. The qualification rules for both are very specific. This three-hour webinar will review the various qualification rules and the ...
FRI
December
12
Securing the Future: Insurance in an Era of Increased Natural Disasters2:00 PM - 4:01 PMUpon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ...
FRI
December
12
Cannabis 1013:00 PM - 5:08 PMThis two hour class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal ...
MON
December
15
The Greatest Insurance Product Ever Created9:00 AM - 11:05 AMIn 1913, when the Internal Revenue Service was created, some very visionary people wanted to make sure that families and businesses could be protected and pass on their assets from one generation to the next. That was the foundation of the Greatest ...
MON
December
15
Insurance Ethics, Easy to Discuss, Harder to Achieve1:00 PM - 3:48 PMCourse Description “The objective of this ethics seminar is to place emphasis on the importance of principles during our day to day activities in the insurance industry. The outline was designed to add value to your work day regardless of the ...
MON
December
15
Flood Program Overview – NFIP Then and Now - 3 hrs4:00 PM - 6:59 PM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ...
MON
December
15
Properly Calculating & Insuring the Business Income Exposure4:00 PM - 6:03 PMBusiness income (BI) is the most important property coverage available. Businesses exist to make money and without income, the business ceases to exist. BI ensures there is a flow of income until the business is once again operational. During this ...
TUE
December
16
What Ever Happened to “And They Lived Happily Ever After?”9:00 AM - 10:55 AMPlanning for retirement took a big turn in the early 1980’s with the passing of the Employee Retirement Income Security Act of 1974 (ERISA), This presentation compares retirement planning before and after ERISA. With a much greater responsibility on ...
TUE
December
16
Issues in Named Insured: The Rules and the Whys10:00 AM - 12:07 PMThis presentation is a fast-paced and wide-ranging examination of issues connected to naming insureds correctly on insurance policies - a seemingly simple matter that has deep implications. The seminar is divided into two parts. The first is the ...
TUE
December
16
ISO's 2022 Homeowners' Changes: Some Big, Some Small, But All Important10:00 AM - 11:55 AMEleven years have passed since ISO promulgated major changes to the Homeowners' program. There have been several reactive changes during this period, but in 2022, ISO introduced a multistate/nationwide filing that results in several major changes to ...
TUE
December
16
An Hour Of True Crime - Wrong Way Driver1:00 PM - 1:57 PMThis course will discuss a four car accident which resulted in multiple fatalities. Attendees will learn what coverages were needed to respond to the loss and to the multiple lawsuits which arose from the loss. Click here to register
TUE
December
16
Blueprint for Success: Crafting Your Ownership Journey4:00 PM - 7:36 PMDream of leading your own insurance agency? Whether you're a dedicated employee with aspirations of stepping up or a next-generation family member aiming to continue a legacy, this session is tailor-made for you. Explore the complexities and ...
WED
December
17
Kentucky Agents - Coverage Essentials: Policy Analysis-Reading, Interpreting and Understanding Insurance Contracts10:00 AM - 1:11 PMThis course is designed for Kentucky agents. Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. Included also will be the ...
WED
December
17
9 Rules for Reading an Insurance Policy Based on the Law of Insurance Contracts12:00 PM - 1:51 PMInsurance policies are subject to the standard law of contracts; but beyond simple contract law, insurance contracts are bound by unique provisions and requirements specific to insurance. An understanding of these unique legal characteristics is ...
WED
December
17
Adding Value In Personal Lines1:00 PM - 3:57 PMOur personal lines clients depend upon us to place proper coverages as a major part of their risk management strategy. The property and liability coverages we place on their behalf may ultimately stand between them and bankruptcy in the event of a ...
THU
December
18
Homeowners Insurance Facts and Follies9:00 AM - 12:01 PMHow much do we really know about the coverages provides by the standard ISO Homeowners policy? This course will look at a wide variety of scenarios faced by the typical homeowner and discuss how, if at all, the Homeowners policy would respond. Topics ...
THU
December
18
Proactive Workplace Violence Response: Mitigating Risks for Your Clients10:00 AM - 10:57 AMIn an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ...
THU
December
18
Legacy Blueprint: Crafting Tomorrow's Agency Today10:00 AM - 1:54 PMIn an industry where evolution is as certain as change, passing the baton from one generation to the next should be seamless and strategic. Dive deep into the intricacies of agency perpetuation planning at this must-attend session. We'll not only ...
THU
December
18
AI Implications in the Insurance Industry1:00 PM - 2:08 PMThis seminar begins with a “big picture” look at Artificial Intelligence. Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ...
THU
December
18
COVERAGE ESSENTIALS: Homeowners Part 1 – Policy Definitions, Liability Coverage and Policy Conditions1:00 PM - 3:57 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...
THU
December
18
COVERAGE ESSENTIALS: Homeowners Part II - Property Coverages4:00 PM - 6:59 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...
FRI
December
19
Agency Management Based E&O and Ethics - UPDATE9:00 AM - 11:56 AMPLEASE NOTE - THIS CLASS DOES NOT QUALIFY FOR ANY E&O PREMIUM DISCOUNTS!! Course Description: This is not your usual Ethics and E&O course. Rather than focusing on what you're doing wrong, this program deals with structuring your ...
FRI
December
19
The Ultimate Account Manager - What Will Be9:00 AM - 10:57 AMFor the first time in American history, there are as many as five different generations in the workplace. You might think that’s a good thing, since we have previously talked about the talent shortage facing the industry. And it is a good thing, but ...
FRI
December
19
COVERAGE ESSENTIALS: Certificates of Insurance and Evidences of Commercial Property Insurance: COIs and ECPIs10:00 AM - 12:59 PMCertificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...
FRI
December
19
An Insurance Horror Story - Hoarders10:00 AM - 11:55 AMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...
FRI
December
19
Certificates of Insurance: Embrace the Pain11:00 AM - 11:59 AMCertificates of insurance have become much more than a “snapshot” of insurance coverage. They have become very complex forms with many requirements arising out of client contracts. They have also become a source of E&O claims for insurance ...
FRI
December
19
COVERAGE ESSENTIALS: Avoiding E&O in the Personal Auto Policy and Personal Umbrella4:00 PM - 6:58 PMPrivate Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...
FRI
December
19
The Ultimate Account Manager -What Makes an Ultimate Account Manager5:00 PM - 6:56 PMWe begin our journey by asking one important question – do you have the “right stuff” to be an Ultimate Account Manager? Just like any other profession, some are called to it because their natural style, traits and abilities are well aligned with ...
MON
December
22
The Ultimate Account Manager -Errors and Omission9:00 AM - 10:57 AMThree or four decades ago, about 1 in 25 agencies could expect to have an E&O claim, and up until that time there were few, if any, claims paid in excess of $300,000. A typical deductible for agency E&O coverage was $2,500 to $5,000. Today, one in ...
MON
December
22
E&O Risk Management: Agency E&O Exposures and Defenses10:00 AM - 1:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ...
MON
December
22
Should I Do a Roth IRA?11:00 AM - 1:01 PMFederal income taxes are at their lowest point in many years. With the National Debt over $30 Trillion a rise in taxes is imminent. This presentation shows way to create tax free money for the future. It emphasizes both the Individual Roth IRA and the ...
MON
December
22
The Ultimate Account Manager - Risk Management and Contract Analysis11:00 AM - 12:56 PMIndependent insurance agents are at their best when they assist their clients in making sound risk management decisions. In order to do so, you need to have a fundamental understanding of the risk management process. The steps in the risk management ...
MON
December
22
E&O Risk Management: Understanding Risk Mitigation and E&O Claims1:00 PM - 3:54 PMUnderstanding Risk Mitigation and E&O Claims” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the ...
MON
December
22
Workers Compensation - Things You Always Wanted to Ask But Didn't Know Who to Ask!4:00 PM - 7:44 PMStuart Powell discusses Worker's Compensation Advanced Topics including extra-territoriality and reciprocity, Federal workers compensation and liability programs, the Alternate Insured Endorsement-its use and misuse and contractor/subcontractor ...
MON
December
22
The Ultimate Account Manager - Effective Communication5:00 PM - 6:57 PMMany organizations today have initiatives supporting diversity and inclusion. Quite frankly, independent agencies have not always led the way when it comes to embracing these concepts and taking the necessary steps to ensure they are more than just ...
TUE
December
23
Builders Risk and Contractors Equipment9:00 AM - 10:56 AMThis course will discuss Builder’s Risk and Contractors Equipment coverages. A comparison of the completed value form and reporting form Builders Risk, property covered and not covered, causes of loss and valuation issues are examined. The discussion ...
TUE
December
23
The “Lucky” Thirteen Most Important Issues in Homeowners Insurance9:00 AM - 12:07 PMThis broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered. For those producers ...
TUE
December
23
Watch Your Six - A Half Dozen Ethics Scenarios for Insurance Professionals11:00 AM - 2:13 PMFor instructors as well as producers, the ongoing study of professional ethics is a continuing education class struggle. By the very nature of the subject, ethics classes run the risk of being filled with platitudes or devolving into sermons. ...
TUE
December
23
Business Auto Claims That Cause Problems - UPDATE1:00 PM - 2:56 PMCourse Description: UPDATED CLASS - When putting a commercial lines package together sometimes we don’t give the proper attention to the Business Auto Policy. This policy is full of E&O potential! This course is designed to shed light on the ...
TUE
December
23
What's News Now!1:00 PM - 2:08 PMThis seminar is a fast-paced review of current events, trends, and issues of interest to insurance producers. The session begins with a quick update on federal insurance-related developments and then turns to a review of two important national cases ...
TUE
December
23
We Call it Cannabis Now3:00 PM - 4:57 PMThis class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal lines or / ...
FRI
December
26
Cannabis 1019:00 AM - 11:08 AMThis two hour class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal ...
FRI
December
26
Securing the Future: Insurance in an Era of Increased Natural Disasters10:00 AM - 12:01 PMUpon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ...
FRI
December
26
Covid-19 Litigation and Insurance Issues11:00 AM - 11:58 AMIn early July 2020, the Insurance Journal reports, there was a decision from a trial court in Michigan rejecting a restaurant’s claim under a business interruption policy. The court’s ruling finds no “property damage” as most BI policies define the ...
FRI
December
26
Cyber 101: The Basics of Cyber Insurance1:00 PM - 2:03 PMThis hour of continuing education is designed to be introduction to the basics of insuring cyber risks. It is designed for producers who are not familiar with the coverage and the basic contours of the risk that insureds have. Click here to register
FRI
December
26
To Be or Not to AirBnb - Sharing Exposures and Insurance1:00 PM - 2:55 PMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ...
FRI
December
26
Commercial Lines Claims That Cause Problems - UPDATE2:00 PM - 4:57 PMHave you ever found yourself baffled by an adjusters handling of a claim? If not, you may be very new to our industry. This course takes an in-depth look at some of the interesting claims in our business that have left a few agents shaking their ...
FRI
December
26
Agritourism Insurance and Risk Management3:00 PM - 5:04 PMThis two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment. Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...
MON
December
29
Personal Lines Issues That Keep You Up at Night9:00 AM - 10:56 AMCourse Description: Insurance is always easy…until the claim arrives. Then we start second guessing ourselves and hope, if not pray that all the right coverages are correct. This course will take a detailed look at some of the more common ...
MON
December
29
Issues in Construction Bonds11:00 AM - 1:48 PMThis seminar is a wide-ranging examination of insurance related issues connected to bonding in the construction industry. The approach of the seminar is to educate insurance professionals first and foremost about the various legal relationships ...
MON
December
29
Contracts Agents Should Read1:00 PM - 2:56 PMCourse Description: Most insurance agents are not attorneys, but there are certain contracts that our insureds enter into that we, as insurance ...
MON
December
29
Six Interesting (and Recent Cases) - And Why They Matter To The Industry1:00 PM - 2:00 PMThis one-hour seminar is a fast-paced review of current cases (all six being decided in the 2020’s) that impact producers. In each instance, the factual background of the case, the relevant issue, and the court’s decision are discussed. Following ...
MON
December
29
Hot Topics In Personal Lines1:00 PM - 3:07 PMThis seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis. The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...
MON
December
29
Studies in Ethics - A Hippocratic Oath for Insurance Professionals3:00 PM - 6:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ...
TUE
December
30
Farm and Insurance Issues - Top Ten Cases of the Last Decade (Or So)9:00 AM - 11:07 AMThe theme is simple; the cases and principles are not. This is a quick-moving survey of the most important agriculture and farm-related insurance decisions in the last ten years or so. After a brief introduction, the seminar will involve presenting ...
TUE
December
30
How To Thrive In An Ever Changing Work Environment9:00 AM - 10:07 AMThis session will address the positive effects that Organizational Culture can have on your agency. While many E&O classes focus on mistakes employees can make that create potential problems, this course will attempt to create an awareness that ...
TUE
December
30
Recognize. Respond. Survive. Active Shooter Response Training - ABEN9:00 AM - 10:57 AMProActive Response Group's Active Shooter Response Training course educates participants in current trends of active shooter incidents, how to recognize early warning signs of violence, appropriate actions to increase chances of survival in an active ...
TUE
December
30
Flood Insurance: Beyond The Fundamentals10:00 AM - 12:55 PMFor over 50 years the National Flood Insurance Program (NFIP) has played a key role in helping Americans protect the lives they’ve built from floods. The program is a critical and dependable resource for homeowners and businesses nationwide. It plays ...
TUE
December
30
Gigs and Side Hustles - The Insurance Issues11:00 AM - 1:05 PMThis seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...
TUE
December
30
The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers11:00 AM - 1:16 PM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...
TUE
December
30
Cybersecurity Risk and Insurance Are...1:00 PM - 1:58 PMThis hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...
TUE
December
30
The Ultimate Account Manager -Desk Management and Client Value2:00 PM - 3:57 PMDo you remember your first couple of days in the insurance business? If it was like most, you probably didn’t understand much of what was being said. Unlike producers, most Account Managers didn’t get the benefit of attending a formalized training ...
TUE
December
30
Directors and Officers Liability Insurance3:00 PM - 5:56 PMThis seminar is in three parts. The first addresses the corporate law principles that govern the standard of care for directors and officers. Simply put, what is the nature of the underlying liability that we are seeking to insure? After this, the ...
TUE
December
30
If It Moves On The Farm – It Presents A Risk5:00 PM - 6:46 PMItems which move present substantial risk to our clients. Whether an item is mobile under its own power or is provided mobility via another method, the exposures are real and dramatic. This presentation will address the exposures associated with ...
FRI
January
2
Kentucky Agents - Coverage Essentials: Policy Analysis-Reading, Interpreting and Understanding Insurance Contracts9:00 AM - 12:11 PMThis course is designed for Kentucky agents. Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. Included also will be the ...
MON
January
5
Proactive Workplace Violence Response: Mitigating Risks for Your Clients9:00 AM - 9:57 AMIn an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ...
MON
January
5
Securing the Future: Insurance in an Era of Increased Natural Disasters9:00 AM - 11:01 AMUpon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ...
MON
January
5
Blueprint for Success: Crafting Your Ownership Journey10:00 AM - 1:36 PMDream of leading your own insurance agency? Whether you're a dedicated employee with aspirations of stepping up or a next-generation family member aiming to continue a legacy, this session is tailor-made for you. Explore the complexities and ...
MON
January
5
Directors and Officers Liability Insurance12:00 PM - 2:56 PMThis seminar is in three parts. The first addresses the corporate law principles that govern the standard of care for directors and officers. Simply put, what is the nature of the underlying liability that we are seeking to insure? After this, the ...
MON
January
5
The “Lucky” Thirteen Most Important Issues in Homeowners Insurance2:00 PM - 5:07 PMThis broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered. For those producers ...
MON
January
5
Recognize. Respond. Survive. Active Shooter Response Training - ABEN3:00 PM - 4:57 PMProActive Response Group's Active Shooter Response Training course educates participants in current trends of active shooter incidents, how to recognize early warning signs of violence, appropriate actions to increase chances of survival in an active ...
TUE
January
6
The Ultimate Account Manager -Desk Management and Client Value9:00 AM - 10:57 AMDo you remember your first couple of days in the insurance business? If it was like most, you probably didn’t understand much of what was being said. Unlike producers, most Account Managers didn’t get the benefit of attending a formalized training ...
TUE
January
6
Studies in Ethics - A Hippocratic Oath for Insurance Professionals12:00 PM - 3:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ...
TUE
January
6
The Ultimate Account Manager - Effective Communication12:00 PM - 1:57 PMMany organizations today have initiatives supporting diversity and inclusion. Quite frankly, independent agencies have not always led the way when it comes to embracing these concepts and taking the necessary steps to ensure they are more than just ...
TUE
January
6
Should I Do a Roth IRA?3:00 PM - 5:01 PMFederal income taxes are at their lowest point in many years. With the National Debt over $30 Trillion a rise in taxes is imminent. This presentation shows way to create tax free money for the future. It emphasizes both the Individual Roth IRA and the ...
TUE
January
6
Watch Your Six - A Half Dozen Ethics Scenarios for Insurance Professionals3:00 PM - 6:13 PMFor instructors as well as producers, the ongoing study of professional ethics is a continuing education class struggle. By the very nature of the subject, ethics classes run the risk of being filled with platitudes or devolving into sermons. ...
TUE
January
6
The Ultimate Account Manager -Errors and Omission3:00 PM - 4:57 PMThree or four decades ago, about 1 in 25 agencies could expect to have an E&O claim, and up until that time there were few, if any, claims paid in excess of $300,000. A typical deductible for agency E&O coverage was $2,500 to $5,000. Today, one in ...
WED
January
7
The Ultimate Account Manager - Risk Management and Contract Analysis9:00 AM - 10:56 AMIndependent insurance agents are at their best when they assist their clients in making sound risk management decisions. In order to do so, you need to have a fundamental understanding of the risk management process. The steps in the risk management ...
WED
January
7
Commercial Lines Claims That Cause Problems - UPDATE10:00 AM - 12:57 PMHave you ever found yourself baffled by an adjusters handling of a claim? If not, you may be very new to our industry. This course takes an in-depth look at some of the interesting claims in our business that have left a few agents shaking their ...
WED
January
7
The Greatest Insurance Product Ever Created11:00 AM - 1:05 PMIn 1913, when the Internal Revenue Service was created, some very visionary people wanted to make sure that families and businesses could be protected and pass on their assets from one generation to the next. That was the foundation of the Greatest ...
WED
January
7
The Ultimate Account Manager -What Makes an Ultimate Account Manager12:00 PM - 1:56 PMWe begin our journey by asking one important question – do you have the “right stuff” to be an Ultimate Account Manager? Just like any other profession, some are called to it because their natural style, traits and abilities are well aligned with ...
WED
January
7
The Ultimate Account Manager - What Will Be3:00 PM - 4:57 PMFor the first time in American history, there are as many as five different generations in the workplace. You might think that’s a good thing, since we have previously talked about the talent shortage facing the industry. And it is a good thing, but ...
WED
January
7
What Ever Happened to “And They Lived Happily Ever After?”3:00 PM - 4:55 PMPlanning for retirement took a big turn in the early 1980’s with the passing of the Employee Retirement Income Security Act of 1974 (ERISA), This presentation compares retirement planning before and after ERISA. With a much greater responsibility on ...
THU
January
8
Homeowners Insurance Facts and Follies9:00 AM - 12:01 PMHow much do we really know about the coverages provides by the standard ISO Homeowners policy? This course will look at a wide variety of scenarios faced by the typical homeowner and discuss how, if at all, the Homeowners policy would respond. Topics ...
THU
January
8
Cybersecurity Risk and Insurance Are...3:00 PM - 3:58 PMThis hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...
THU
January
8
If It Moves On The Farm – It Presents A Risk3:00 PM - 4:46 PMItems which move present substantial risk to our clients. Whether an item is mobile under its own power or is provided mobility via another method, the exposures are real and dramatic. This presentation will address the exposures associated with ...
FRI
January
9
Cyber 101: The Basics of Cyber Insurance8:00 AM - 9:03 AMThis hour of continuing education is designed to be introduction to the basics of insuring cyber risks. It is designed for producers who are not familiar with the coverage and the basic contours of the risk that insureds have. Click here to register
FRI
January
9
Agritourism Insurance and Risk Management9:00 AM - 11:04 AMThis two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment. Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...
FRI
January
9
COVERAGE ESSENTIALS: Avoiding E&O in the Personal Auto Policy and Personal Umbrella9:00 AM - 11:58 AMPrivate Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...
FRI
January
9
Farm and Insurance Issues - Top Ten Cases of the Last Decade (Or So)10:00 AM - 12:07 PMThe theme is simple; the cases and principles are not. This is a quick-moving survey of the most important agriculture and farm-related insurance decisions in the last ten years or so. After a brief introduction, the seminar will involve presenting ...
FRI
January
9
AI Implications in the Insurance Industry12:00 PM - 1:08 PMThis seminar begins with a “big picture” look at Artificial Intelligence. Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ...
FRI
January
9
Gigs and Side Hustles - The Insurance Issues12:00 PM - 2:05 PMThis seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...
FRI
January
9
Hot Topics In Personal Lines2:00 PM - 4:07 PMThis seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis. The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...
FRI
January
9
An Insurance Horror Story - Hoarders3:00 PM - 4:55 PMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...
FRI
January
9
COVERAGE ESSENTIALS: Certificates of Insurance and Evidences of Commercial Property Insurance: COIs and ECPIs3:00 PM - 5:59 PMCertificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...
MON
January
12
Issues in Named Insured: The Rules and the Whys8:00 AM - 10:07 AMThis presentation is a fast-paced and wide-ranging examination of issues connected to naming insureds correctly on insurance policies - a seemingly simple matter that has deep implications. The seminar is divided into two parts. The first is the ...
MON
January
12
An Hour Of True Crime - Wrong Way Driver9:00 AM - 9:57 AMThis course will discuss a four car accident which resulted in multiple fatalities. Attendees will learn what coverages were needed to respond to the loss and to the multiple lawsuits which arose from the loss. Click here to register
MON
January
12
We Call it Cannabis Now10:00 AM - 11:57 AMThis class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal lines or / ...
MON
January
12
What's News Now!12:00 PM - 1:08 PMThis seminar is a fast-paced review of current events, trends, and issues of interest to insurance producers. The session begins with a quick update on federal insurance-related developments and then turns to a review of two important national cases ...
MON
January
12
To Be or Not to AirBnb - Sharing Exposures and Insurance1:00 PM - 2:55 PMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ...
MON
January
12
Cannabis 1012:00 PM - 4:08 PMThis two hour class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal ...
TUE
January
13
Certificates of Insurance: Embrace the Pain9:00 AM - 9:59 AMCertificates of insurance have become much more than a “snapshot” of insurance coverage. They have become very complex forms with many requirements arising out of client contracts. They have also become a source of E&O claims for insurance ...
TUE
January
13
Six Interesting (and Recent Cases) - And Why They Matter To The Industry10:00 AM - 11:00 AMThis one-hour seminar is a fast-paced review of current cases (all six being decided in the 2020’s) that impact producers. In each instance, the factual background of the case, the relevant issue, and the court’s decision are discussed. Following ...
TUE
January
13
Flood Insurance: Beyond The Fundamentals12:00 PM - 2:55 PMFor over 50 years the National Flood Insurance Program (NFIP) has played a key role in helping Americans protect the lives they’ve built from floods. The program is a critical and dependable resource for homeowners and businesses nationwide. It plays ...
TUE
January
13
The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers12:00 PM - 2:16 PM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...
TUE
January
13
How To Thrive In An Ever Changing Work Environment1:00 PM - 2:07 PMThis session will address the positive effects that Organizational Culture can have on your agency. While many E&O classes focus on mistakes employees can make that create potential problems, this course will attempt to create an awareness that ...
WED
January
14
Flood Program Overview – NFIP Then and Now - 3 hrs9:00 AM - 11:59 AM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ...
WED
January
14
E&O Risk Management: Agency E&O Exposures and Defenses12:00 PM - 3:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ...
WED
January
14
E&O Risk Management: Understanding Risk Mitigation and E&O Claims3:00 PM - 5:54 PMUnderstanding Risk Mitigation and E&O Claims” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the ...
THU
January
15
Legacy Blueprint: Crafting Tomorrow's Agency Today10:00 AM - 1:54 PMIn an industry where evolution is as certain as change, passing the baton from one generation to the next should be seamless and strategic. Dive deep into the intricacies of agency perpetuation planning at this must-attend session. We'll not only ...
THU
January
15
COVERAGE ESSENTIALS: Homeowners Part 1 – Policy Definitions, Liability Coverage and Policy Conditions12:00 PM - 2:57 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...
THU
January
15
Adding Value In Personal Lines1:00 PM - 3:57 PMOur personal lines clients depend upon us to place proper coverages as a major part of their risk management strategy. The property and liability coverages we place on their behalf may ultimately stand between them and bankruptcy in the event of a ...
THU
January
15
COVERAGE ESSENTIALS: Homeowners Part II - Property Coverages3:00 PM - 5:59 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...
TUE
January
20
The “Lucky” Thirteen Most Important Issues in Homeowners Insurance8:00 AM - 11:07 AMThis broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered. For those producers ...
TUE
January
20
Recognize. Respond. Survive. Active Shooter Response Training - ABEN9:00 AM - 10:57 AMProActive Response Group's Active Shooter Response Training course educates participants in current trends of active shooter incidents, how to recognize early warning signs of violence, appropriate actions to increase chances of survival in an active ...
TUE
January
20
Kentucky Agents - Coverage Essentials: Policy Analysis-Reading, Interpreting and Understanding Insurance Contracts11:00 AM - 2:11 PMThis course is designed for Kentucky agents. Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. Included also will be the ...
TUE
January
20
Blueprint for Success: Crafting Your Ownership Journey12:00 PM - 3:36 PMDream of leading your own insurance agency? Whether you're a dedicated employee with aspirations of stepping up or a next-generation family member aiming to continue a legacy, this session is tailor-made for you. Explore the complexities and ...
TUE
January
20
Proactive Workplace Violence Response: Mitigating Risks for Your Clients12:00 PM - 12:57 PMIn an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ...
TUE
January
20
Securing the Future: Insurance in an Era of Increased Natural Disasters12:00 PM - 2:01 PMUpon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ...
TUE
January
20
Directors and Officers Liability Insurance2:00 PM - 4:56 PMThis seminar is in three parts. The first addresses the corporate law principles that govern the standard of care for directors and officers. Simply put, what is the nature of the underlying liability that we are seeking to insure? After this, the ...
WED
January
21
The Ultimate Account Manager -Errors and Omission9:00 AM - 10:57 AMThree or four decades ago, about 1 in 25 agencies could expect to have an E&O claim, and up until that time there were few, if any, claims paid in excess of $300,000. A typical deductible for agency E&O coverage was $2,500 to $5,000. Today, one in ...
WED
January
21
Should I Do a Roth IRA?9:00 AM - 11:01 AMFederal income taxes are at their lowest point in many years. With the National Debt over $30 Trillion a rise in taxes is imminent. This presentation shows way to create tax free money for the future. It emphasizes both the Individual Roth IRA and the ...
WED
January
21
Watch Your Six - A Half Dozen Ethics Scenarios for Insurance Professionals9:00 AM - 12:13 PMFor instructors as well as producers, the ongoing study of professional ethics is a continuing education class struggle. By the very nature of the subject, ethics classes run the risk of being filled with platitudes or devolving into sermons. ...
WED
January
21
The Ultimate Account Manager -Desk Management and Client Value12:00 PM - 1:57 PMDo you remember your first couple of days in the insurance business? If it was like most, you probably didn’t understand much of what was being said. Unlike producers, most Account Managers didn’t get the benefit of attending a formalized training ...
WED
January
21
Studies in Ethics - A Hippocratic Oath for Insurance Professionals2:00 PM - 5:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ...
WED
January
21
The Ultimate Account Manager - Effective Communication3:00 PM - 4:57 PMMany organizations today have initiatives supporting diversity and inclusion. Quite frankly, independent agencies have not always led the way when it comes to embracing these concepts and taking the necessary steps to ensure they are more than just ...
THU
January
22
The Ultimate Account Manager - What Will Be9:00 AM - 10:57 AMFor the first time in American history, there are as many as five different generations in the workplace. You might think that’s a good thing, since we have previously talked about the talent shortage facing the industry. And it is a good thing, but ...
THU
January
22
What Ever Happened to “And They Lived Happily Ever After?”9:00 AM - 10:55 AMPlanning for retirement took a big turn in the early 1980’s with the passing of the Employee Retirement Income Security Act of 1974 (ERISA), This presentation compares retirement planning before and after ERISA. With a much greater responsibility on ...
THU
January
22
The Ultimate Account Manager - Risk Management and Contract Analysis12:00 PM - 1:56 PMIndependent insurance agents are at their best when they assist their clients in making sound risk management decisions. In order to do so, you need to have a fundamental understanding of the risk management process. The steps in the risk management ...
THU
January
22
The Greatest Insurance Product Ever Created1:00 PM - 3:05 PMIn 1913, when the Internal Revenue Service was created, some very visionary people wanted to make sure that families and businesses could be protected and pass on their assets from one generation to the next. That was the foundation of the Greatest ...
THU
January
22
Commercial Lines Claims That Cause Problems - UPDATE2:00 PM - 4:57 PMHave you ever found yourself baffled by an adjusters handling of a claim? If not, you may be very new to our industry. This course takes an in-depth look at some of the interesting claims in our business that have left a few agents shaking their ...
THU
January
22
The Ultimate Account Manager -What Makes an Ultimate Account Manager3:00 PM - 4:56 PMWe begin our journey by asking one important question – do you have the “right stuff” to be an Ultimate Account Manager? Just like any other profession, some are called to it because their natural style, traits and abilities are well aligned with ...
FRI
January
23
Cybersecurity Risk and Insurance Are...9:00 AM - 9:58 AMThis hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...
FRI
January
23
If It Moves On The Farm – It Presents A Risk9:00 AM - 10:46 AMItems which move present substantial risk to our clients. Whether an item is mobile under its own power or is provided mobility via another method, the exposures are real and dramatic. This presentation will address the exposures associated with ...
FRI
January
23
Homeowners Insurance Facts and Follies11:00 AM - 2:01 PMHow much do we really know about the coverages provides by the standard ISO Homeowners policy? This course will look at a wide variety of scenarios faced by the typical homeowner and discuss how, if at all, the Homeowners policy would respond. Topics ...
MON
January
26
Hot Topics In Personal Lines8:00 AM - 10:07 AMThis seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis. The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...
MON
January
26
COVERAGE ESSENTIALS: Certificates of Insurance and Evidences of Commercial Property Insurance: COIs and ECPIs9:00 AM - 11:59 AMCertificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...
MON
January
26
An Insurance Horror Story - Hoarders9:00 AM - 10:55 AMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...
MON
January
26
Cyber 101: The Basics of Cyber Insurance10:00 AM - 11:03 AMThis hour of continuing education is designed to be introduction to the basics of insuring cyber risks. It is designed for producers who are not familiar with the coverage and the basic contours of the risk that insureds have. Click here to register
MON
January
26
Agritourism Insurance and Risk Management12:00 PM - 2:04 PMThis two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment. Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...
MON
January
26
COVERAGE ESSENTIALS: Avoiding E&O in the Personal Auto Policy and Personal Umbrella12:00 PM - 2:58 PMPrivate Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...
MON
January
26
Farm and Insurance Issues - Top Ten Cases of the Last Decade (Or So)12:00 PM - 2:07 PMThe theme is simple; the cases and principles are not. This is a quick-moving survey of the most important agriculture and farm-related insurance decisions in the last ten years or so. After a brief introduction, the seminar will involve presenting ...
MON
January
26
Gigs and Side Hustles - The Insurance Issues2:00 PM - 4:05 PMThis seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...
MON
January
26
AI Implications in the Insurance Industry3:00 PM - 4:08 PMThis seminar begins with a “big picture” look at Artificial Intelligence. Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ...
TUE
January
27
Cannabis 1018:00 AM - 10:08 AMThis two hour class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal ...
TUE
January
27
COVERAGE ESSENTIALS: Homeowners Part II - Property Coverages9:00 AM - 11:59 AMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...
TUE
January
27
Issues in Named Insured: The Rules and the Whys10:00 AM - 12:07 PMThis presentation is a fast-paced and wide-ranging examination of issues connected to naming insureds correctly on insurance policies - a seemingly simple matter that has deep implications. The seminar is divided into two parts. The first is the ...
TUE
January
27
An Hour Of True Crime - Wrong Way Driver12:00 PM - 12:57 PMThis course will discuss a four car accident which resulted in multiple fatalities. Attendees will learn what coverages were needed to respond to the loss and to the multiple lawsuits which arose from the loss. Click here to register
TUE
January
27
We Call it Cannabis Now12:00 PM - 1:57 PMThis class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal lines or / ...
TUE
January
27
What's News Now!2:00 PM - 3:08 PMThis seminar is a fast-paced review of current events, trends, and issues of interest to insurance producers. The session begins with a quick update on federal insurance-related developments and then turns to a review of two important national cases ...
TUE
January
27
COVERAGE ESSENTIALS: Homeowners Part 1 – Policy Definitions, Liability Coverage and Policy Conditions3:00 PM - 5:57 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...
TUE
January
27
To Be or Not to AirBnb - Sharing Exposures and Insurance3:00 PM - 4:55 PMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ...
WED
January
28
Certificates of Insurance: Embrace the Pain11:00 AM - 11:59 AMCertificates of insurance have become much more than a “snapshot” of insurance coverage. They have become very complex forms with many requirements arising out of client contracts. They have also become a source of E&O claims for insurance ...
WED
January
28
Six Interesting (and Recent Cases) - And Why They Matter To The Industry12:00 PM - 1:00 PMThis one-hour seminar is a fast-paced review of current cases (all six being decided in the 2020’s) that impact producers. In each instance, the factual background of the case, the relevant issue, and the court’s decision are discussed. Following ...
WED
January
28
Flood Insurance: Beyond The Fundamentals2:00 PM - 4:55 PMFor over 50 years the National Flood Insurance Program (NFIP) has played a key role in helping Americans protect the lives they’ve built from floods. The program is a critical and dependable resource for homeowners and businesses nationwide. It plays ...
WED
January
28
How To Thrive In An Ever Changing Work Environment3:00 PM - 4:07 PMThis session will address the positive effects that Organizational Culture can have on your agency. While many E&O classes focus on mistakes employees can make that create potential problems, this course will attempt to create an awareness that ...
WED
January
28
The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers3:00 PM - 5:16 PM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...
THU
January
29
E&O Risk Management: Understanding Risk Mitigation and E&O Claims9:00 AM - 11:54 AMUnderstanding Risk Mitigation and E&O Claims” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the ...
THU
January
29
Flood Program Overview – NFIP Then and Now - 3 hrs12:00 PM - 2:59 PM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ...
THU
January
29
E&O Risk Management: Agency E&O Exposures and Defenses3:00 PM - 6:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ...
FRI
January
30
Legacy Blueprint: Crafting Tomorrow's Agency Today12:00 PM - 3:54 PMIn an industry where evolution is as certain as change, passing the baton from one generation to the next should be seamless and strategic. Dive deep into the intricacies of agency perpetuation planning at this must-attend session. We'll not only ...
FRI
January
30
Adding Value In Personal Lines4:00 PM - 6:57 PMOur personal lines clients depend upon us to place proper coverages as a major part of their risk management strategy. The property and liability coverages we place on their behalf may ultimately stand between them and bankruptcy in the event of a ...
MON
February
2
What's News Now!8:00 AM - 9:08 AMThis seminar is a fast-paced review of current events, trends, and issues of interest to insurance producers. The session begins with a quick update on federal insurance-related developments and then turns to a review of two important national cases ...
MON
February
2
COVERAGE ESSENTIALS: Homeowners Part 1 – Policy Definitions, Liability Coverage and Policy Conditions9:00 AM - 11:57 AMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...
MON
February
2
To Be or Not to AirBnb - Sharing Exposures and Insurance9:00 AM - 10:55 AMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ...
MON
February
2
Cannabis 10110:00 AM - 12:08 PMThis two hour class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal ...
MON
February
2
Commercial Lines Claims That Cause Problems - UPDATE10:00 AM - 12:57 PMHave you ever found yourself baffled by an adjusters handling of a claim? If not, you may be very new to our industry. This course takes an in-depth look at some of the interesting claims in our business that have left a few agents shaking their ...
MON
February
2
Issues in Named Insured: The Rules and the Whys12:00 PM - 2:07 PMThis presentation is a fast-paced and wide-ranging examination of issues connected to naming insureds correctly on insurance policies - a seemingly simple matter that has deep implications. The seminar is divided into two parts. The first is the ...
MON
February
2
We Call it Cannabis Now2:00 PM - 3:57 PMThis class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal lines or / ...
MON
February
2
An Hour Of True Crime - Wrong Way Driver3:00 PM - 3:57 PMThis course will discuss a four car accident which resulted in multiple fatalities. Attendees will learn what coverages were needed to respond to the loss and to the multiple lawsuits which arose from the loss. Click here to register
TUE
February
3
Flood Insurance: Beyond The Fundamentals8:00 AM - 10:55 AMFor over 50 years the National Flood Insurance Program (NFIP) has played a key role in helping Americans protect the lives they’ve built from floods. The program is a critical and dependable resource for homeowners and businesses nationwide. It plays ...
TUE
February
3
How To Thrive In An Ever Changing Work Environment9:00 AM - 10:07 AMThis session will address the positive effects that Organizational Culture can have on your agency. While many E&O classes focus on mistakes employees can make that create potential problems, this course will attempt to create an awareness that ...
TUE
February
3
The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers9:00 AM - 11:16 AM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...
TUE
February
3
Certificates of Insurance: Embrace the Pain1:00 PM - 1:59 PMCertificates of insurance have become much more than a “snapshot” of insurance coverage. They have become very complex forms with many requirements arising out of client contracts. They have also become a source of E&O claims for insurance ...
TUE
February
3
Six Interesting (and Recent Cases) - And Why They Matter To The Industry2:00 PM - 3:00 PMThis one-hour seminar is a fast-paced review of current cases (all six being decided in the 2020’s) that impact producers. In each instance, the factual background of the case, the relevant issue, and the court’s decision are discussed. Following ...
WED
February
4
E&O Risk Management: Agency E&O Exposures and Defenses9:00 AM - 12:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ...
WED
February
4
E&O Risk Management: Understanding Risk Mitigation and E&O Claims12:00 PM - 2:54 PMUnderstanding Risk Mitigation and E&O Claims” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the ...
WED
February
4
Flood Program Overview – NFIP Then and Now - 3 hrs3:00 PM - 5:59 PM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ...
THU
February
5
Adding Value In Personal Lines10:00 AM - 12:57 PMOur personal lines clients depend upon us to place proper coverages as a major part of their risk management strategy. The property and liability coverages we place on their behalf may ultimately stand between them and bankruptcy in the event of a ...
THU
February
5
Legacy Blueprint: Crafting Tomorrow's Agency Today2:00 PM - 5:54 PMIn an industry where evolution is as certain as change, passing the baton from one generation to the next should be seamless and strategic. Dive deep into the intricacies of agency perpetuation planning at this must-attend session. We'll not only ...
FRI
February
6
Directors and Officers Liability Insurance8:00 AM - 10:56 AMThis seminar is in three parts. The first addresses the corporate law principles that govern the standard of care for directors and officers. Simply put, what is the nature of the underlying liability that we are seeking to insure? After this, the ...
FRI
February
6
The “Lucky” Thirteen Most Important Issues in Homeowners Insurance10:00 AM - 1:07 PMThis broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered. For those producers ...
FRI
February
6
COVERAGE ESSENTIALS: Homeowners Part II - Property Coverages12:00 PM - 2:59 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...
FRI
February
6
Recognize. Respond. Survive. Active Shooter Response Training - ABEN12:00 PM - 1:57 PMProActive Response Group's Active Shooter Response Training course educates participants in current trends of active shooter incidents, how to recognize early warning signs of violence, appropriate actions to increase chances of survival in an active ...
FRI
February
6
Blueprint for Success: Crafting Your Ownership Journey2:00 PM - 5:36 PMDream of leading your own insurance agency? Whether you're a dedicated employee with aspirations of stepping up or a next-generation family member aiming to continue a legacy, this session is tailor-made for you. Explore the complexities and ...
FRI
February
6
Proactive Workplace Violence Response: Mitigating Risks for Your Clients3:00 PM - 3:57 PMIn an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ...
FRI
February
6
Securing the Future: Insurance in an Era of Increased Natural Disasters3:00 PM - 5:01 PMUpon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ...
MON
February
9
Studies in Ethics - A Hippocratic Oath for Insurance Professionals8:00 AM - 11:07 AMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ...
MON
February
9
The Ultimate Account Manager - Effective Communication9:00 AM - 10:57 AMMany organizations today have initiatives supporting diversity and inclusion. Quite frankly, independent agencies have not always led the way when it comes to embracing these concepts and taking the necessary steps to ensure they are more than just ...
MON
February
9
Should I Do a Roth IRA?11:00 AM - 1:01 PMFederal income taxes are at their lowest point in many years. With the National Debt over $30 Trillion a rise in taxes is imminent. This presentation shows way to create tax free money for the future. It emphasizes both the Individual Roth IRA and the ...
MON
February
9
The Ultimate Account Manager -Errors and Omission12:00 PM - 1:57 PMThree or four decades ago, about 1 in 25 agencies could expect to have an E&O claim, and up until that time there were few, if any, claims paid in excess of $300,000. A typical deductible for agency E&O coverage was $2,500 to $5,000. Today, one in ...
MON
February
9
Watch Your Six - A Half Dozen Ethics Scenarios for Insurance Professionals12:00 PM - 3:13 PMFor instructors as well as producers, the ongoing study of professional ethics is a continuing education class struggle. By the very nature of the subject, ethics classes run the risk of being filled with platitudes or devolving into sermons. ...
MON
February
9
The Ultimate Account Manager -Desk Management and Client Value3:00 PM - 4:57 PMDo you remember your first couple of days in the insurance business? If it was like most, you probably didn’t understand much of what was being said. Unlike producers, most Account Managers didn’t get the benefit of attending a formalized training ...
TUE
February
10
The Ultimate Account Manager -What Makes an Ultimate Account Manager9:00 AM - 10:56 AMWe begin our journey by asking one important question – do you have the “right stuff” to be an Ultimate Account Manager? Just like any other profession, some are called to it because their natural style, traits and abilities are well aligned with ...
TUE
February
10
What Ever Happened to “And They Lived Happily Ever After?”11:00 AM - 12:55 PMPlanning for retirement took a big turn in the early 1980’s with the passing of the Employee Retirement Income Security Act of 1974 (ERISA), This presentation compares retirement planning before and after ERISA. With a much greater responsibility on ...
TUE
February
10
The Ultimate Account Manager - What Will Be12:00 PM - 1:57 PMFor the first time in American history, there are as many as five different generations in the workplace. You might think that’s a good thing, since we have previously talked about the talent shortage facing the industry. And it is a good thing, but ...
TUE
February
10
Kentucky Agents - Coverage Essentials: Policy Analysis-Reading, Interpreting and Understanding Insurance Contracts1:00 PM - 4:11 PMThis course is designed for Kentucky agents. Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. Included also will be the ...
TUE
February
10
The Greatest Insurance Product Ever Created3:00 PM - 5:05 PMIn 1913, when the Internal Revenue Service was created, some very visionary people wanted to make sure that families and businesses could be protected and pass on their assets from one generation to the next. That was the foundation of the Greatest ...
TUE
February
10
The Ultimate Account Manager - Risk Management and Contract Analysis3:00 PM - 4:56 PMIndependent insurance agents are at their best when they assist their clients in making sound risk management decisions. In order to do so, you need to have a fundamental understanding of the risk management process. The steps in the risk management ...
WED
February
11
If It Moves On The Farm – It Presents A Risk11:00 AM - 12:46 PMItems which move present substantial risk to our clients. Whether an item is mobile under its own power or is provided mobility via another method, the exposures are real and dramatic. This presentation will address the exposures associated with ...
WED
February
11
Cybersecurity Risk and Insurance Are...12:00 PM - 12:58 PMThis hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...
WED
February
11
Homeowners Insurance Facts and Follies1:00 PM - 4:01 PMHow much do we really know about the coverages provides by the standard ISO Homeowners policy? This course will look at a wide variety of scenarios faced by the typical homeowner and discuss how, if at all, the Homeowners policy would respond. Topics ...
THU
February
12
Gigs and Side Hustles - The Insurance Issues8:00 AM - 10:05 AMThis seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...
THU
February
12
AI Implications in the Insurance Industry9:00 AM - 10:08 AMThis seminar begins with a “big picture” look at Artificial Intelligence. Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ...
THU
February
12
Hot Topics In Personal Lines10:00 AM - 12:07 PMThis seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis. The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...
THU
February
12
An Insurance Horror Story - Hoarders12:00 PM - 1:55 PMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...
THU
February
12
COVERAGE ESSENTIALS: Certificates of Insurance and Evidences of Commercial Property Insurance: COIs and ECPIs12:00 PM - 2:59 PMCertificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...
THU
February
12
Cyber 101: The Basics of Cyber Insurance12:00 PM - 1:03 PMThis hour of continuing education is designed to be introduction to the basics of insuring cyber risks. It is designed for producers who are not familiar with the coverage and the basic contours of the risk that insureds have. Click here to register
THU
February
12
Farm and Insurance Issues - Top Ten Cases of the Last Decade (Or So)2:00 PM - 4:07 PMThe theme is simple; the cases and principles are not. This is a quick-moving survey of the most important agriculture and farm-related insurance decisions in the last ten years or so. After a brief introduction, the seminar will involve presenting ...
THU
February
12
Agritourism Insurance and Risk Management3:00 PM - 5:04 PMThis two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment. Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...
THU
February
12
COVERAGE ESSENTIALS: Avoiding E&O in the Personal Auto Policy and Personal Umbrella3:00 PM - 5:58 PMPrivate Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...
TUE
February
17
We Call it Cannabis Now8:00 AM - 9:57 AMThis class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal lines or / ...
TUE
February
17
An Hour Of True Crime - Wrong Way Driver9:00 AM - 9:57 AMThis course will discuss a four car accident which resulted in multiple fatalities. Attendees will learn what coverages were needed to respond to the loss and to the multiple lawsuits which arose from the loss. Click here to register
TUE
February
17
What's News Now!10:00 AM - 11:08 AMThis seminar is a fast-paced review of current events, trends, and issues of interest to insurance producers. The session begins with a quick update on federal insurance-related developments and then turns to a review of two important national cases ...
TUE
February
17
To Be or Not to AirBnb - Sharing Exposures and Insurance11:00 AM - 12:55 PMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ...
TUE
February
17
Cannabis 10112:00 PM - 2:08 PMThis two hour class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal ...
TUE
February
17
COVERAGE ESSENTIALS: Homeowners Part 1 – Policy Definitions, Liability Coverage and Policy Conditions12:00 PM - 2:57 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...
TUE
February
17
Issues in Named Insured: The Rules and the Whys2:00 PM - 4:07 PMThis presentation is a fast-paced and wide-ranging examination of issues connected to naming insureds correctly on insurance policies - a seemingly simple matter that has deep implications. The seminar is divided into two parts. The first is the ...
TUE
February
17
COVERAGE ESSENTIALS: Homeowners Part II - Property Coverages3:00 PM - 5:59 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...
WED
February
18
Six Interesting (and Recent Cases) - And Why They Matter To The Industry8:00 AM - 9:00 AMThis one-hour seminar is a fast-paced review of current cases (all six being decided in the 2020’s) that impact producers. In each instance, the factual background of the case, the relevant issue, and the court’s decision are discussed. Following ...
WED
February
18
Flood Insurance: Beyond The Fundamentals10:00 AM - 12:55 PMFor over 50 years the National Flood Insurance Program (NFIP) has played a key role in helping Americans protect the lives they’ve built from floods. The program is a critical and dependable resource for homeowners and businesses nationwide. It plays ...
WED
February
18
How To Thrive In An Ever Changing Work Environment11:00 AM - 12:07 PMThis session will address the positive effects that Organizational Culture can have on your agency. While many E&O classes focus on mistakes employees can make that create potential problems, this course will attempt to create an awareness that ...
WED
February
18
The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers12:00 PM - 2:16 PM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...
WED
February
18
Certificates of Insurance: Embrace the Pain3:00 PM - 3:59 PMCertificates of insurance have become much more than a “snapshot” of insurance coverage. They have become very complex forms with many requirements arising out of client contracts. They have also become a source of E&O claims for insurance ...
THU
February
19
Kentucky Agents - Coverage Essentials: Policy Analysis-Reading, Interpreting and Understanding Insurance Contracts9:00 AM - 12:11 PMThis course is designed for Kentucky agents. Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. Included also will be the ...
THU
February
19
Flood Program Overview – NFIP Then and Now - 3 hrs9:00 AM - 11:59 AM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ...
THU
February
19
E&O Risk Management: Agency E&O Exposures and Defenses12:00 PM - 3:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ...
THU
February
19
E&O Risk Management: Understanding Risk Mitigation and E&O Claims3:00 PM - 5:54 PMUnderstanding Risk Mitigation and E&O Claims” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the ...
FRI
February
20
Adding Value In Personal Lines1:00 PM - 3:57 PMOur personal lines clients depend upon us to place proper coverages as a major part of their risk management strategy. The property and liability coverages we place on their behalf may ultimately stand between them and bankruptcy in the event of a ...
FRI
February
20
Legacy Blueprint: Crafting Tomorrow's Agency Today4:00 PM - 7:54 PMIn an industry where evolution is as certain as change, passing the baton from one generation to the next should be seamless and strategic. Dive deep into the intricacies of agency perpetuation planning at this must-attend session. We'll not only ...
MON
February
23
Proactive Workplace Violence Response: Mitigating Risks for Your Clients9:00 AM - 9:57 AMIn an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ...
MON
February
23
Securing the Future: Insurance in an Era of Increased Natural Disasters9:00 AM - 11:01 AMUpon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ...
MON
February
23
Directors and Officers Liability Insurance10:00 AM - 12:56 PMThis seminar is in three parts. The first addresses the corporate law principles that govern the standard of care for directors and officers. Simply put, what is the nature of the underlying liability that we are seeking to insure? After this, the ...
MON
February
23
The “Lucky” Thirteen Most Important Issues in Homeowners Insurance12:00 PM - 3:07 PMThis broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered. For those producers ...
MON
February
23
Recognize. Respond. Survive. Active Shooter Response Training - ABEN3:00 PM - 4:57 PMProActive Response Group's Active Shooter Response Training course educates participants in current trends of active shooter incidents, how to recognize early warning signs of violence, appropriate actions to increase chances of survival in an active ...
MON
February
23
Blueprint for Success: Crafting Your Ownership Journey4:00 PM - 7:36 PMDream of leading your own insurance agency? Whether you're a dedicated employee with aspirations of stepping up or a next-generation family member aiming to continue a legacy, this session is tailor-made for you. Explore the complexities and ...
TUE
February
24
The Ultimate Account Manager -Desk Management and Client Value9:00 AM - 10:57 AMDo you remember your first couple of days in the insurance business? If it was like most, you probably didn’t understand much of what was being said. Unlike producers, most Account Managers didn’t get the benefit of attending a formalized training ...
TUE
February
24
Studies in Ethics - A Hippocratic Oath for Insurance Professionals10:00 AM - 1:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ...
TUE
February
24
The Ultimate Account Manager - Effective Communication12:00 PM - 1:57 PMMany organizations today have initiatives supporting diversity and inclusion. Quite frankly, independent agencies have not always led the way when it comes to embracing these concepts and taking the necessary steps to ensure they are more than just ...
TUE
February
24
Should I Do a Roth IRA?1:00 PM - 3:01 PMFederal income taxes are at their lowest point in many years. With the National Debt over $30 Trillion a rise in taxes is imminent. This presentation shows way to create tax free money for the future. It emphasizes both the Individual Roth IRA and the ...
TUE
February
24
The Ultimate Account Manager -Errors and Omission3:00 PM - 4:57 PMThree or four decades ago, about 1 in 25 agencies could expect to have an E&O claim, and up until that time there were few, if any, claims paid in excess of $300,000. A typical deductible for agency E&O coverage was $2,500 to $5,000. Today, one in ...
TUE
February
24
Watch Your Six - A Half Dozen Ethics Scenarios for Insurance Professionals3:00 PM - 6:13 PMFor instructors as well as producers, the ongoing study of professional ethics is a continuing education class struggle. By the very nature of the subject, ethics classes run the risk of being filled with platitudes or devolving into sermons. ...
WED
February
25
The Greatest Insurance Product Ever Created9:00 AM - 11:05 AMIn 1913, when the Internal Revenue Service was created, some very visionary people wanted to make sure that families and businesses could be protected and pass on their assets from one generation to the next. That was the foundation of the Greatest ...
WED
February
25
The Ultimate Account Manager - Risk Management and Contract Analysis9:00 AM - 10:56 AMIndependent insurance agents are at their best when they assist their clients in making sound risk management decisions. In order to do so, you need to have a fundamental understanding of the risk management process. The steps in the risk management ...
WED
February
25
The Ultimate Account Manager -What Makes an Ultimate Account Manager12:00 PM - 1:56 PMWe begin our journey by asking one important question – do you have the “right stuff” to be an Ultimate Account Manager? Just like any other profession, some are called to it because their natural style, traits and abilities are well aligned with ...
WED
February
25
What Ever Happened to “And They Lived Happily Ever After?”1:00 PM - 2:55 PMPlanning for retirement took a big turn in the early 1980’s with the passing of the Employee Retirement Income Security Act of 1974 (ERISA), This presentation compares retirement planning before and after ERISA. With a much greater responsibility on ...
WED
February
25
The Ultimate Account Manager - What Will Be3:00 PM - 4:57 PMFor the first time in American history, there are as many as five different generations in the workplace. You might think that’s a good thing, since we have previously talked about the talent shortage facing the industry. And it is a good thing, but ...
THU
February
26
If It Moves On The Farm – It Presents A Risk1:00 PM - 2:46 PMItems which move present substantial risk to our clients. Whether an item is mobile under its own power or is provided mobility via another method, the exposures are real and dramatic. This presentation will address the exposures associated with ...
THU
February
26
Cybersecurity Risk and Insurance Are...3:00 PM - 3:58 PMThis hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...
THU
February
26
Homeowners Insurance Facts and Follies3:00 PM - 6:01 PMHow much do we really know about the coverages provides by the standard ISO Homeowners policy? This course will look at a wide variety of scenarios faced by the typical homeowner and discuss how, if at all, the Homeowners policy would respond. Topics ...
FRI
February
27
Farm and Insurance Issues - Top Ten Cases of the Last Decade (Or So)8:00 AM - 10:07 AMThe theme is simple; the cases and principles are not. This is a quick-moving survey of the most important agriculture and farm-related insurance decisions in the last ten years or so. After a brief introduction, the seminar will involve presenting ...
FRI
February
27
Agritourism Insurance and Risk Management9:00 AM - 11:04 AMThis two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment. Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...
FRI
February
27
COVERAGE ESSENTIALS: Avoiding E&O in the Personal Auto Policy and Personal Umbrella9:00 AM - 11:58 AMPrivate Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...
FRI
February
27
Gigs and Side Hustles - The Insurance Issues10:00 AM - 12:05 PMThis seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...
FRI
February
27
AI Implications in the Insurance Industry12:00 PM - 1:08 PMThis seminar begins with a “big picture” look at Artificial Intelligence. Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ...
FRI
February
27
Hot Topics In Personal Lines12:00 PM - 2:07 PMThis seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis. The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...
FRI
February
27
Cyber 101: The Basics of Cyber Insurance2:00 PM - 3:03 PMThis hour of continuing education is designed to be introduction to the basics of insuring cyber risks. It is designed for producers who are not familiar with the coverage and the basic contours of the risk that insureds have. Click here to register
FRI
February
27
Commercial Lines Claims That Cause Problems - UPDATE2:00 PM - 4:57 PMHave you ever found yourself baffled by an adjusters handling of a claim? If not, you may be very new to our industry. This course takes an in-depth look at some of the interesting claims in our business that have left a few agents shaking their ...
FRI
February
27
An Insurance Horror Story - Hoarders3:00 PM - 4:55 PMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...
FRI
February
27
COVERAGE ESSENTIALS: Certificates of Insurance and Evidences of Commercial Property Insurance: COIs and ECPIs3:00 PM - 5:59 PMCertificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...
MON
March
2
Cybersecurity Risk and Insurance Are...9:00 AM - 9:58 AMThis hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...
MON
March
2
Homeowners Insurance Facts and Follies9:00 AM - 12:01 PMHow much do we really know about the coverages provides by the standard ISO Homeowners policy? This course will look at a wide variety of scenarios faced by the typical homeowner and discuss how, if at all, the Homeowners policy would respond. Topics ...
MON
March
2
If It Moves On The Farm – It Presents A Risk3:00 PM - 4:46 PMItems which move present substantial risk to our clients. Whether an item is mobile under its own power or is provided mobility via another method, the exposures are real and dramatic. This presentation will address the exposures associated with ...
TUE
March
3
The Ultimate Account Manager - What Will Be9:00 AM - 10:57 AMFor the first time in American history, there are as many as five different generations in the workplace. You might think that’s a good thing, since we have previously talked about the talent shortage facing the industry. And it is a good thing, but ...
TUE
March
3
The Greatest Insurance Product Ever Created11:00 AM - 1:05 PMIn 1913, when the Internal Revenue Service was created, some very visionary people wanted to make sure that families and businesses could be protected and pass on their assets from one generation to the next. That was the foundation of the Greatest ...
TUE
March
3
The Ultimate Account Manager - Risk Management and Contract Analysis12:00 PM - 1:56 PMIndependent insurance agents are at their best when they assist their clients in making sound risk management decisions. In order to do so, you need to have a fundamental understanding of the risk management process. The steps in the risk management ...
TUE
March
3
The Ultimate Account Manager -What Makes an Ultimate Account Manager3:00 PM - 4:56 PMWe begin our journey by asking one important question – do you have the “right stuff” to be an Ultimate Account Manager? Just like any other profession, some are called to it because their natural style, traits and abilities are well aligned with ...
TUE
March
3
What Ever Happened to “And They Lived Happily Ever After?”3:00 PM - 4:55 PMPlanning for retirement took a big turn in the early 1980’s with the passing of the Employee Retirement Income Security Act of 1974 (ERISA), This presentation compares retirement planning before and after ERISA. With a much greater responsibility on ...
WED
March
4
Watch Your Six - A Half Dozen Ethics Scenarios for Insurance Professionals9:00 AM - 12:13 PMFor instructors as well as producers, the ongoing study of professional ethics is a continuing education class struggle. By the very nature of the subject, ethics classes run the risk of being filled with platitudes or devolving into sermons. ...
WED
March
4
The Ultimate Account Manager -Errors and Omission9:00 AM - 10:57 AMThree or four decades ago, about 1 in 25 agencies could expect to have an E&O claim, and up until that time there were few, if any, claims paid in excess of $300,000. A typical deductible for agency E&O coverage was $2,500 to $5,000. Today, one in ...
WED
March
4
Studies in Ethics - A Hippocratic Oath for Insurance Professionals12:00 PM - 3:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ...
WED
March
4
The Ultimate Account Manager -Desk Management and Client Value12:00 PM - 1:57 PMDo you remember your first couple of days in the insurance business? If it was like most, you probably didn’t understand much of what was being said. Unlike producers, most Account Managers didn’t get the benefit of attending a formalized training ...
WED
March
4
Should I Do a Roth IRA?3:00 PM - 5:01 PMFederal income taxes are at their lowest point in many years. With the National Debt over $30 Trillion a rise in taxes is imminent. This presentation shows way to create tax free money for the future. It emphasizes both the Individual Roth IRA and the ...
WED
March
4
The Ultimate Account Manager - Effective Communication3:00 PM - 4:57 PMMany organizations today have initiatives supporting diversity and inclusion. Quite frankly, independent agencies have not always led the way when it comes to embracing these concepts and taking the necessary steps to ensure they are more than just ...
THU
March
5
Recognize. Respond. Survive. Active Shooter Response Training - ABEN9:00 AM - 10:57 AMProActive Response Group's Active Shooter Response Training course educates participants in current trends of active shooter incidents, how to recognize early warning signs of violence, appropriate actions to increase chances of survival in an active ...
THU
March
5
Blueprint for Success: Crafting Your Ownership Journey10:00 AM - 1:36 PMDream of leading your own insurance agency? Whether you're a dedicated employee with aspirations of stepping up or a next-generation family member aiming to continue a legacy, this session is tailor-made for you. Explore the complexities and ...
THU
March
5
Directors and Officers Liability Insurance12:00 PM - 2:56 PMThis seminar is in three parts. The first addresses the corporate law principles that govern the standard of care for directors and officers. Simply put, what is the nature of the underlying liability that we are seeking to insure? After this, the ...
THU
March
5
Proactive Workplace Violence Response: Mitigating Risks for Your Clients12:00 PM - 12:57 PMIn an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ...
THU
March
5
Securing the Future: Insurance in an Era of Increased Natural Disasters12:00 PM - 2:01 PMUpon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ...
THU
March
5
The “Lucky” Thirteen Most Important Issues in Homeowners Insurance2:00 PM - 5:07 PMThis broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered. For those producers ...
FRI
March
6
Cyber 101: The Basics of Cyber Insurance8:00 AM - 9:03 AMThis hour of continuing education is designed to be introduction to the basics of insuring cyber risks. It is designed for producers who are not familiar with the coverage and the basic contours of the risk that insureds have. Click here to register
FRI
March
6
An Insurance Horror Story - Hoarders9:00 AM - 10:55 AMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...
FRI
March
6
COVERAGE ESSENTIALS: Certificates of Insurance and Evidences of Commercial Property Insurance: COIs and ECPIs9:00 AM - 11:59 AMCertificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...
FRI
March
6
Farm and Insurance Issues - Top Ten Cases of the Last Decade (Or So)10:00 AM - 12:07 PMThe theme is simple; the cases and principles are not. This is a quick-moving survey of the most important agriculture and farm-related insurance decisions in the last ten years or so. After a brief introduction, the seminar will involve presenting ...
FRI
March
6
Agritourism Insurance and Risk Management12:00 PM - 2:04 PMThis two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment. Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...
FRI
March
6
Gigs and Side Hustles - The Insurance Issues12:00 PM - 2:05 PMThis seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...
FRI
March
6
COVERAGE ESSENTIALS: Avoiding E&O in the Personal Auto Policy and Personal Umbrella12:00 PM - 2:58 PMPrivate Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...
FRI
March
6
Hot Topics In Personal Lines2:00 PM - 4:07 PMThis seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis. The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...
FRI
March
6
AI Implications in the Insurance Industry3:00 PM - 4:08 PMThis seminar begins with a “big picture” look at Artificial Intelligence. Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ...
MON
March
9
Legacy Blueprint: Crafting Tomorrow's Agency Today10:00 AM - 1:54 PMIn an industry where evolution is as certain as change, passing the baton from one generation to the next should be seamless and strategic. Dive deep into the intricacies of agency perpetuation planning at this must-attend session. We'll not only ...
MON
March
9
Adding Value In Personal Lines4:00 PM - 6:57 PMOur personal lines clients depend upon us to place proper coverages as a major part of their risk management strategy. The property and liability coverages we place on their behalf may ultimately stand between them and bankruptcy in the event of a ...
TUE
March
10
E&O Risk Management: Understanding Risk Mitigation and E&O Claims9:00 AM - 11:54 AMUnderstanding Risk Mitigation and E&O Claims” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the ...
TUE
March
10
Flood Program Overview – NFIP Then and Now - 3 hrs12:00 PM - 2:59 PM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ...
TUE
March
10
E&O Risk Management: Agency E&O Exposures and Defenses3:00 PM - 6:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ...
WED
March
11
Certificates of Insurance: Embrace the Pain9:00 AM - 9:59 AMCertificates of insurance have become much more than a “snapshot” of insurance coverage. They have become very complex forms with many requirements arising out of client contracts. They have also become a source of E&O claims for insurance ...
WED
March
11
Commercial Lines Claims That Cause Problems - UPDATE10:00 AM - 12:57 PMHave you ever found yourself baffled by an adjusters handling of a claim? If not, you may be very new to our industry. This course takes an in-depth look at some of the interesting claims in our business that have left a few agents shaking their ...
WED
March
11
Six Interesting (and Recent Cases) - And Why They Matter To The Industry10:00 AM - 11:00 AMThis one-hour seminar is a fast-paced review of current cases (all six being decided in the 2020’s) that impact producers. In each instance, the factual background of the case, the relevant issue, and the court’s decision are discussed. Following ...
WED
March
11
Flood Insurance: Beyond The Fundamentals12:00 PM - 2:55 PMFor over 50 years the National Flood Insurance Program (NFIP) has played a key role in helping Americans protect the lives they’ve built from floods. The program is a critical and dependable resource for homeowners and businesses nationwide. It plays ...
WED
March
11
The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers3:00 PM - 5:16 PM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...
THU
March
12
Issues in Named Insured: The Rules and the Whys8:00 AM - 10:07 AMThis presentation is a fast-paced and wide-ranging examination of issues connected to naming insureds correctly on insurance policies - a seemingly simple matter that has deep implications. The seminar is divided into two parts. The first is the ...
THU
March
12
COVERAGE ESSENTIALS: Homeowners Part II - Property Coverages9:00 AM - 11:59 AMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...
THU
March
12
We Call it Cannabis Now10:00 AM - 11:57 AMThis class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal lines or / ...
THU
March
12
An Hour Of True Crime - Wrong Way Driver12:00 PM - 12:57 PMThis course will discuss a four car accident which resulted in multiple fatalities. Attendees will learn what coverages were needed to respond to the loss and to the multiple lawsuits which arose from the loss. Click here to register
THU
March
12
What's News Now!12:00 PM - 1:08 PMThis seminar is a fast-paced review of current events, trends, and issues of interest to insurance producers. The session begins with a quick update on federal insurance-related developments and then turns to a review of two important national cases ...
THU
March
12
To Be or Not to AirBnb - Sharing Exposures and Insurance1:00 PM - 2:55 PMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ...
THU
March
12
Cannabis 1012:00 PM - 4:08 PMThis two hour class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal ...
THU
March
12
COVERAGE ESSENTIALS: Homeowners Part 1 – Policy Definitions, Liability Coverage and Policy Conditions3:00 PM - 5:57 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...
FRI
March
13
Kentucky Agents - Coverage Essentials: Policy Analysis-Reading, Interpreting and Understanding Insurance Contracts11:00 AM - 2:11 PMThis course is designed for Kentucky agents. Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. Included also will be the ...
FRI
March
13
How To Thrive In An Ever Changing Work Environment1:00 PM - 2:07 PMThis session will address the positive effects that Organizational Culture can have on your agency. While many E&O classes focus on mistakes employees can make that create potential problems, this course will attempt to create an awareness that ...
TUE
March
17
If It Moves On The Farm – It Presents A Risk9:00 AM - 10:46 AMItems which move present substantial risk to our clients. Whether an item is mobile under its own power or is provided mobility via another method, the exposures are real and dramatic. This presentation will address the exposures associated with ...
TUE
March
17
Homeowners Insurance Facts and Follies11:00 AM - 2:01 PMHow much do we really know about the coverages provides by the standard ISO Homeowners policy? This course will look at a wide variety of scenarios faced by the typical homeowner and discuss how, if at all, the Homeowners policy would respond. Topics ...
TUE
March
17
Cybersecurity Risk and Insurance Are...12:00 PM - 12:58 PMThis hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...
WED
March
18
The Ultimate Account Manager -What Makes an Ultimate Account Manager9:00 AM - 10:56 AMWe begin our journey by asking one important question – do you have the “right stuff” to be an Ultimate Account Manager? Just like any other profession, some are called to it because their natural style, traits and abilities are well aligned with ...
WED
March
18
What Ever Happened to “And They Lived Happily Ever After?”9:00 AM - 10:55 AMPlanning for retirement took a big turn in the early 1980’s with the passing of the Employee Retirement Income Security Act of 1974 (ERISA), This presentation compares retirement planning before and after ERISA. With a much greater responsibility on ...
WED
March
18
The Ultimate Account Manager - What Will Be12:00 PM - 1:57 PMFor the first time in American history, there are as many as five different generations in the workplace. You might think that’s a good thing, since we have previously talked about the talent shortage facing the industry. And it is a good thing, but ...
WED
March
18
The Greatest Insurance Product Ever Created1:00 PM - 3:05 PMIn 1913, when the Internal Revenue Service was created, some very visionary people wanted to make sure that families and businesses could be protected and pass on their assets from one generation to the next. That was the foundation of the Greatest ...
WED
March
18
The Ultimate Account Manager - Risk Management and Contract Analysis3:00 PM - 4:56 PMIndependent insurance agents are at their best when they assist their clients in making sound risk management decisions. In order to do so, you need to have a fundamental understanding of the risk management process. The steps in the risk management ...
THU
March
19
Should I Do a Roth IRA?9:00 AM - 11:01 AMFederal income taxes are at their lowest point in many years. With the National Debt over $30 Trillion a rise in taxes is imminent. This presentation shows way to create tax free money for the future. It emphasizes both the Individual Roth IRA and the ...
THU
March
19
The Ultimate Account Manager - Effective Communication9:00 AM - 10:57 AMMany organizations today have initiatives supporting diversity and inclusion. Quite frankly, independent agencies have not always led the way when it comes to embracing these concepts and taking the necessary steps to ensure they are more than just ...
THU
March
19
The Ultimate Account Manager -Errors and Omission12:00 PM - 1:57 PMThree or four decades ago, about 1 in 25 agencies could expect to have an E&O claim, and up until that time there were few, if any, claims paid in excess of $300,000. A typical deductible for agency E&O coverage was $2,500 to $5,000. Today, one in ...
THU
March
19
Watch Your Six - A Half Dozen Ethics Scenarios for Insurance Professionals12:00 PM - 3:13 PMFor instructors as well as producers, the ongoing study of professional ethics is a continuing education class struggle. By the very nature of the subject, ethics classes run the risk of being filled with platitudes or devolving into sermons. ...
THU
March
19
Studies in Ethics - A Hippocratic Oath for Insurance Professionals2:00 PM - 5:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ...
THU
March
19
The Ultimate Account Manager -Desk Management and Client Value3:00 PM - 4:57 PMDo you remember your first couple of days in the insurance business? If it was like most, you probably didn’t understand much of what was being said. Unlike producers, most Account Managers didn’t get the benefit of attending a formalized training ...
FRI
March
20
The “Lucky” Thirteen Most Important Issues in Homeowners Insurance8:00 AM - 11:07 AMThis broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered. For those producers ...
FRI
March
20
Blueprint for Success: Crafting Your Ownership Journey12:00 PM - 3:36 PMDream of leading your own insurance agency? Whether you're a dedicated employee with aspirations of stepping up or a next-generation family member aiming to continue a legacy, this session is tailor-made for you. Explore the complexities and ...
FRI
March
20
COVERAGE ESSENTIALS: Homeowners Part II - Property Coverages12:00 PM - 2:59 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...
FRI
March
20
Recognize. Respond. Survive. Active Shooter Response Training - ABEN12:00 PM - 1:57 PMProActive Response Group's Active Shooter Response Training course educates participants in current trends of active shooter incidents, how to recognize early warning signs of violence, appropriate actions to increase chances of survival in an active ...
FRI
March
20
Directors and Officers Liability Insurance2:00 PM - 4:56 PMThis seminar is in three parts. The first addresses the corporate law principles that govern the standard of care for directors and officers. Simply put, what is the nature of the underlying liability that we are seeking to insure? After this, the ...
FRI
March
20
Proactive Workplace Violence Response: Mitigating Risks for Your Clients3:00 PM - 3:57 PMIn an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ...
FRI
March
20
Securing the Future: Insurance in an Era of Increased Natural Disasters3:00 PM - 5:01 PMUpon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ...
MON
March
23
Hot Topics In Personal Lines8:00 AM - 10:07 AMThis seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis. The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...
MON
March
23
AI Implications in the Insurance Industry9:00 AM - 10:08 AMThis seminar begins with a “big picture” look at Artificial Intelligence. Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ...
MON
March
23
Cyber 101: The Basics of Cyber Insurance10:00 AM - 11:03 AMThis hour of continuing education is designed to be introduction to the basics of insuring cyber risks. It is designed for producers who are not familiar with the coverage and the basic contours of the risk that insureds have. Click here to register
MON
March
23
An Insurance Horror Story - Hoarders12:00 PM - 1:55 PMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...
MON
March
23
COVERAGE ESSENTIALS: Certificates of Insurance and Evidences of Commercial Property Insurance: COIs and ECPIs12:00 PM - 2:59 PMCertificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...
MON
March
23
Farm and Insurance Issues - Top Ten Cases of the Last Decade (Or So)12:00 PM - 2:07 PMThe theme is simple; the cases and principles are not. This is a quick-moving survey of the most important agriculture and farm-related insurance decisions in the last ten years or so. After a brief introduction, the seminar will involve presenting ...
MON
March
23
Gigs and Side Hustles - The Insurance Issues2:00 PM - 4:05 PMThis seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...
MON
March
23
COVERAGE ESSENTIALS: Avoiding E&O in the Personal Auto Policy and Personal Umbrella3:00 PM - 5:58 PMPrivate Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...
MON
March
23
Agritourism Insurance and Risk Management3:00 PM - 5:04 PMThis two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment. Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...
TUE
March
24
Adding Value In Personal Lines10:00 AM - 12:57 PMOur personal lines clients depend upon us to place proper coverages as a major part of their risk management strategy. The property and liability coverages we place on their behalf may ultimately stand between them and bankruptcy in the event of a ...
TUE
March
24
Legacy Blueprint: Crafting Tomorrow's Agency Today12:00 PM - 3:54 PMIn an industry where evolution is as certain as change, passing the baton from one generation to the next should be seamless and strategic. Dive deep into the intricacies of agency perpetuation planning at this must-attend session. We'll not only ...
WED
March
25
E&O Risk Management: Agency E&O Exposures and Defenses9:00 AM - 12:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ...
WED
March
25
E&O Risk Management: Understanding Risk Mitigation and E&O Claims12:00 PM - 2:54 PMUnderstanding Risk Mitigation and E&O Claims” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the ...
WED
March
25
Flood Program Overview – NFIP Then and Now - 3 hrs3:00 PM - 5:59 PM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ...
THU
March
26
The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers9:00 AM - 11:16 AM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...
THU
March
26
Certificates of Insurance: Embrace the Pain11:00 AM - 11:59 AMCertificates of insurance have become much more than a “snapshot” of insurance coverage. They have become very complex forms with many requirements arising out of client contracts. They have also become a source of E&O claims for insurance ...
THU
March
26
Six Interesting (and Recent Cases) - And Why They Matter To The Industry12:00 PM - 1:00 PMThis one-hour seminar is a fast-paced review of current cases (all six being decided in the 2020’s) that impact producers. In each instance, the factual background of the case, the relevant issue, and the court’s decision are discussed. Following ...
THU
March
26
Flood Insurance: Beyond The Fundamentals2:00 PM - 4:55 PMFor over 50 years the National Flood Insurance Program (NFIP) has played a key role in helping Americans protect the lives they’ve built from floods. The program is a critical and dependable resource for homeowners and businesses nationwide. It plays ...
FRI
March
27
Cannabis 1018:00 AM - 10:08 AMThis two hour class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal ...
FRI
March
27
Issues in Named Insured: The Rules and the Whys10:00 AM - 12:07 PMThis presentation is a fast-paced and wide-ranging examination of issues connected to naming insureds correctly on insurance policies - a seemingly simple matter that has deep implications. The seminar is divided into two parts. The first is the ...
FRI
March
27
We Call it Cannabis Now12:00 PM - 1:57 PMThis class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal lines or / ...
FRI
March
27
What's News Now!2:00 PM - 3:08 PMThis seminar is a fast-paced review of current events, trends, and issues of interest to insurance producers. The session begins with a quick update on federal insurance-related developments and then turns to a review of two important national cases ...
FRI
March
27
An Hour Of True Crime - Wrong Way Driver3:00 PM - 3:57 PMThis course will discuss a four car accident which resulted in multiple fatalities. Attendees will learn what coverages were needed to respond to the loss and to the multiple lawsuits which arose from the loss. Click here to register
FRI
March
27
To Be or Not to AirBnb - Sharing Exposures and Insurance3:00 PM - 4:55 PMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ...
MON
March
30
COVERAGE ESSENTIALS: Homeowners Part 1 – Policy Definitions, Liability Coverage and Policy Conditions9:00 AM - 11:57 AMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...
MON
March
30
Kentucky Agents - Coverage Essentials: Policy Analysis-Reading, Interpreting and Understanding Insurance Contracts1:00 PM - 4:11 PMThis course is designed for Kentucky agents. Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. Included also will be the ...
MON
March
30
Commercial Lines Claims That Cause Problems - UPDATE2:00 PM - 4:57 PMHave you ever found yourself baffled by an adjusters handling of a claim? If not, you may be very new to our industry. This course takes an in-depth look at some of the interesting claims in our business that have left a few agents shaking their ...
MON
March
30
How To Thrive In An Ever Changing Work Environment3:00 PM - 4:07 PMThis session will address the positive effects that Organizational Culture can have on your agency. While many E&O classes focus on mistakes employees can make that create potential problems, this course will attempt to create an awareness that ...
WED
April
1
Directors and Officers Liability Insurance8:00 AM - 10:56 AMThis seminar is in three parts. The first addresses the corporate law principles that govern the standard of care for directors and officers. Simply put, what is the nature of the underlying liability that we are seeking to insure? After this, the ...
WED
April
1
Proactive Workplace Violence Response: Mitigating Risks for Your Clients9:00 AM - 9:57 AMIn an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ...
WED
April
1
Securing the Future: Insurance in an Era of Increased Natural Disasters9:00 AM - 11:01 AMUpon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ...
WED
April
1
The “Lucky” Thirteen Most Important Issues in Homeowners Insurance10:00 AM - 1:07 PMThis broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered. For those producers ...
WED
April
1
Blueprint for Success: Crafting Your Ownership Journey2:00 PM - 5:36 PMDream of leading your own insurance agency? Whether you're a dedicated employee with aspirations of stepping up or a next-generation family member aiming to continue a legacy, this session is tailor-made for you. Explore the complexities and ...
WED
April
1
Recognize. Respond. Survive. Active Shooter Response Training - ABEN3:00 PM - 4:57 PMProActive Response Group's Active Shooter Response Training course educates participants in current trends of active shooter incidents, how to recognize early warning signs of violence, appropriate actions to increase chances of survival in an active ...
THU
April
2
Studies in Ethics - A Hippocratic Oath for Insurance Professionals8:00 AM - 11:07 AMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ...
THU
April
2
The Ultimate Account Manager -Desk Management and Client Value9:00 AM - 10:57 AMDo you remember your first couple of days in the insurance business? If it was like most, you probably didn’t understand much of what was being said. Unlike producers, most Account Managers didn’t get the benefit of attending a formalized training ...
THU
April
2
Should I Do a Roth IRA?11:00 AM - 1:01 PMFederal income taxes are at their lowest point in many years. With the National Debt over $30 Trillion a rise in taxes is imminent. This presentation shows way to create tax free money for the future. It emphasizes both the Individual Roth IRA and the ...
THU
April
2
The Ultimate Account Manager - Effective Communication12:00 PM - 1:57 PMMany organizations today have initiatives supporting diversity and inclusion. Quite frankly, independent agencies have not always led the way when it comes to embracing these concepts and taking the necessary steps to ensure they are more than just ...
THU
April
2
The Ultimate Account Manager -Errors and Omission3:00 PM - 4:57 PMThree or four decades ago, about 1 in 25 agencies could expect to have an E&O claim, and up until that time there were few, if any, claims paid in excess of $300,000. A typical deductible for agency E&O coverage was $2,500 to $5,000. Today, one in ...
THU
April
2
Watch Your Six - A Half Dozen Ethics Scenarios for Insurance Professionals3:00 PM - 6:13 PMFor instructors as well as producers, the ongoing study of professional ethics is a continuing education class struggle. By the very nature of the subject, ethics classes run the risk of being filled with platitudes or devolving into sermons. ...
FRI
April
3
The Ultimate Account Manager - Risk Management and Contract Analysis9:00 AM - 10:56 AMIndependent insurance agents are at their best when they assist their clients in making sound risk management decisions. In order to do so, you need to have a fundamental understanding of the risk management process. The steps in the risk management ...
FRI
April
3
What Ever Happened to “And They Lived Happily Ever After?”11:00 AM - 12:55 PMPlanning for retirement took a big turn in the early 1980’s with the passing of the Employee Retirement Income Security Act of 1974 (ERISA), This presentation compares retirement planning before and after ERISA. With a much greater responsibility on ...
FRI
April
3
The Ultimate Account Manager -What Makes an Ultimate Account Manager12:00 PM - 1:56 PMWe begin our journey by asking one important question – do you have the “right stuff” to be an Ultimate Account Manager? Just like any other profession, some are called to it because their natural style, traits and abilities are well aligned with ...
FRI
April
3
The Greatest Insurance Product Ever Created3:00 PM - 5:05 PMIn 1913, when the Internal Revenue Service was created, some very visionary people wanted to make sure that families and businesses could be protected and pass on their assets from one generation to the next. That was the foundation of the Greatest ...
FRI
April
3
The Ultimate Account Manager - What Will Be3:00 PM - 4:57 PMFor the first time in American history, there are as many as five different generations in the workplace. You might think that’s a good thing, since we have previously talked about the talent shortage facing the industry. And it is a good thing, but ...
MON
April
6
If It Moves On The Farm – It Presents A Risk11:00 AM - 12:46 PMItems which move present substantial risk to our clients. Whether an item is mobile under its own power or is provided mobility via another method, the exposures are real and dramatic. This presentation will address the exposures associated with ...
MON
April
6
Homeowners Insurance Facts and Follies1:00 PM - 4:01 PMHow much do we really know about the coverages provides by the standard ISO Homeowners policy? This course will look at a wide variety of scenarios faced by the typical homeowner and discuss how, if at all, the Homeowners policy would respond. Topics ...
MON
April
6
Cybersecurity Risk and Insurance Are...3:00 PM - 3:58 PMThis hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...
TUE
April
7
Gigs and Side Hustles - The Insurance Issues8:00 AM - 10:05 AMThis seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...
TUE
April
7
COVERAGE ESSENTIALS: Avoiding E&O in the Personal Auto Policy and Personal Umbrella9:00 AM - 11:58 AMPrivate Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...
TUE
April
7
Agritourism Insurance and Risk Management9:00 AM - 11:04 AMThis two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment. Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...
TUE
April
7
Hot Topics In Personal Lines10:00 AM - 12:07 PMThis seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis. The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...
TUE
April
7
AI Implications in the Insurance Industry12:00 PM - 1:08 PMThis seminar begins with a “big picture” look at Artificial Intelligence. Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ...
TUE
April
7
Cyber 101: The Basics of Cyber Insurance12:00 PM - 1:03 PMThis hour of continuing education is designed to be introduction to the basics of insuring cyber risks. It is designed for producers who are not familiar with the coverage and the basic contours of the risk that insureds have. Click here to register
TUE
April
7
Farm and Insurance Issues - Top Ten Cases of the Last Decade (Or So)2:00 PM - 4:07 PMThe theme is simple; the cases and principles are not. This is a quick-moving survey of the most important agriculture and farm-related insurance decisions in the last ten years or so. After a brief introduction, the seminar will involve presenting ...
TUE
April
7
An Insurance Horror Story - Hoarders3:00 PM - 4:55 PMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...
TUE
April
7
COVERAGE ESSENTIALS: Certificates of Insurance and Evidences of Commercial Property Insurance: COIs and ECPIs3:00 PM - 5:59 PMCertificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...
WED
April
8
What's News Now!8:00 AM - 9:08 AMThis seminar is a fast-paced review of current events, trends, and issues of interest to insurance producers. The session begins with a quick update on federal insurance-related developments and then turns to a review of two important national cases ...
WED
April
8
An Hour Of True Crime - Wrong Way Driver9:00 AM - 9:57 AMThis course will discuss a four car accident which resulted in multiple fatalities. Attendees will learn what coverages were needed to respond to the loss and to the multiple lawsuits which arose from the loss. Click here to register
WED
April
8
To Be or Not to AirBnb - Sharing Exposures and Insurance9:00 AM - 10:55 AMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ...
WED
April
8
Cannabis 10110:00 AM - 12:08 PMThis two hour class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal ...
WED
April
8
COVERAGE ESSENTIALS: Homeowners Part 1 – Policy Definitions, Liability Coverage and Policy Conditions12:00 PM - 2:57 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...
WED
April
8
Issues in Named Insured: The Rules and the Whys12:00 PM - 2:07 PMThis presentation is a fast-paced and wide-ranging examination of issues connected to naming insureds correctly on insurance policies - a seemingly simple matter that has deep implications. The seminar is divided into two parts. The first is the ...
WED
April
8
We Call it Cannabis Now2:00 PM - 3:57 PMThis class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal lines or / ...
WED
April
8
COVERAGE ESSENTIALS: Homeowners Part II - Property Coverages3:00 PM - 5:59 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...
THU
April
9
Flood Insurance: Beyond The Fundamentals8:00 AM - 10:55 AMFor over 50 years the National Flood Insurance Program (NFIP) has played a key role in helping Americans protect the lives they’ve built from floods. The program is a critical and dependable resource for homeowners and businesses nationwide. It plays ...
THU
April
9
How To Thrive In An Ever Changing Work Environment9:00 AM - 10:07 AMThis session will address the positive effects that Organizational Culture can have on your agency. While many E&O classes focus on mistakes employees can make that create potential problems, this course will attempt to create an awareness that ...
THU
April
9
The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers12:00 PM - 2:16 PM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...
THU
April
9
Certificates of Insurance: Embrace the Pain1:00 PM - 1:59 PMCertificates of insurance have become much more than a “snapshot” of insurance coverage. They have become very complex forms with many requirements arising out of client contracts. They have also become a source of E&O claims for insurance ...
THU
April
9
Six Interesting (and Recent Cases) - And Why They Matter To The Industry2:00 PM - 3:00 PMThis one-hour seminar is a fast-paced review of current cases (all six being decided in the 2020’s) that impact producers. In each instance, the factual background of the case, the relevant issue, and the court’s decision are discussed. Following ...
FRI
April
10
Flood Program Overview – NFIP Then and Now - 3 hrs9:00 AM - 11:59 AM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ...
FRI
April
10
E&O Risk Management: Agency E&O Exposures and Defenses12:00 PM - 3:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ...
FRI
April
10
E&O Risk Management: Understanding Risk Mitigation and E&O Claims3:00 PM - 5:54 PMUnderstanding Risk Mitigation and E&O Claims” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the ...
TUE
April
14
Kentucky Agents - Coverage Essentials: Policy Analysis-Reading, Interpreting and Understanding Insurance Contracts9:00 AM - 12:11 PMThis course is designed for Kentucky agents. Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. Included also will be the ...
TUE
April
14
Legacy Blueprint: Crafting Tomorrow's Agency Today2:00 PM - 5:54 PMIn an industry where evolution is as certain as change, passing the baton from one generation to the next should be seamless and strategic. Dive deep into the intricacies of agency perpetuation planning at this must-attend session. We'll not only ...
WED
April
15
Adding Value In Personal Lines1:00 PM - 3:57 PMOur personal lines clients depend upon us to place proper coverages as a major part of their risk management strategy. The property and liability coverages we place on their behalf may ultimately stand between them and bankruptcy in the event of a ...
THU
April
16
Recognize. Respond. Survive. Active Shooter Response Training - ABEN9:00 AM - 10:57 AMProActive Response Group's Active Shooter Response Training course educates participants in current trends of active shooter incidents, how to recognize early warning signs of violence, appropriate actions to increase chances of survival in an active ...
THU
April
16
Directors and Officers Liability Insurance10:00 AM - 12:56 PMThis seminar is in three parts. The first addresses the corporate law principles that govern the standard of care for directors and officers. Simply put, what is the nature of the underlying liability that we are seeking to insure? After this, the ...
THU
April
16
Proactive Workplace Violence Response: Mitigating Risks for Your Clients12:00 PM - 12:57 PMIn an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ...
THU
April
16
Securing the Future: Insurance in an Era of Increased Natural Disasters12:00 PM - 2:01 PMUpon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ...
THU
April
16
The “Lucky” Thirteen Most Important Issues in Homeowners Insurance12:00 PM - 3:07 PMThis broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered. For those producers ...
THU
April
16
Blueprint for Success: Crafting Your Ownership Journey4:00 PM - 7:36 PMDream of leading your own insurance agency? Whether you're a dedicated employee with aspirations of stepping up or a next-generation family member aiming to continue a legacy, this session is tailor-made for you. Explore the complexities and ...
FRI
April
17
The Ultimate Account Manager -Errors and Omission9:00 AM - 10:57 AMThree or four decades ago, about 1 in 25 agencies could expect to have an E&O claim, and up until that time there were few, if any, claims paid in excess of $300,000. A typical deductible for agency E&O coverage was $2,500 to $5,000. Today, one in ...
FRI
April
17
Watch Your Six - A Half Dozen Ethics Scenarios for Insurance Professionals9:00 AM - 12:13 PMFor instructors as well as producers, the ongoing study of professional ethics is a continuing education class struggle. By the very nature of the subject, ethics classes run the risk of being filled with platitudes or devolving into sermons. ...
FRI
April
17
Commercial Lines Claims That Cause Problems - UPDATE10:00 AM - 12:57 PMHave you ever found yourself baffled by an adjusters handling of a claim? If not, you may be very new to our industry. This course takes an in-depth look at some of the interesting claims in our business that have left a few agents shaking their ...
FRI
April
17
Studies in Ethics - A Hippocratic Oath for Insurance Professionals10:00 AM - 1:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ...
FRI
April
17
The Ultimate Account Manager -Desk Management and Client Value12:00 PM - 1:57 PMDo you remember your first couple of days in the insurance business? If it was like most, you probably didn’t understand much of what was being said. Unlike producers, most Account Managers didn’t get the benefit of attending a formalized training ...
FRI
April
17
Should I Do a Roth IRA?1:00 PM - 3:01 PMFederal income taxes are at their lowest point in many years. With the National Debt over $30 Trillion a rise in taxes is imminent. This presentation shows way to create tax free money for the future. It emphasizes both the Individual Roth IRA and the ...
FRI
April
17
The Ultimate Account Manager - Effective Communication3:00 PM - 4:57 PMMany organizations today have initiatives supporting diversity and inclusion. Quite frankly, independent agencies have not always led the way when it comes to embracing these concepts and taking the necessary steps to ensure they are more than just ...
MON
April
20
The Greatest Insurance Product Ever Created9:00 AM - 11:05 AMIn 1913, when the Internal Revenue Service was created, some very visionary people wanted to make sure that families and businesses could be protected and pass on their assets from one generation to the next. That was the foundation of the Greatest ...
MON
April
20
The Ultimate Account Manager - What Will Be9:00 AM - 10:57 AMFor the first time in American history, there are as many as five different generations in the workplace. You might think that’s a good thing, since we have previously talked about the talent shortage facing the industry. And it is a good thing, but ...
MON
April
20
The Ultimate Account Manager - Risk Management and Contract Analysis12:00 PM - 1:56 PMIndependent insurance agents are at their best when they assist their clients in making sound risk management decisions. In order to do so, you need to have a fundamental understanding of the risk management process. The steps in the risk management ...
MON
April
20
What Ever Happened to “And They Lived Happily Ever After?”1:00 PM - 2:55 PMPlanning for retirement took a big turn in the early 1980’s with the passing of the Employee Retirement Income Security Act of 1974 (ERISA), This presentation compares retirement planning before and after ERISA. With a much greater responsibility on ...
MON
April
20
The Ultimate Account Manager -What Makes an Ultimate Account Manager3:00 PM - 4:56 PMWe begin our journey by asking one important question – do you have the “right stuff” to be an Ultimate Account Manager? Just like any other profession, some are called to it because their natural style, traits and abilities are well aligned with ...
TUE
April
21
Cybersecurity Risk and Insurance Are...9:00 AM - 9:58 AMThis hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...
TUE
April
21
If It Moves On The Farm – It Presents A Risk1:00 PM - 2:46 PMItems which move present substantial risk to our clients. Whether an item is mobile under its own power or is provided mobility via another method, the exposures are real and dramatic. This presentation will address the exposures associated with ...
WED
April
22
Farm and Insurance Issues - Top Ten Cases of the Last Decade (Or So)8:00 AM - 10:07 AMThe theme is simple; the cases and principles are not. This is a quick-moving survey of the most important agriculture and farm-related insurance decisions in the last ten years or so. After a brief introduction, the seminar will involve presenting ...
WED
April
22
An Insurance Horror Story - Hoarders9:00 AM - 10:55 AMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...
WED
April
22
COVERAGE ESSENTIALS: Certificates of Insurance and Evidences of Commercial Property Insurance: COIs and ECPIs9:00 AM - 11:59 AMCertificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...
WED
April
22
Gigs and Side Hustles - The Insurance Issues10:00 AM - 12:05 PMThis seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...
WED
April
22
COVERAGE ESSENTIALS: Avoiding E&O in the Personal Auto Policy and Personal Umbrella12:00 PM - 2:58 PMPrivate Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...
WED
April
22
Agritourism Insurance and Risk Management12:00 PM - 2:04 PMThis two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment. Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...
WED
April
22
Hot Topics In Personal Lines12:00 PM - 2:07 PMThis seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis. The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...
WED
April
22
Cyber 101: The Basics of Cyber Insurance2:00 PM - 3:03 PMThis hour of continuing education is designed to be introduction to the basics of insuring cyber risks. It is designed for producers who are not familiar with the coverage and the basic contours of the risk that insureds have. Click here to register
WED
April
22
AI Implications in the Insurance Industry3:00 PM - 4:08 PMThis seminar begins with a “big picture” look at Artificial Intelligence. Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ...
THU
April
23
We Call it Cannabis Now8:00 AM - 9:57 AMThis class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal lines or / ...
THU
April
23
What's News Now!10:00 AM - 11:08 AMThis seminar is a fast-paced review of current events, trends, and issues of interest to insurance producers. The session begins with a quick update on federal insurance-related developments and then turns to a review of two important national cases ...
THU
April
23
To Be or Not to AirBnb - Sharing Exposures and Insurance11:00 AM - 12:55 PMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ...
THU
April
23
An Hour Of True Crime - Wrong Way Driver12:00 PM - 12:57 PMThis course will discuss a four car accident which resulted in multiple fatalities. Attendees will learn what coverages were needed to respond to the loss and to the multiple lawsuits which arose from the loss. Click here to register
THU
April
23
Cannabis 10112:00 PM - 2:08 PMThis two hour class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal ...
THU
April
23
Issues in Named Insured: The Rules and the Whys2:00 PM - 4:07 PMThis presentation is a fast-paced and wide-ranging examination of issues connected to naming insureds correctly on insurance policies - a seemingly simple matter that has deep implications. The seminar is divided into two parts. The first is the ...
FRI
April
24
Six Interesting (and Recent Cases) - And Why They Matter To The Industry8:00 AM - 9:00 AMThis one-hour seminar is a fast-paced review of current cases (all six being decided in the 2020’s) that impact producers. In each instance, the factual background of the case, the relevant issue, and the court’s decision are discussed. Following ...
FRI
April
24
Flood Insurance: Beyond The Fundamentals10:00 AM - 12:55 PMFor over 50 years the National Flood Insurance Program (NFIP) has played a key role in helping Americans protect the lives they’ve built from floods. The program is a critical and dependable resource for homeowners and businesses nationwide. It plays ...
FRI
April
24
How To Thrive In An Ever Changing Work Environment11:00 AM - 12:07 PMThis session will address the positive effects that Organizational Culture can have on your agency. While many E&O classes focus on mistakes employees can make that create potential problems, this course will attempt to create an awareness that ...
FRI
April
24
Certificates of Insurance: Embrace the Pain3:00 PM - 3:59 PMCertificates of insurance have become much more than a “snapshot” of insurance coverage. They have become very complex forms with many requirements arising out of client contracts. They have also become a source of E&O claims for insurance ...
FRI
April
24
The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers3:00 PM - 5:16 PM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...
MON
April
27
E&O Risk Management: Understanding Risk Mitigation and E&O Claims9:00 AM - 11:54 AMUnderstanding Risk Mitigation and E&O Claims” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the ...
MON
April
27
Flood Program Overview – NFIP Then and Now - 3 hrs12:00 PM - 2:59 PM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ...
MON
April
27
E&O Risk Management: Agency E&O Exposures and Defenses3:00 PM - 6:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ...
TUE
April
28
Kentucky Agents - Coverage Essentials: Policy Analysis-Reading, Interpreting and Understanding Insurance Contracts11:00 AM - 2:11 PMThis course is designed for Kentucky agents. Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. Included also will be the ...
TUE
April
28
Commercial Lines Claims That Cause Problems - UPDATE2:00 PM - 4:57 PMHave you ever found yourself baffled by an adjusters handling of a claim? If not, you may be very new to our industry. This course takes an in-depth look at some of the interesting claims in our business that have left a few agents shaking their ...
TUE
April
28
Homeowners Insurance Facts and Follies3:00 PM - 6:01 PMHow much do we really know about the coverages provides by the standard ISO Homeowners policy? This course will look at a wide variety of scenarios faced by the typical homeowner and discuss how, if at all, the Homeowners policy would respond. Topics ...
WED
April
29
Adding Value In Personal Lines4:00 PM - 6:57 PMOur personal lines clients depend upon us to place proper coverages as a major part of their risk management strategy. The property and liability coverages we place on their behalf may ultimately stand between them and bankruptcy in the event of a ...
WED
April
29
Legacy Blueprint: Crafting Tomorrow's Agency Today4:00 PM - 7:54 PMIn an industry where evolution is as certain as change, passing the baton from one generation to the next should be seamless and strategic. Dive deep into the intricacies of agency perpetuation planning at this must-attend session. We'll not only ...
THU
April
30
COVERAGE ESSENTIALS: Homeowners Part II - Property Coverages9:00 AM - 11:59 AMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...
THU
April
30
COVERAGE ESSENTIALS: Homeowners Part 1 – Policy Definitions, Liability Coverage and Policy Conditions3:00 PM - 5:57 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...
FRI
May
1
Adding Value In Personal Lines10:00 AM - 12:57 PMOur personal lines clients depend upon us to place proper coverages as a major part of their risk management strategy. The property and liability coverages we place on their behalf may ultimately stand between them and bankruptcy in the event of a ...
FRI
May
1
Legacy Blueprint: Crafting Tomorrow's Agency Today10:00 AM - 1:54 PMIn an industry where evolution is as certain as change, passing the baton from one generation to the next should be seamless and strategic. Dive deep into the intricacies of agency perpetuation planning at this must-attend session. We'll not only ...
MON
May
4
E&O Risk Management: Agency E&O Exposures and Defenses9:00 AM - 12:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ...
MON
May
4
E&O Risk Management: Understanding Risk Mitigation and E&O Claims12:00 PM - 2:54 PMUnderstanding Risk Mitigation and E&O Claims” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the ...
MON
May
4
Flood Program Overview – NFIP Then and Now - 3 hrs3:00 PM - 5:59 PM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ...
TUE
May
5
Certificates of Insurance: Embrace the Pain9:00 AM - 9:59 AMCertificates of insurance have become much more than a “snapshot” of insurance coverage. They have become very complex forms with many requirements arising out of client contracts. They have also become a source of E&O claims for insurance ...
TUE
May
5
Six Interesting (and Recent Cases) - And Why They Matter To The Industry10:00 AM - 11:00 AMThis one-hour seminar is a fast-paced review of current cases (all six being decided in the 2020’s) that impact producers. In each instance, the factual background of the case, the relevant issue, and the court’s decision are discussed. Following ...
TUE
May
5
Flood Insurance: Beyond The Fundamentals12:00 PM - 2:55 PMFor over 50 years the National Flood Insurance Program (NFIP) has played a key role in helping Americans protect the lives they’ve built from floods. The program is a critical and dependable resource for homeowners and businesses nationwide. It plays ...
WED
May
6
Issues in Named Insured: The Rules and the Whys8:00 AM - 10:07 AMThis presentation is a fast-paced and wide-ranging examination of issues connected to naming insureds correctly on insurance policies - a seemingly simple matter that has deep implications. The seminar is divided into two parts. The first is the ...
WED
May
6
COVERAGE ESSENTIALS: Homeowners Part 1 – Policy Definitions, Liability Coverage and Policy Conditions9:00 AM - 11:57 AMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...
WED
May
6
We Call it Cannabis Now10:00 AM - 11:57 AMThis class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal lines or / ...
WED
May
6
COVERAGE ESSENTIALS: Homeowners Part II - Property Coverages12:00 PM - 2:59 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...
WED
May
6
What's News Now!12:00 PM - 1:08 PMThis seminar is a fast-paced review of current events, trends, and issues of interest to insurance producers. The session begins with a quick update on federal insurance-related developments and then turns to a review of two important national cases ...
WED
May
6
To Be or Not to AirBnb - Sharing Exposures and Insurance1:00 PM - 2:55 PMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ...
WED
May
6
Cannabis 1012:00 PM - 4:08 PMThis two hour class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal ...
WED
May
6
An Hour Of True Crime - Wrong Way Driver3:00 PM - 3:57 PMThis course will discuss a four car accident which resulted in multiple fatalities. Attendees will learn what coverages were needed to respond to the loss and to the multiple lawsuits which arose from the loss. Click here to register
THU
May
7
Blueprint for Success: Crafting Your Ownership Journey10:00 AM - 1:36 PMDream of leading your own insurance agency? Whether you're a dedicated employee with aspirations of stepping up or a next-generation family member aiming to continue a legacy, this session is tailor-made for you. Explore the complexities and ...
THU
May
7
Commercial Lines Claims That Cause Problems - UPDATE10:00 AM - 12:57 PMHave you ever found yourself baffled by an adjusters handling of a claim? If not, you may be very new to our industry. This course takes an in-depth look at some of the interesting claims in our business that have left a few agents shaking their ...
THU
May
7
Directors and Officers Liability Insurance12:00 PM - 2:56 PMThis seminar is in three parts. The first addresses the corporate law principles that govern the standard of care for directors and officers. Simply put, what is the nature of the underlying liability that we are seeking to insure? After this, the ...
THU
May
7
Recognize. Respond. Survive. Active Shooter Response Training - ABEN12:00 PM - 1:57 PMProActive Response Group's Active Shooter Response Training course educates participants in current trends of active shooter incidents, how to recognize early warning signs of violence, appropriate actions to increase chances of survival in an active ...
THU
May
7
The “Lucky” Thirteen Most Important Issues in Homeowners Insurance2:00 PM - 5:07 PMThis broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered. For those producers ...
THU
May
7
Proactive Workplace Violence Response: Mitigating Risks for Your Clients3:00 PM - 3:57 PMIn an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ...
THU
May
7
Securing the Future: Insurance in an Era of Increased Natural Disasters3:00 PM - 5:01 PMUpon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ...
FRI
May
8
The Ultimate Account Manager - Effective Communication9:00 AM - 10:57 AMMany organizations today have initiatives supporting diversity and inclusion. Quite frankly, independent agencies have not always led the way when it comes to embracing these concepts and taking the necessary steps to ensure they are more than just ...
FRI
May
8
Studies in Ethics - A Hippocratic Oath for Insurance Professionals12:00 PM - 3:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ...
FRI
May
8
The Ultimate Account Manager -Errors and Omission12:00 PM - 1:57 PMThree or four decades ago, about 1 in 25 agencies could expect to have an E&O claim, and up until that time there were few, if any, claims paid in excess of $300,000. A typical deductible for agency E&O coverage was $2,500 to $5,000. Today, one in ...
FRI
May
8
Watch Your Six - A Half Dozen Ethics Scenarios for Insurance Professionals12:00 PM - 3:13 PMFor instructors as well as producers, the ongoing study of professional ethics is a continuing education class struggle. By the very nature of the subject, ethics classes run the risk of being filled with platitudes or devolving into sermons. ...
FRI
May
8
Should I Do a Roth IRA?3:00 PM - 5:01 PMFederal income taxes are at their lowest point in many years. With the National Debt over $30 Trillion a rise in taxes is imminent. This presentation shows way to create tax free money for the future. It emphasizes both the Individual Roth IRA and the ...
FRI
May
8
The Ultimate Account Manager -Desk Management and Client Value3:00 PM - 4:57 PMDo you remember your first couple of days in the insurance business? If it was like most, you probably didn’t understand much of what was being said. Unlike producers, most Account Managers didn’t get the benefit of attending a formalized training ...
MON
May
11
The Ultimate Account Manager -What Makes an Ultimate Account Manager9:00 AM - 10:56 AMWe begin our journey by asking one important question – do you have the “right stuff” to be an Ultimate Account Manager? Just like any other profession, some are called to it because their natural style, traits and abilities are well aligned with ...
MON
May
11
The Greatest Insurance Product Ever Created11:00 AM - 1:05 PMIn 1913, when the Internal Revenue Service was created, some very visionary people wanted to make sure that families and businesses could be protected and pass on their assets from one generation to the next. That was the foundation of the Greatest ...
MON
May
11
The Ultimate Account Manager - What Will Be12:00 PM - 1:57 PMFor the first time in American history, there are as many as five different generations in the workplace. You might think that’s a good thing, since we have previously talked about the talent shortage facing the industry. And it is a good thing, but ...
MON
May
11
The Ultimate Account Manager - Risk Management and Contract Analysis3:00 PM - 4:56 PMIndependent insurance agents are at their best when they assist their clients in making sound risk management decisions. In order to do so, you need to have a fundamental understanding of the risk management process. The steps in the risk management ...
MON
May
11
What Ever Happened to “And They Lived Happily Ever After?”3:00 PM - 4:55 PMPlanning for retirement took a big turn in the early 1980’s with the passing of the Employee Retirement Income Security Act of 1974 (ERISA), This presentation compares retirement planning before and after ERISA. With a much greater responsibility on ...
TUE
May
12
Homeowners Insurance Facts and Follies9:00 AM - 12:01 PMHow much do we really know about the coverages provides by the standard ISO Homeowners policy? This course will look at a wide variety of scenarios faced by the typical homeowner and discuss how, if at all, the Homeowners policy would respond. Topics ...
TUE
May
12
Cybersecurity Risk and Insurance Are...12:00 PM - 12:58 PMThis hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...
TUE
May
12
If It Moves On The Farm – It Presents A Risk3:00 PM - 4:46 PMItems which move present substantial risk to our clients. Whether an item is mobile under its own power or is provided mobility via another method, the exposures are real and dramatic. This presentation will address the exposures associated with ...
WED
May
13
Cyber 101: The Basics of Cyber Insurance8:00 AM - 9:03 AMThis hour of continuing education is designed to be introduction to the basics of insuring cyber risks. It is designed for producers who are not familiar with the coverage and the basic contours of the risk that insureds have. Click here to register
WED
May
13
AI Implications in the Insurance Industry9:00 AM - 10:08 AMThis seminar begins with a “big picture” look at Artificial Intelligence. Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ...
WED
May
13
Farm and Insurance Issues - Top Ten Cases of the Last Decade (Or So)10:00 AM - 12:07 PMThe theme is simple; the cases and principles are not. This is a quick-moving survey of the most important agriculture and farm-related insurance decisions in the last ten years or so. After a brief introduction, the seminar will involve presenting ...
WED
May
13
An Insurance Horror Story - Hoarders12:00 PM - 1:55 PMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...
WED
May
13
COVERAGE ESSENTIALS: Certificates of Insurance and Evidences of Commercial Property Insurance: COIs and ECPIs12:00 PM - 2:59 PMCertificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...
WED
May
13
Gigs and Side Hustles - The Insurance Issues12:00 PM - 2:05 PMThis seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...
WED
May
13
Hot Topics In Personal Lines2:00 PM - 4:07 PMThis seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis. The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...
WED
May
13
COVERAGE ESSENTIALS: Avoiding E&O in the Personal Auto Policy and Personal Umbrella3:00 PM - 5:58 PMPrivate Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...
WED
May
13
Agritourism Insurance and Risk Management3:00 PM - 5:04 PMThis two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment. Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...
THU
May
14
The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers9:00 AM - 11:16 AM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...
THU
May
14
Kentucky Agents - Coverage Essentials: Policy Analysis-Reading, Interpreting and Understanding Insurance Contracts1:00 PM - 4:11 PMThis course is designed for Kentucky agents. Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. Included also will be the ...
THU
May
14
How To Thrive In An Ever Changing Work Environment1:00 PM - 2:07 PMThis session will address the positive effects that Organizational Culture can have on your agency. While many E&O classes focus on mistakes employees can make that create potential problems, this course will attempt to create an awareness that ...
MON
May
18
Legacy Blueprint: Crafting Tomorrow's Agency Today12:00 PM - 3:54 PMIn an industry where evolution is as certain as change, passing the baton from one generation to the next should be seamless and strategic. Dive deep into the intricacies of agency perpetuation planning at this must-attend session. We'll not only ...
MON
May
18
Adding Value In Personal Lines1:00 PM - 3:57 PMOur personal lines clients depend upon us to place proper coverages as a major part of their risk management strategy. The property and liability coverages we place on their behalf may ultimately stand between them and bankruptcy in the event of a ...
TUE
May
19
Kentucky Agents - Coverage Essentials: Policy Analysis-Reading, Interpreting and Understanding Insurance Contracts9:00 AM - 12:11 PMThis course is designed for Kentucky agents. Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. Included also will be the ...
TUE
May
19
Flood Program Overview – NFIP Then and Now - 3 hrs9:00 AM - 11:59 AM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ...
TUE
May
19
E&O Risk Management: Agency E&O Exposures and Defenses12:00 PM - 3:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ...
TUE
May
19
E&O Risk Management: Understanding Risk Mitigation and E&O Claims3:00 PM - 5:54 PMUnderstanding Risk Mitigation and E&O Claims” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the ...
WED
May
20
Certificates of Insurance: Embrace the Pain11:00 AM - 11:59 AMCertificates of insurance have become much more than a “snapshot” of insurance coverage. They have become very complex forms with many requirements arising out of client contracts. They have also become a source of E&O claims for insurance ...
WED
May
20
Six Interesting (and Recent Cases) - And Why They Matter To The Industry12:00 PM - 1:00 PMThis one-hour seminar is a fast-paced review of current cases (all six being decided in the 2020’s) that impact producers. In each instance, the factual background of the case, the relevant issue, and the court’s decision are discussed. Following ...
WED
May
20
The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers12:00 PM - 2:16 PM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...
WED
May
20
Flood Insurance: Beyond The Fundamentals2:00 PM - 4:55 PMFor over 50 years the National Flood Insurance Program (NFIP) has played a key role in helping Americans protect the lives they’ve built from floods. The program is a critical and dependable resource for homeowners and businesses nationwide. It plays ...
WED
May
20
How To Thrive In An Ever Changing Work Environment3:00 PM - 4:07 PMThis session will address the positive effects that Organizational Culture can have on your agency. While many E&O classes focus on mistakes employees can make that create potential problems, this course will attempt to create an awareness that ...
THU
May
21
Cannabis 1018:00 AM - 10:08 AMThis two hour class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal ...
THU
May
21
An Hour Of True Crime - Wrong Way Driver9:00 AM - 9:57 AMThis course will discuss a four car accident which resulted in multiple fatalities. Attendees will learn what coverages were needed to respond to the loss and to the multiple lawsuits which arose from the loss. Click here to register
THU
May
21
Issues in Named Insured: The Rules and the Whys10:00 AM - 12:07 PMThis presentation is a fast-paced and wide-ranging examination of issues connected to naming insureds correctly on insurance policies - a seemingly simple matter that has deep implications. The seminar is divided into two parts. The first is the ...
THU
May
21
COVERAGE ESSENTIALS: Homeowners Part 1 – Policy Definitions, Liability Coverage and Policy Conditions12:00 PM - 2:57 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...
THU
May
21
We Call it Cannabis Now12:00 PM - 1:57 PMThis class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal lines or / ...
THU
May
21
What's News Now!2:00 PM - 3:08 PMThis seminar is a fast-paced review of current events, trends, and issues of interest to insurance producers. The session begins with a quick update on federal insurance-related developments and then turns to a review of two important national cases ...
THU
May
21
COVERAGE ESSENTIALS: Homeowners Part II - Property Coverages3:00 PM - 5:59 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...
THU
May
21
To Be or Not to AirBnb - Sharing Exposures and Insurance3:00 PM - 4:55 PMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ...
FRI
May
22
The “Lucky” Thirteen Most Important Issues in Homeowners Insurance8:00 AM - 11:07 AMThis broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered. For those producers ...
FRI
May
22
Proactive Workplace Violence Response: Mitigating Risks for Your Clients9:00 AM - 9:57 AMIn an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ...
FRI
May
22
Securing the Future: Insurance in an Era of Increased Natural Disasters9:00 AM - 11:01 AMUpon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ...
FRI
May
22
Blueprint for Success: Crafting Your Ownership Journey12:00 PM - 3:36 PMDream of leading your own insurance agency? Whether you're a dedicated employee with aspirations of stepping up or a next-generation family member aiming to continue a legacy, this session is tailor-made for you. Explore the complexities and ...
FRI
May
22
Directors and Officers Liability Insurance2:00 PM - 4:56 PMThis seminar is in three parts. The first addresses the corporate law principles that govern the standard of care for directors and officers. Simply put, what is the nature of the underlying liability that we are seeking to insure? After this, the ...
FRI
May
22
Recognize. Respond. Survive. Active Shooter Response Training - ABEN3:00 PM - 4:57 PMProActive Response Group's Active Shooter Response Training course educates participants in current trends of active shooter incidents, how to recognize early warning signs of violence, appropriate actions to increase chances of survival in an active ...
TUE
May
26
Hot Topics In Personal Lines8:00 AM - 10:07 AMThis seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis. The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...
TUE
May
26
COVERAGE ESSENTIALS: Avoiding E&O in the Personal Auto Policy and Personal Umbrella9:00 AM - 11:58 AMPrivate Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...
TUE
May
26
Agritourism Insurance and Risk Management9:00 AM - 11:04 AMThis two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment. Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...
TUE
May
26
Cyber 101: The Basics of Cyber Insurance10:00 AM - 11:03 AMThis hour of continuing education is designed to be introduction to the basics of insuring cyber risks. It is designed for producers who are not familiar with the coverage and the basic contours of the risk that insureds have. Click here to register
TUE
May
26
AI Implications in the Insurance Industry12:00 PM - 1:08 PMThis seminar begins with a “big picture” look at Artificial Intelligence. Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ...
TUE
May
26
Farm and Insurance Issues - Top Ten Cases of the Last Decade (Or So)12:00 PM - 2:07 PMThe theme is simple; the cases and principles are not. This is a quick-moving survey of the most important agriculture and farm-related insurance decisions in the last ten years or so. After a brief introduction, the seminar will involve presenting ...
TUE
May
26
Commercial Lines Claims That Cause Problems - UPDATE2:00 PM - 4:57 PMHave you ever found yourself baffled by an adjusters handling of a claim? If not, you may be very new to our industry. This course takes an in-depth look at some of the interesting claims in our business that have left a few agents shaking their ...
TUE
May
26
Gigs and Side Hustles - The Insurance Issues2:00 PM - 4:05 PMThis seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...
TUE
May
26
An Insurance Horror Story - Hoarders3:00 PM - 4:55 PMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...
TUE
May
26
COVERAGE ESSENTIALS: Certificates of Insurance and Evidences of Commercial Property Insurance: COIs and ECPIs3:00 PM - 5:59 PMCertificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...
WED
May
27
Should I Do a Roth IRA?9:00 AM - 11:01 AMFederal income taxes are at their lowest point in many years. With the National Debt over $30 Trillion a rise in taxes is imminent. This presentation shows way to create tax free money for the future. It emphasizes both the Individual Roth IRA and the ...
WED
May
27
The Ultimate Account Manager -Desk Management and Client Value9:00 AM - 10:57 AMDo you remember your first couple of days in the insurance business? If it was like most, you probably didn’t understand much of what was being said. Unlike producers, most Account Managers didn’t get the benefit of attending a formalized training ...
WED
May
27
The Ultimate Account Manager - Effective Communication12:00 PM - 1:57 PMMany organizations today have initiatives supporting diversity and inclusion. Quite frankly, independent agencies have not always led the way when it comes to embracing these concepts and taking the necessary steps to ensure they are more than just ...
WED
May
27
Studies in Ethics - A Hippocratic Oath for Insurance Professionals2:00 PM - 5:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ...
WED
May
27
The Ultimate Account Manager -Errors and Omission3:00 PM - 4:57 PMThree or four decades ago, about 1 in 25 agencies could expect to have an E&O claim, and up until that time there were few, if any, claims paid in excess of $300,000. A typical deductible for agency E&O coverage was $2,500 to $5,000. Today, one in ...
WED
May
27
Watch Your Six - A Half Dozen Ethics Scenarios for Insurance Professionals3:00 PM - 6:13 PMFor instructors as well as producers, the ongoing study of professional ethics is a continuing education class struggle. By the very nature of the subject, ethics classes run the risk of being filled with platitudes or devolving into sermons. ...
THU
May
28
The Ultimate Account Manager - Risk Management and Contract Analysis9:00 AM - 10:56 AMIndependent insurance agents are at their best when they assist their clients in making sound risk management decisions. In order to do so, you need to have a fundamental understanding of the risk management process. The steps in the risk management ...
THU
May
28
What Ever Happened to “And They Lived Happily Ever After?”9:00 AM - 10:55 AMPlanning for retirement took a big turn in the early 1980’s with the passing of the Employee Retirement Income Security Act of 1974 (ERISA), This presentation compares retirement planning before and after ERISA. With a much greater responsibility on ...
THU
May
28
The Ultimate Account Manager -What Makes an Ultimate Account Manager12:00 PM - 1:56 PMWe begin our journey by asking one important question – do you have the “right stuff” to be an Ultimate Account Manager? Just like any other profession, some are called to it because their natural style, traits and abilities are well aligned with ...
THU
May
28
The Greatest Insurance Product Ever Created1:00 PM - 3:05 PMIn 1913, when the Internal Revenue Service was created, some very visionary people wanted to make sure that families and businesses could be protected and pass on their assets from one generation to the next. That was the foundation of the Greatest ...
THU
May
28
The Ultimate Account Manager - What Will Be3:00 PM - 4:57 PMFor the first time in American history, there are as many as five different generations in the workplace. You might think that’s a good thing, since we have previously talked about the talent shortage facing the industry. And it is a good thing, but ...
FRI
May
29
If It Moves On The Farm – It Presents A Risk9:00 AM - 10:46 AMItems which move present substantial risk to our clients. Whether an item is mobile under its own power or is provided mobility via another method, the exposures are real and dramatic. This presentation will address the exposures associated with ...
FRI
May
29
Homeowners Insurance Facts and Follies11:00 AM - 2:01 PMHow much do we really know about the coverages provides by the standard ISO Homeowners policy? This course will look at a wide variety of scenarios faced by the typical homeowner and discuss how, if at all, the Homeowners policy would respond. Topics ...
FRI
May
29
Cybersecurity Risk and Insurance Are...3:00 PM - 3:58 PMThis hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...
MON
June
1
Gigs and Side Hustles - The Insurance Issues8:00 AM - 10:05 AMThis seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...
MON
June
1
An Insurance Horror Story - Hoarders9:00 AM - 10:55 AMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...
MON
June
1
COVERAGE ESSENTIALS: Certificates of Insurance and Evidences of Commercial Property Insurance: COIs and ECPIs9:00 AM - 11:59 AMCertificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...
MON
June
1
Hot Topics In Personal Lines10:00 AM - 12:07 PMThis seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis. The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...
MON
June
1
Kentucky Agents - Coverage Essentials: Policy Analysis-Reading, Interpreting and Understanding Insurance Contracts11:00 AM - 2:11 PMThis course is designed for Kentucky agents. Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. Included also will be the ...
MON
June
1
COVERAGE ESSENTIALS: Avoiding E&O in the Personal Auto Policy and Personal Umbrella12:00 PM - 2:58 PMPrivate Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...
MON
June
1
Agritourism Insurance and Risk Management12:00 PM - 2:04 PMThis two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment. Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...
MON
June
1
Cyber 101: The Basics of Cyber Insurance12:00 PM - 1:03 PMThis hour of continuing education is designed to be introduction to the basics of insuring cyber risks. It is designed for producers who are not familiar with the coverage and the basic contours of the risk that insureds have. Click here to register
MON
June
1
Farm and Insurance Issues - Top Ten Cases of the Last Decade (Or So)2:00 PM - 4:07 PMThe theme is simple; the cases and principles are not. This is a quick-moving survey of the most important agriculture and farm-related insurance decisions in the last ten years or so. After a brief introduction, the seminar will involve presenting ...
MON
June
1
AI Implications in the Insurance Industry3:00 PM - 4:08 PMThis seminar begins with a “big picture” look at Artificial Intelligence. Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ...
TUE
June
2
Cybersecurity Risk and Insurance Are...9:00 AM - 9:58 AMThis hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...
TUE
June
2
If It Moves On The Farm – It Presents A Risk11:00 AM - 12:46 PMItems which move present substantial risk to our clients. Whether an item is mobile under its own power or is provided mobility via another method, the exposures are real and dramatic. This presentation will address the exposures associated with ...
TUE
June
2
Homeowners Insurance Facts and Follies1:00 PM - 4:01 PMHow much do we really know about the coverages provides by the standard ISO Homeowners policy? This course will look at a wide variety of scenarios faced by the typical homeowner and discuss how, if at all, the Homeowners policy would respond. Topics ...
WED
June
3
The Ultimate Account Manager - What Will Be9:00 AM - 10:57 AMFor the first time in American history, there are as many as five different generations in the workplace. You might think that’s a good thing, since we have previously talked about the talent shortage facing the industry. And it is a good thing, but ...
WED
June
3
Commercial Lines Claims That Cause Problems - UPDATE10:00 AM - 12:57 PMHave you ever found yourself baffled by an adjusters handling of a claim? If not, you may be very new to our industry. This course takes an in-depth look at some of the interesting claims in our business that have left a few agents shaking their ...
WED
June
3
What Ever Happened to “And They Lived Happily Ever After?”11:00 AM - 12:55 PMPlanning for retirement took a big turn in the early 1980’s with the passing of the Employee Retirement Income Security Act of 1974 (ERISA), This presentation compares retirement planning before and after ERISA. With a much greater responsibility on ...
WED
June
3
The Ultimate Account Manager - Risk Management and Contract Analysis12:00 PM - 1:56 PMIndependent insurance agents are at their best when they assist their clients in making sound risk management decisions. In order to do so, you need to have a fundamental understanding of the risk management process. The steps in the risk management ...
WED
June
3
The Greatest Insurance Product Ever Created3:00 PM - 5:05 PMIn 1913, when the Internal Revenue Service was created, some very visionary people wanted to make sure that families and businesses could be protected and pass on their assets from one generation to the next. That was the foundation of the Greatest ...
WED
June
3
The Ultimate Account Manager -What Makes an Ultimate Account Manager3:00 PM - 4:56 PMWe begin our journey by asking one important question – do you have the “right stuff” to be an Ultimate Account Manager? Just like any other profession, some are called to it because their natural style, traits and abilities are well aligned with ...
THU
June
4
Studies in Ethics - A Hippocratic Oath for Insurance Professionals8:00 AM - 11:07 AMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ...
THU
June
4
Watch Your Six - A Half Dozen Ethics Scenarios for Insurance Professionals9:00 AM - 12:13 PMFor instructors as well as producers, the ongoing study of professional ethics is a continuing education class struggle. By the very nature of the subject, ethics classes run the risk of being filled with platitudes or devolving into sermons. ...
THU
June
4
The Ultimate Account Manager -Errors and Omission9:00 AM - 10:57 AMThree or four decades ago, about 1 in 25 agencies could expect to have an E&O claim, and up until that time there were few, if any, claims paid in excess of $300,000. A typical deductible for agency E&O coverage was $2,500 to $5,000. Today, one in ...
THU
June
4
Should I Do a Roth IRA?11:00 AM - 1:01 PMFederal income taxes are at their lowest point in many years. With the National Debt over $30 Trillion a rise in taxes is imminent. This presentation shows way to create tax free money for the future. It emphasizes both the Individual Roth IRA and the ...
THU
June
4
The Ultimate Account Manager -Desk Management and Client Value12:00 PM - 1:57 PMDo you remember your first couple of days in the insurance business? If it was like most, you probably didn’t understand much of what was being said. Unlike producers, most Account Managers didn’t get the benefit of attending a formalized training ...
THU
June
4
The Ultimate Account Manager - Effective Communication3:00 PM - 4:57 PMMany organizations today have initiatives supporting diversity and inclusion. Quite frankly, independent agencies have not always led the way when it comes to embracing these concepts and taking the necessary steps to ensure they are more than just ...
FRI
June
5
Directors and Officers Liability Insurance8:00 AM - 10:56 AMThis seminar is in three parts. The first addresses the corporate law principles that govern the standard of care for directors and officers. Simply put, what is the nature of the underlying liability that we are seeking to insure? After this, the ...
FRI
June
5
Recognize. Respond. Survive. Active Shooter Response Training - ABEN9:00 AM - 10:57 AMProActive Response Group's Active Shooter Response Training course educates participants in current trends of active shooter incidents, how to recognize early warning signs of violence, appropriate actions to increase chances of survival in an active ...
FRI
June
5
The “Lucky” Thirteen Most Important Issues in Homeowners Insurance10:00 AM - 1:07 PMThis broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered. For those producers ...
FRI
June
5
Securing the Future: Insurance in an Era of Increased Natural Disasters12:00 PM - 2:01 PMUpon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ...
FRI
June
5
Proactive Workplace Violence Response: Mitigating Risks for Your Clients12:00 PM - 12:57 PMIn an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ...
FRI
June
5
Blueprint for Success: Crafting Your Ownership Journey2:00 PM - 5:36 PMDream of leading your own insurance agency? Whether you're a dedicated employee with aspirations of stepping up or a next-generation family member aiming to continue a legacy, this session is tailor-made for you. Explore the complexities and ...
MON
June
8
Legacy Blueprint: Crafting Tomorrow's Agency Today2:00 PM - 5:54 PMIn an industry where evolution is as certain as change, passing the baton from one generation to the next should be seamless and strategic. Dive deep into the intricacies of agency perpetuation planning at this must-attend session. We'll not only ...
MON
June
8
Adding Value In Personal Lines4:00 PM - 6:57 PMOur personal lines clients depend upon us to place proper coverages as a major part of their risk management strategy. The property and liability coverages we place on their behalf may ultimately stand between them and bankruptcy in the event of a ...
TUE
June
9
E&O Risk Management: Understanding Risk Mitigation and E&O Claims9:00 AM - 11:54 AMUnderstanding Risk Mitigation and E&O Claims” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the ...
TUE
June
9
Flood Program Overview – NFIP Then and Now - 3 hrs12:00 PM - 2:59 PM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ...
TUE
June
9
E&O Risk Management: Agency E&O Exposures and Defenses3:00 PM - 6:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ...
WED
June
10
Flood Insurance: Beyond The Fundamentals8:00 AM - 10:55 AMFor over 50 years the National Flood Insurance Program (NFIP) has played a key role in helping Americans protect the lives they’ve built from floods. The program is a critical and dependable resource for homeowners and businesses nationwide. It plays ...
WED
June
10
How To Thrive In An Ever Changing Work Environment9:00 AM - 10:07 AMThis session will address the positive effects that Organizational Culture can have on your agency. While many E&O classes focus on mistakes employees can make that create potential problems, this course will attempt to create an awareness that ...
WED
June
10
Certificates of Insurance: Embrace the Pain1:00 PM - 1:59 PMCertificates of insurance have become much more than a “snapshot” of insurance coverage. They have become very complex forms with many requirements arising out of client contracts. They have also become a source of E&O claims for insurance ...
WED
June
10
Six Interesting (and Recent Cases) - And Why They Matter To The Industry2:00 PM - 3:00 PMThis one-hour seminar is a fast-paced review of current cases (all six being decided in the 2020’s) that impact producers. In each instance, the factual background of the case, the relevant issue, and the court’s decision are discussed. Following ...
WED
June
10
The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers3:00 PM - 5:16 PM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...
THU
June
11
What's News Now!8:00 AM - 9:08 AMThis seminar is a fast-paced review of current events, trends, and issues of interest to insurance producers. The session begins with a quick update on federal insurance-related developments and then turns to a review of two important national cases ...
THU
June
11
COVERAGE ESSENTIALS: Homeowners Part II - Property Coverages9:00 AM - 11:59 AMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...
THU
June
11
To Be or Not to AirBnb - Sharing Exposures and Insurance9:00 AM - 10:55 AMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ...
THU
June
11
Cannabis 10110:00 AM - 12:08 PMThis two hour class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal ...
THU
June
11
An Hour Of True Crime - Wrong Way Driver12:00 PM - 12:57 PMThis course will discuss a four car accident which resulted in multiple fatalities. Attendees will learn what coverages were needed to respond to the loss and to the multiple lawsuits which arose from the loss. Click here to register
THU
June
11
Issues in Named Insured: The Rules and the Whys12:00 PM - 2:07 PMThis presentation is a fast-paced and wide-ranging examination of issues connected to naming insureds correctly on insurance policies - a seemingly simple matter that has deep implications. The seminar is divided into two parts. The first is the ...
THU
June
11
We Call it Cannabis Now2:00 PM - 3:57 PMThis class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal lines or / ...
THU
June
11
COVERAGE ESSENTIALS: Homeowners Part 1 – Policy Definitions, Liability Coverage and Policy Conditions3:00 PM - 5:57 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...
MON
June
15
Should I Do a Roth IRA?1:00 PM - 3:01 PMFederal income taxes are at their lowest point in many years. With the National Debt over $30 Trillion a rise in taxes is imminent. This presentation shows way to create tax free money for the future. It emphasizes both the Individual Roth IRA and the ...
TUE
June
16
Farm and Insurance Issues - Top Ten Cases of the Last Decade (Or So)8:00 AM - 10:07 AMThe theme is simple; the cases and principles are not. This is a quick-moving survey of the most important agriculture and farm-related insurance decisions in the last ten years or so. After a brief introduction, the seminar will involve presenting ...
TUE
June
16
AI Implications in the Insurance Industry9:00 AM - 10:08 AMThis seminar begins with a “big picture” look at Artificial Intelligence. Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ...
TUE
June
16
Gigs and Side Hustles - The Insurance Issues10:00 AM - 12:05 PMThis seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...
TUE
June
16
An Insurance Horror Story - Hoarders12:00 PM - 1:55 PMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...
TUE
June
16
COVERAGE ESSENTIALS: Certificates of Insurance and Evidences of Commercial Property Insurance: COIs and ECPIs12:00 PM - 2:59 PMCertificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...
TUE
June
16
Hot Topics In Personal Lines12:00 PM - 2:07 PMThis seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis. The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...
TUE
June
16
Cyber 101: The Basics of Cyber Insurance2:00 PM - 3:03 PMThis hour of continuing education is designed to be introduction to the basics of insuring cyber risks. It is designed for producers who are not familiar with the coverage and the basic contours of the risk that insureds have. Click here to register
TUE
June
16
Agritourism Insurance and Risk Management3:00 PM - 5:04 PMThis two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment. Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...
TUE
June
16
COVERAGE ESSENTIALS: Avoiding E&O in the Personal Auto Policy and Personal Umbrella3:00 PM - 5:58 PMPrivate Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...
WED
June
17
Cybersecurity Risk and Insurance Are...12:00 PM - 12:58 PMThis hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...
WED
June
17
If It Moves On The Farm – It Presents A Risk1:00 PM - 2:46 PMItems which move present substantial risk to our clients. Whether an item is mobile under its own power or is provided mobility via another method, the exposures are real and dramatic. This presentation will address the exposures associated with ...
WED
June
17
Homeowners Insurance Facts and Follies3:00 PM - 6:01 PMHow much do we really know about the coverages provides by the standard ISO Homeowners policy? This course will look at a wide variety of scenarios faced by the typical homeowner and discuss how, if at all, the Homeowners policy would respond. Topics ...
THU
June
18
The Greatest Insurance Product Ever Created9:00 AM - 11:05 AMIn 1913, when the Internal Revenue Service was created, some very visionary people wanted to make sure that families and businesses could be protected and pass on their assets from one generation to the next. That was the foundation of the Greatest ...
THU
June
18
The Ultimate Account Manager -What Makes an Ultimate Account Manager9:00 AM - 10:56 AMWe begin our journey by asking one important question – do you have the “right stuff” to be an Ultimate Account Manager? Just like any other profession, some are called to it because their natural style, traits and abilities are well aligned with ...
THU
June
18
The Ultimate Account Manager - What Will Be12:00 PM - 1:57 PMFor the first time in American history, there are as many as five different generations in the workplace. You might think that’s a good thing, since we have previously talked about the talent shortage facing the industry. And it is a good thing, but ...
THU
June
18
What Ever Happened to “And They Lived Happily Ever After?”1:00 PM - 2:55 PMPlanning for retirement took a big turn in the early 1980’s with the passing of the Employee Retirement Income Security Act of 1974 (ERISA), This presentation compares retirement planning before and after ERISA. With a much greater responsibility on ...
THU
June
18
The Ultimate Account Manager - Risk Management and Contract Analysis3:00 PM - 4:56 PMIndependent insurance agents are at their best when they assist their clients in making sound risk management decisions. In order to do so, you need to have a fundamental understanding of the risk management process. The steps in the risk management ...
FRI
June
19
The Ultimate Account Manager - Effective Communication9:00 AM - 10:57 AMMany organizations today have initiatives supporting diversity and inclusion. Quite frankly, independent agencies have not always led the way when it comes to embracing these concepts and taking the necessary steps to ensure they are more than just ...
FRI
June
19
Studies in Ethics - A Hippocratic Oath for Insurance Professionals10:00 AM - 1:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ...
FRI
June
19
Watch Your Six - A Half Dozen Ethics Scenarios for Insurance Professionals12:00 PM - 3:13 PMFor instructors as well as producers, the ongoing study of professional ethics is a continuing education class struggle. By the very nature of the subject, ethics classes run the risk of being filled with platitudes or devolving into sermons. ...
FRI
June
19
The Ultimate Account Manager -Errors and Omission12:00 PM - 1:57 PMThree or four decades ago, about 1 in 25 agencies could expect to have an E&O claim, and up until that time there were few, if any, claims paid in excess of $300,000. A typical deductible for agency E&O coverage was $2,500 to $5,000. Today, one in ...
FRI
June
19
The Ultimate Account Manager -Desk Management and Client Value3:00 PM - 4:57 PMDo you remember your first couple of days in the insurance business? If it was like most, you probably didn’t understand much of what was being said. Unlike producers, most Account Managers didn’t get the benefit of attending a formalized training ...
MON
June
22
Directors and Officers Liability Insurance10:00 AM - 12:56 PMThis seminar is in three parts. The first addresses the corporate law principles that govern the standard of care for directors and officers. Simply put, what is the nature of the underlying liability that we are seeking to insure? After this, the ...
MON
June
22
Recognize. Respond. Survive. Active Shooter Response Training - ABEN12:00 PM - 1:57 PMProActive Response Group's Active Shooter Response Training course educates participants in current trends of active shooter incidents, how to recognize early warning signs of violence, appropriate actions to increase chances of survival in an active ...
MON
June
22
The “Lucky” Thirteen Most Important Issues in Homeowners Insurance12:00 PM - 3:07 PMThis broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered. For those producers ...
MON
June
22
Proactive Workplace Violence Response: Mitigating Risks for Your Clients3:00 PM - 3:57 PMIn an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ...
MON
June
22
Securing the Future: Insurance in an Era of Increased Natural Disasters3:00 PM - 5:01 PMUpon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ...
MON
June
22
Blueprint for Success: Crafting Your Ownership Journey4:00 PM - 7:36 PMDream of leading your own insurance agency? Whether you're a dedicated employee with aspirations of stepping up or a next-generation family member aiming to continue a legacy, this session is tailor-made for you. Explore the complexities and ...
TUE
June
23
Adding Value In Personal Lines10:00 AM - 12:57 PMOur personal lines clients depend upon us to place proper coverages as a major part of their risk management strategy. The property and liability coverages we place on their behalf may ultimately stand between them and bankruptcy in the event of a ...
TUE
June
23
Commercial Lines Claims That Cause Problems - UPDATE2:00 PM - 4:57 PMHave you ever found yourself baffled by an adjusters handling of a claim? If not, you may be very new to our industry. This course takes an in-depth look at some of the interesting claims in our business that have left a few agents shaking their ...
TUE
June
23
Legacy Blueprint: Crafting Tomorrow's Agency Today4:00 PM - 7:54 PMIn an industry where evolution is as certain as change, passing the baton from one generation to the next should be seamless and strategic. Dive deep into the intricacies of agency perpetuation planning at this must-attend session. We'll not only ...
WED
June
24
E&O Risk Management: Agency E&O Exposures and Defenses9:00 AM - 12:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ...
WED
June
24
E&O Risk Management: Understanding Risk Mitigation and E&O Claims12:00 PM - 2:54 PMUnderstanding Risk Mitigation and E&O Claims” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the ...
WED
June
24
Flood Program Overview – NFIP Then and Now - 3 hrs3:00 PM - 5:59 PM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ...
THU
June
25
Six Interesting (and Recent Cases) - And Why They Matter To The Industry8:00 AM - 9:00 AMThis one-hour seminar is a fast-paced review of current cases (all six being decided in the 2020’s) that impact producers. In each instance, the factual background of the case, the relevant issue, and the court’s decision are discussed. Following ...
THU
June
25
The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers9:00 AM - 11:16 AM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...
THU
June
25
Flood Insurance: Beyond The Fundamentals10:00 AM - 12:55 PMFor over 50 years the National Flood Insurance Program (NFIP) has played a key role in helping Americans protect the lives they’ve built from floods. The program is a critical and dependable resource for homeowners and businesses nationwide. It plays ...
THU
June
25
How To Thrive In An Ever Changing Work Environment11:00 AM - 12:07 PMThis session will address the positive effects that Organizational Culture can have on your agency. While many E&O classes focus on mistakes employees can make that create potential problems, this course will attempt to create an awareness that ...
THU
June
25
Certificates of Insurance: Embrace the Pain3:00 PM - 3:59 PMCertificates of insurance have become much more than a “snapshot” of insurance coverage. They have become very complex forms with many requirements arising out of client contracts. They have also become a source of E&O claims for insurance ...
FRI
June
26
We Call it Cannabis Now8:00 AM - 9:57 AMThis class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal lines or / ...
FRI
June
26
What's News Now!10:00 AM - 11:08 AMThis seminar is a fast-paced review of current events, trends, and issues of interest to insurance producers. The session begins with a quick update on federal insurance-related developments and then turns to a review of two important national cases ...
FRI
June
26
To Be or Not to AirBnb - Sharing Exposures and Insurance11:00 AM - 12:55 PMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ...
FRI
June
26
Cannabis 10112:00 PM - 2:08 PMThis two hour class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal ...
FRI
June
26
Issues in Named Insured: The Rules and the Whys2:00 PM - 4:07 PMThis presentation is a fast-paced and wide-ranging examination of issues connected to naming insureds correctly on insurance policies - a seemingly simple matter that has deep implications. The seminar is divided into two parts. The first is the ...
FRI
June
26
An Hour Of True Crime - Wrong Way Driver3:00 PM - 3:57 PMThis course will discuss a four car accident which resulted in multiple fatalities. Attendees will learn what coverages were needed to respond to the loss and to the multiple lawsuits which arose from the loss. Click here to register
MON
June
29
COVERAGE ESSENTIALS: Homeowners Part 1 – Policy Definitions, Liability Coverage and Policy Conditions9:00 AM - 11:57 AMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...
MON
June
29
COVERAGE ESSENTIALS: Homeowners Part II - Property Coverages12:00 PM - 2:59 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...
MON
June
29
Kentucky Agents - Coverage Essentials: Policy Analysis-Reading, Interpreting and Understanding Insurance Contracts1:00 PM - 4:11 PMThis course is designed for Kentucky agents. Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. Included also will be the ...
WED
July
1
Issues in Named Insured: The Rules and the Whys8:00 AM - 10:07 AMThis presentation is a fast-paced and wide-ranging examination of issues connected to naming insureds correctly on insurance policies - a seemingly simple matter that has deep implications. The seminar is divided into two parts. The first is the ...
WED
July
1
An Hour Of True Crime - Wrong Way Driver9:00 AM - 9:57 AMThis course will discuss a four car accident which resulted in multiple fatalities. Attendees will learn what coverages were needed to respond to the loss and to the multiple lawsuits which arose from the loss. Click here to register
WED
July
1
We Call it Cannabis Now10:00 AM - 11:57 AMThis class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal lines or / ...
WED
July
1
What's News Now!12:00 PM - 1:08 PMThis seminar is a fast-paced review of current events, trends, and issues of interest to insurance producers. The session begins with a quick update on federal insurance-related developments and then turns to a review of two important national cases ...
WED
July
1
To Be or Not to AirBnb - Sharing Exposures and Insurance1:00 PM - 2:55 PMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ...
WED
July
1
Cannabis 1012:00 PM - 4:08 PMThis two hour class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal ...
THU
July
2
Certificates of Insurance: Embrace the Pain9:00 AM - 9:59 AMCertificates of insurance have become much more than a “snapshot” of insurance coverage. They have become very complex forms with many requirements arising out of client contracts. They have also become a source of E&O claims for insurance ...
THU
July
2
Six Interesting (and Recent Cases) - And Why They Matter To The Industry10:00 AM - 11:00 AMThis one-hour seminar is a fast-paced review of current cases (all six being decided in the 2020’s) that impact producers. In each instance, the factual background of the case, the relevant issue, and the court’s decision are discussed. Following ...
THU
July
2
Flood Insurance: Beyond The Fundamentals12:00 PM - 2:55 PMFor over 50 years the National Flood Insurance Program (NFIP) has played a key role in helping Americans protect the lives they’ve built from floods. The program is a critical and dependable resource for homeowners and businesses nationwide. It plays ...
THU
July
2
The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers12:00 PM - 2:16 PM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...
THU
July
2
How To Thrive In An Ever Changing Work Environment1:00 PM - 2:07 PMThis session will address the positive effects that Organizational Culture can have on your agency. While many E&O classes focus on mistakes employees can make that create potential problems, this course will attempt to create an awareness that ...
MON
July
6
Flood Program Overview – NFIP Then and Now - 3 hrs9:00 AM - 11:59 AM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ...
MON
July
6
E&O Risk Management: Agency E&O Exposures and Defenses12:00 PM - 3:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ...
MON
July
6
E&O Risk Management: Understanding Risk Mitigation and E&O Claims3:00 PM - 5:54 PMUnderstanding Risk Mitigation and E&O Claims” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the ...
TUE
July
7
Legacy Blueprint: Crafting Tomorrow's Agency Today10:00 AM - 1:54 PMIn an industry where evolution is as certain as change, passing the baton from one generation to the next should be seamless and strategic. Dive deep into the intricacies of agency perpetuation planning at this must-attend session. We'll not only ...
TUE
July
7
Adding Value In Personal Lines1:00 PM - 3:57 PMOur personal lines clients depend upon us to place proper coverages as a major part of their risk management strategy. The property and liability coverages we place on their behalf may ultimately stand between them and bankruptcy in the event of a ...
WED
July
8
Cyber 101: The Basics of Cyber Insurance8:00 AM - 9:03 AMThis hour of continuing education is designed to be introduction to the basics of insuring cyber risks. It is designed for producers who are not familiar with the coverage and the basic contours of the risk that insureds have. Click here to register
WED
July
8
Agritourism Insurance and Risk Management9:00 AM - 11:04 AMThis two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment. Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...
WED
July
8
COVERAGE ESSENTIALS: Avoiding E&O in the Personal Auto Policy and Personal Umbrella9:00 AM - 11:58 AMPrivate Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...
WED
July
8
Farm and Insurance Issues - Top Ten Cases of the Last Decade (Or So)10:00 AM - 12:07 PMThe theme is simple; the cases and principles are not. This is a quick-moving survey of the most important agriculture and farm-related insurance decisions in the last ten years or so. After a brief introduction, the seminar will involve presenting ...
WED
July
8
AI Implications in the Insurance Industry12:00 PM - 1:08 PMThis seminar begins with a “big picture” look at Artificial Intelligence. Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ...
WED
July
8
Gigs and Side Hustles - The Insurance Issues12:00 PM - 2:05 PMThis seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...
WED
July
8
Hot Topics In Personal Lines2:00 PM - 4:07 PMThis seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis. The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...
WED
July
8
An Insurance Horror Story - Hoarders3:00 PM - 4:55 PMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...
WED
July
8
COVERAGE ESSENTIALS: Certificates of Insurance and Evidences of Commercial Property Insurance: COIs and ECPIs3:00 PM - 5:59 PMCertificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...
THU
July
9
Homeowners Insurance Facts and Follies9:00 AM - 12:01 PMHow much do we really know about the coverages provides by the standard ISO Homeowners policy? This course will look at a wide variety of scenarios faced by the typical homeowner and discuss how, if at all, the Homeowners policy would respond. Topics ...
THU
July
9
Cybersecurity Risk and Insurance Are...3:00 PM - 3:58 PMThis hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...
THU
July
9
If It Moves On The Farm – It Presents A Risk3:00 PM - 4:46 PMItems which move present substantial risk to our clients. Whether an item is mobile under its own power or is provided mobility via another method, the exposures are real and dramatic. This presentation will address the exposures associated with ...
FRI
July
10
The Ultimate Account Manager - Risk Management and Contract Analysis9:00 AM - 10:56 AMIndependent insurance agents are at their best when they assist their clients in making sound risk management decisions. In order to do so, you need to have a fundamental understanding of the risk management process. The steps in the risk management ...
FRI
July
10
The Greatest Insurance Product Ever Created11:00 AM - 1:05 PMIn 1913, when the Internal Revenue Service was created, some very visionary people wanted to make sure that families and businesses could be protected and pass on their assets from one generation to the next. That was the foundation of the Greatest ...
FRI
July
10
The Ultimate Account Manager -What Makes an Ultimate Account Manager12:00 PM - 1:56 PMWe begin our journey by asking one important question – do you have the “right stuff” to be an Ultimate Account Manager? Just like any other profession, some are called to it because their natural style, traits and abilities are well aligned with ...
FRI
July
10
What Ever Happened to “And They Lived Happily Ever After?”3:00 PM - 4:55 PMPlanning for retirement took a big turn in the early 1980’s with the passing of the Employee Retirement Income Security Act of 1974 (ERISA), This presentation compares retirement planning before and after ERISA. With a much greater responsibility on ...
FRI
July
10
The Ultimate Account Manager - What Will Be3:00 PM - 4:57 PMFor the first time in American history, there are as many as five different generations in the workplace. You might think that’s a good thing, since we have previously talked about the talent shortage facing the industry. And it is a good thing, but ...
MON
July
13
The Ultimate Account Manager -Desk Management and Client Value9:00 AM - 10:57 AMDo you remember your first couple of days in the insurance business? If it was like most, you probably didn’t understand much of what was being said. Unlike producers, most Account Managers didn’t get the benefit of attending a formalized training ...
MON
July
13
Studies in Ethics - A Hippocratic Oath for Insurance Professionals12:00 PM - 3:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ...
MON
July
13
The Ultimate Account Manager - Effective Communication12:00 PM - 1:57 PMMany organizations today have initiatives supporting diversity and inclusion. Quite frankly, independent agencies have not always led the way when it comes to embracing these concepts and taking the necessary steps to ensure they are more than just ...
MON
July
13
Should I Do a Roth IRA?3:00 PM - 5:01 PMFederal income taxes are at their lowest point in many years. With the National Debt over $30 Trillion a rise in taxes is imminent. This presentation shows way to create tax free money for the future. It emphasizes both the Individual Roth IRA and the ...
MON
July
13
Watch Your Six - A Half Dozen Ethics Scenarios for Insurance Professionals3:00 PM - 6:13 PMFor instructors as well as producers, the ongoing study of professional ethics is a continuing education class struggle. By the very nature of the subject, ethics classes run the risk of being filled with platitudes or devolving into sermons. ...
MON
July
13
The Ultimate Account Manager -Errors and Omission3:00 PM - 4:57 PMThree or four decades ago, about 1 in 25 agencies could expect to have an E&O claim, and up until that time there were few, if any, claims paid in excess of $300,000. A typical deductible for agency E&O coverage was $2,500 to $5,000. Today, one in ...
TUE
July
14
Proactive Workplace Violence Response: Mitigating Risks for Your Clients9:00 AM - 9:57 AMIn an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ...
TUE
July
14
Securing the Future: Insurance in an Era of Increased Natural Disasters9:00 AM - 11:01 AMUpon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ...
TUE
July
14
Blueprint for Success: Crafting Your Ownership Journey10:00 AM - 1:36 PMDream of leading your own insurance agency? Whether you're a dedicated employee with aspirations of stepping up or a next-generation family member aiming to continue a legacy, this session is tailor-made for you. Explore the complexities and ...
TUE
July
14
Directors and Officers Liability Insurance12:00 PM - 2:56 PMThis seminar is in three parts. The first addresses the corporate law principles that govern the standard of care for directors and officers. Simply put, what is the nature of the underlying liability that we are seeking to insure? After this, the ...
TUE
July
14
The “Lucky” Thirteen Most Important Issues in Homeowners Insurance2:00 PM - 5:07 PMThis broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered. For those producers ...
TUE
July
14
Recognize. Respond. Survive. Active Shooter Response Training - ABEN3:00 PM - 4:57 PMProActive Response Group's Active Shooter Response Training course educates participants in current trends of active shooter incidents, how to recognize early warning signs of violence, appropriate actions to increase chances of survival in an active ...
WED
July
15
Kentucky Agents - Coverage Essentials: Policy Analysis-Reading, Interpreting and Understanding Insurance Contracts9:00 AM - 12:11 PMThis course is designed for Kentucky agents. Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. Included also will be the ...
WED
July
15
COVERAGE ESSENTIALS: Homeowners Part 1 – Policy Definitions, Liability Coverage and Policy Conditions12:00 PM - 2:57 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...
WED
July
15
COVERAGE ESSENTIALS: Homeowners Part II - Property Coverages3:00 PM - 5:59 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...
FRI
July
17
To Be or Not to AirBnb - Sharing Exposures and Insurance3:00 PM - 4:55 PMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ...
MON
July
20
Cannabis 1018:00 AM - 10:08 AMThis two hour class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal ...
MON
July
20
Issues in Named Insured: The Rules and the Whys10:00 AM - 12:07 PMThis presentation is a fast-paced and wide-ranging examination of issues connected to naming insureds correctly on insurance policies - a seemingly simple matter that has deep implications. The seminar is divided into two parts. The first is the ...
MON
July
20
An Hour Of True Crime - Wrong Way Driver12:00 PM - 12:57 PMThis course will discuss a four car accident which resulted in multiple fatalities. Attendees will learn what coverages were needed to respond to the loss and to the multiple lawsuits which arose from the loss. Click here to register
MON
July
20
We Call it Cannabis Now12:00 PM - 1:57 PMThis class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal lines or / ...
MON
July
20
What's News Now!2:00 PM - 3:08 PMThis seminar is a fast-paced review of current events, trends, and issues of interest to insurance producers. The session begins with a quick update on federal insurance-related developments and then turns to a review of two important national cases ...
TUE
July
21
COVERAGE ESSENTIALS: Homeowners Part II - Property Coverages9:00 AM - 11:59 AMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...
TUE
July
21
Kentucky Agents - Coverage Essentials: Policy Analysis-Reading, Interpreting and Understanding Insurance Contracts11:00 AM - 2:11 PMThis course is designed for Kentucky agents. Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. Included also will be the ...
TUE
July
21
COVERAGE ESSENTIALS: Homeowners Part 1 – Policy Definitions, Liability Coverage and Policy Conditions3:00 PM - 5:57 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...
WED
July
22
Certificates of Insurance: Embrace the Pain11:00 AM - 11:59 AMCertificates of insurance have become much more than a “snapshot” of insurance coverage. They have become very complex forms with many requirements arising out of client contracts. They have also become a source of E&O claims for insurance ...
WED
July
22
Six Interesting (and Recent Cases) - And Why They Matter To The Industry12:00 PM - 1:00 PMThis one-hour seminar is a fast-paced review of current cases (all six being decided in the 2020’s) that impact producers. In each instance, the factual background of the case, the relevant issue, and the court’s decision are discussed. Following ...
WED
July
22
Flood Insurance: Beyond The Fundamentals2:00 PM - 4:55 PMFor over 50 years the National Flood Insurance Program (NFIP) has played a key role in helping Americans protect the lives they’ve built from floods. The program is a critical and dependable resource for homeowners and businesses nationwide. It plays ...
WED
July
22
How To Thrive In An Ever Changing Work Environment3:00 PM - 4:07 PMThis session will address the positive effects that Organizational Culture can have on your agency. While many E&O classes focus on mistakes employees can make that create potential problems, this course will attempt to create an awareness that ...
WED
July
22
The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers3:00 PM - 5:16 PM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...
THU
July
23
E&O Risk Management: Understanding Risk Mitigation and E&O Claims9:00 AM - 11:54 AMUnderstanding Risk Mitigation and E&O Claims” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the ...
THU
July
23
Flood Program Overview – NFIP Then and Now - 3 hrs12:00 PM - 2:59 PM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ...
THU
July
23
E&O Risk Management: Agency E&O Exposures and Defenses3:00 PM - 6:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ...
FRI
July
24
Legacy Blueprint: Crafting Tomorrow's Agency Today12:00 PM - 3:54 PMIn an industry where evolution is as certain as change, passing the baton from one generation to the next should be seamless and strategic. Dive deep into the intricacies of agency perpetuation planning at this must-attend session. We'll not only ...
FRI
July
24
Adding Value In Personal Lines4:00 PM - 6:57 PMOur personal lines clients depend upon us to place proper coverages as a major part of their risk management strategy. The property and liability coverages we place on their behalf may ultimately stand between them and bankruptcy in the event of a ...
MON
July
27
Hot Topics In Personal Lines8:00 AM - 10:07 AMThis seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis. The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...
MON
July
27
An Insurance Horror Story - Hoarders9:00 AM - 10:55 AMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...
MON
July
27
COVERAGE ESSENTIALS: Certificates of Insurance and Evidences of Commercial Property Insurance: COIs and ECPIs9:00 AM - 11:59 AMCertificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...
MON
July
27
Cyber 101: The Basics of Cyber Insurance10:00 AM - 11:03 AMThis hour of continuing education is designed to be introduction to the basics of insuring cyber risks. It is designed for producers who are not familiar with the coverage and the basic contours of the risk that insureds have. Click here to register
MON
July
27
Agritourism Insurance and Risk Management12:00 PM - 2:04 PMThis two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment. Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...
MON
July
27
COVERAGE ESSENTIALS: Avoiding E&O in the Personal Auto Policy and Personal Umbrella12:00 PM - 2:58 PMPrivate Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...
MON
July
27
Farm and Insurance Issues - Top Ten Cases of the Last Decade (Or So)12:00 PM - 2:07 PMThe theme is simple; the cases and principles are not. This is a quick-moving survey of the most important agriculture and farm-related insurance decisions in the last ten years or so. After a brief introduction, the seminar will involve presenting ...
MON
July
27
Gigs and Side Hustles - The Insurance Issues2:00 PM - 4:05 PMThis seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...
MON
July
27
AI Implications in the Insurance Industry3:00 PM - 4:08 PMThis seminar begins with a “big picture” look at Artificial Intelligence. Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ...
TUE
July
28
Cybersecurity Risk and Insurance Are...9:00 AM - 9:58 AMThis hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...
TUE
July
28
If It Moves On The Farm – It Presents A Risk9:00 AM - 10:46 AMItems which move present substantial risk to our clients. Whether an item is mobile under its own power or is provided mobility via another method, the exposures are real and dramatic. This presentation will address the exposures associated with ...
TUE
July
28
Homeowners Insurance Facts and Follies11:00 AM - 2:01 PMHow much do we really know about the coverages provides by the standard ISO Homeowners policy? This course will look at a wide variety of scenarios faced by the typical homeowner and discuss how, if at all, the Homeowners policy would respond. Topics ...
WED
July
29
The Ultimate Account Manager - What Will Be9:00 AM - 10:57 AMFor the first time in American history, there are as many as five different generations in the workplace. You might think that’s a good thing, since we have previously talked about the talent shortage facing the industry. And it is a good thing, but ...
WED
July
29
What Ever Happened to “And They Lived Happily Ever After?”9:00 AM - 10:55 AMPlanning for retirement took a big turn in the early 1980’s with the passing of the Employee Retirement Income Security Act of 1974 (ERISA), This presentation compares retirement planning before and after ERISA. With a much greater responsibility on ...
WED
July
29
The Ultimate Account Manager - Risk Management and Contract Analysis12:00 PM - 1:56 PMIndependent insurance agents are at their best when they assist their clients in making sound risk management decisions. In order to do so, you need to have a fundamental understanding of the risk management process. The steps in the risk management ...
WED
July
29
The Greatest Insurance Product Ever Created1:00 PM - 3:05 PMIn 1913, when the Internal Revenue Service was created, some very visionary people wanted to make sure that families and businesses could be protected and pass on their assets from one generation to the next. That was the foundation of the Greatest ...
WED
July
29
The Ultimate Account Manager -What Makes an Ultimate Account Manager3:00 PM - 4:56 PMWe begin our journey by asking one important question – do you have the “right stuff” to be an Ultimate Account Manager? Just like any other profession, some are called to it because their natural style, traits and abilities are well aligned with ...
THU
July
30
Should I Do a Roth IRA?9:00 AM - 11:01 AMFederal income taxes are at their lowest point in many years. With the National Debt over $30 Trillion a rise in taxes is imminent. This presentation shows way to create tax free money for the future. It emphasizes both the Individual Roth IRA and the ...
THU
July
30
Watch Your Six - A Half Dozen Ethics Scenarios for Insurance Professionals9:00 AM - 12:13 PMFor instructors as well as producers, the ongoing study of professional ethics is a continuing education class struggle. By the very nature of the subject, ethics classes run the risk of being filled with platitudes or devolving into sermons. ...
THU
July
30
The Ultimate Account Manager -Errors and Omission9:00 AM - 10:57 AMThree or four decades ago, about 1 in 25 agencies could expect to have an E&O claim, and up until that time there were few, if any, claims paid in excess of $300,000. A typical deductible for agency E&O coverage was $2,500 to $5,000. Today, one in ...
THU
July
30
The Ultimate Account Manager -Desk Management and Client Value12:00 PM - 1:57 PMDo you remember your first couple of days in the insurance business? If it was like most, you probably didn’t understand much of what was being said. Unlike producers, most Account Managers didn’t get the benefit of attending a formalized training ...
THU
July
30
Studies in Ethics - A Hippocratic Oath for Insurance Professionals2:00 PM - 5:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ...
THU
July
30
The Ultimate Account Manager - Effective Communication3:00 PM - 4:57 PMMany organizations today have initiatives supporting diversity and inclusion. Quite frankly, independent agencies have not always led the way when it comes to embracing these concepts and taking the necessary steps to ensure they are more than just ...
FRI
July
31
The “Lucky” Thirteen Most Important Issues in Homeowners Insurance8:00 AM - 11:07 AMThis broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered. For those producers ...
FRI
July
31
Recognize. Respond. Survive. Active Shooter Response Training - ABEN9:00 AM - 10:57 AMProActive Response Group's Active Shooter Response Training course educates participants in current trends of active shooter incidents, how to recognize early warning signs of violence, appropriate actions to increase chances of survival in an active ...
FRI
July
31
Blueprint for Success: Crafting Your Ownership Journey12:00 PM - 3:36 PMDream of leading your own insurance agency? Whether you're a dedicated employee with aspirations of stepping up or a next-generation family member aiming to continue a legacy, this session is tailor-made for you. Explore the complexities and ...
FRI
July
31
Securing the Future: Insurance in an Era of Increased Natural Disasters12:00 PM - 2:01 PMUpon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ...
FRI
July
31
Proactive Workplace Violence Response: Mitigating Risks for Your Clients12:00 PM - 12:57 PMIn an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ...
FRI
July
31
Directors and Officers Liability Insurance2:00 PM - 4:56 PMThis seminar is in three parts. The first addresses the corporate law principles that govern the standard of care for directors and officers. Simply put, what is the nature of the underlying liability that we are seeking to insure? After this, the ...
MON
August
3
Directors and Officers Liability Insurance8:00 AM - 10:56 AMThis seminar is in three parts. The first addresses the corporate law principles that govern the standard of care for directors and officers. Simply put, what is the nature of the underlying liability that we are seeking to insure? After this, the ...
MON
August
3
The “Lucky” Thirteen Most Important Issues in Homeowners Insurance10:00 AM - 1:07 PMThis broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered. For those producers ...
MON
August
3
Recognize. Respond. Survive. Active Shooter Response Training - ABEN12:00 PM - 1:57 PMProActive Response Group's Active Shooter Response Training course educates participants in current trends of active shooter incidents, how to recognize early warning signs of violence, appropriate actions to increase chances of survival in an active ...
MON
August
3
Blueprint for Success: Crafting Your Ownership Journey2:00 PM - 5:36 PMDream of leading your own insurance agency? Whether you're a dedicated employee with aspirations of stepping up or a next-generation family member aiming to continue a legacy, this session is tailor-made for you. Explore the complexities and ...
MON
August
3
Securing the Future: Insurance in an Era of Increased Natural Disasters3:00 PM - 5:01 PMUpon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ...
MON
August
3
Proactive Workplace Violence Response: Mitigating Risks for Your Clients3:00 PM - 3:57 PMIn an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ...
TUE
August
4
Studies in Ethics - A Hippocratic Oath for Insurance Professionals8:00 AM - 11:07 AMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ...
TUE
August
4
The Ultimate Account Manager - Effective Communication9:00 AM - 10:57 AMMany organizations today have initiatives supporting diversity and inclusion. Quite frankly, independent agencies have not always led the way when it comes to embracing these concepts and taking the necessary steps to ensure they are more than just ...
TUE
August
4
Should I Do a Roth IRA?11:00 AM - 1:01 PMFederal income taxes are at their lowest point in many years. With the National Debt over $30 Trillion a rise in taxes is imminent. This presentation shows way to create tax free money for the future. It emphasizes both the Individual Roth IRA and the ...
TUE
August
4
Watch Your Six - A Half Dozen Ethics Scenarios for Insurance Professionals12:00 PM - 3:13 PMFor instructors as well as producers, the ongoing study of professional ethics is a continuing education class struggle. By the very nature of the subject, ethics classes run the risk of being filled with platitudes or devolving into sermons. ...
TUE
August
4
The Ultimate Account Manager -Errors and Omission12:00 PM - 1:57 PMThree or four decades ago, about 1 in 25 agencies could expect to have an E&O claim, and up until that time there were few, if any, claims paid in excess of $300,000. A typical deductible for agency E&O coverage was $2,500 to $5,000. Today, one in ...
TUE
August
4
The Ultimate Account Manager -Desk Management and Client Value3:00 PM - 4:57 PMDo you remember your first couple of days in the insurance business? If it was like most, you probably didn’t understand much of what was being said. Unlike producers, most Account Managers didn’t get the benefit of attending a formalized training ...
WED
August
5
The Ultimate Account Manager -What Makes an Ultimate Account Manager9:00 AM - 10:56 AMWe begin our journey by asking one important question – do you have the “right stuff” to be an Ultimate Account Manager? Just like any other profession, some are called to it because their natural style, traits and abilities are well aligned with ...
WED
August
5
What Ever Happened to “And They Lived Happily Ever After?”11:00 AM - 12:55 PMPlanning for retirement took a big turn in the early 1980’s with the passing of the Employee Retirement Income Security Act of 1974 (ERISA), This presentation compares retirement planning before and after ERISA. With a much greater responsibility on ...
WED
August
5
The Ultimate Account Manager - What Will Be12:00 PM - 1:57 PMFor the first time in American history, there are as many as five different generations in the workplace. You might think that’s a good thing, since we have previously talked about the talent shortage facing the industry. And it is a good thing, but ...
WED
August
5
The Greatest Insurance Product Ever Created3:00 PM - 5:05 PMIn 1913, when the Internal Revenue Service was created, some very visionary people wanted to make sure that families and businesses could be protected and pass on their assets from one generation to the next. That was the foundation of the Greatest ...
WED
August
5
The Ultimate Account Manager - Risk Management and Contract Analysis3:00 PM - 4:56 PMIndependent insurance agents are at their best when they assist their clients in making sound risk management decisions. In order to do so, you need to have a fundamental understanding of the risk management process. The steps in the risk management ...
THU
August
6
If It Moves On The Farm – It Presents A Risk11:00 AM - 12:46 PMItems which move present substantial risk to our clients. Whether an item is mobile under its own power or is provided mobility via another method, the exposures are real and dramatic. This presentation will address the exposures associated with ...
THU
August
6
Cybersecurity Risk and Insurance Are...12:00 PM - 12:58 PMThis hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...
THU
August
6
Homeowners Insurance Facts and Follies1:00 PM - 4:01 PMHow much do we really know about the coverages provides by the standard ISO Homeowners policy? This course will look at a wide variety of scenarios faced by the typical homeowner and discuss how, if at all, the Homeowners policy would respond. Topics ...
FRI
August
7
Gigs and Side Hustles - The Insurance Issues8:00 AM - 10:05 AMThis seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...
FRI
August
7
AI Implications in the Insurance Industry9:00 AM - 10:08 AMThis seminar begins with a “big picture” look at Artificial Intelligence. Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ...
FRI
August
7
Hot Topics In Personal Lines10:00 AM - 12:07 PMThis seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis. The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...
FRI
August
7
An Insurance Horror Story - Hoarders12:00 PM - 1:55 PMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...
FRI
August
7
Cyber 101: The Basics of Cyber Insurance12:00 PM - 1:03 PMThis hour of continuing education is designed to be introduction to the basics of insuring cyber risks. It is designed for producers who are not familiar with the coverage and the basic contours of the risk that insureds have. Click here to register
FRI
August
7
COVERAGE ESSENTIALS: Certificates of Insurance and Evidences of Commercial Property Insurance: COIs and ECPIs12:00 PM - 2:59 PMCertificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...
FRI
August
7
Farm and Insurance Issues - Top Ten Cases of the Last Decade (Or So)2:00 PM - 4:07 PMThe theme is simple; the cases and principles are not. This is a quick-moving survey of the most important agriculture and farm-related insurance decisions in the last ten years or so. After a brief introduction, the seminar will involve presenting ...
FRI
August
7
Agritourism Insurance and Risk Management3:00 PM - 5:04 PMThis two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment. Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...
FRI
August
7
COVERAGE ESSENTIALS: Avoiding E&O in the Personal Auto Policy and Personal Umbrella3:00 PM - 5:58 PMPrivate Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...
MON
August
10
What's News Now!8:00 AM - 9:08 AMThis seminar is a fast-paced review of current events, trends, and issues of interest to insurance producers. The session begins with a quick update on federal insurance-related developments and then turns to a review of two important national cases ...
MON
August
10
COVERAGE ESSENTIALS: Homeowners Part 1 – Policy Definitions, Liability Coverage and Policy Conditions9:00 AM - 11:57 AMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...
MON
August
10
To Be or Not to AirBnb - Sharing Exposures and Insurance9:00 AM - 10:55 AMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ...
MON
August
10
Cannabis 10110:00 AM - 12:08 PMThis two hour class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal ...
MON
August
10
COVERAGE ESSENTIALS: Homeowners Part II - Property Coverages12:00 PM - 2:59 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...
MON
August
10
Issues in Named Insured: The Rules and the Whys12:00 PM - 2:07 PMThis presentation is a fast-paced and wide-ranging examination of issues connected to naming insureds correctly on insurance policies - a seemingly simple matter that has deep implications. The seminar is divided into two parts. The first is the ...
MON
August
10
We Call it Cannabis Now2:00 PM - 3:57 PMThis class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal lines or / ...
MON
August
10
An Hour Of True Crime - Wrong Way Driver3:00 PM - 3:57 PMThis course will discuss a four car accident which resulted in multiple fatalities. Attendees will learn what coverages were needed to respond to the loss and to the multiple lawsuits which arose from the loss. Click here to register
TUE
August
11
Flood Insurance: Beyond The Fundamentals8:00 AM - 10:55 AMFor over 50 years the National Flood Insurance Program (NFIP) has played a key role in helping Americans protect the lives they’ve built from floods. The program is a critical and dependable resource for homeowners and businesses nationwide. It plays ...
TUE
August
11
How To Thrive In An Ever Changing Work Environment9:00 AM - 10:07 AMThis session will address the positive effects that Organizational Culture can have on your agency. While many E&O classes focus on mistakes employees can make that create potential problems, this course will attempt to create an awareness that ...
TUE
August
11
The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers9:00 AM - 11:16 AM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...
TUE
August
11
Certificates of Insurance: Embrace the Pain1:00 PM - 1:59 PMCertificates of insurance have become much more than a “snapshot” of insurance coverage. They have become very complex forms with many requirements arising out of client contracts. They have also become a source of E&O claims for insurance ...
TUE
August
11
Six Interesting (and Recent Cases) - And Why They Matter To The Industry2:00 PM - 3:00 PMThis one-hour seminar is a fast-paced review of current cases (all six being decided in the 2020’s) that impact producers. In each instance, the factual background of the case, the relevant issue, and the court’s decision are discussed. Following ...
WED
August
12
E&O Risk Management: Agency E&O Exposures and Defenses9:00 AM - 12:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ...
WED
August
12
E&O Risk Management: Understanding Risk Mitigation and E&O Claims12:00 PM - 2:54 PMUnderstanding Risk Mitigation and E&O Claims” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the ...
WED
August
12
Flood Program Overview – NFIP Then and Now - 3 hrs3:00 PM - 5:59 PM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ...
THU
August
13
Adding Value In Personal Lines10:00 AM - 12:57 PMOur personal lines clients depend upon us to place proper coverages as a major part of their risk management strategy. The property and liability coverages we place on their behalf may ultimately stand between them and bankruptcy in the event of a ...
THU
August
13
Kentucky Agents - Coverage Essentials: Policy Analysis-Reading, Interpreting and Understanding Insurance Contracts1:00 PM - 4:11 PMThis course is designed for Kentucky agents. Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. Included also will be the ...
MON
August
17
Legacy Blueprint: Crafting Tomorrow's Agency Today2:00 PM - 5:54 PMIn an industry where evolution is as certain as change, passing the baton from one generation to the next should be seamless and strategic. Dive deep into the intricacies of agency perpetuation planning at this must-attend session. We'll not only ...
TUE
August
18
Securing the Future: Insurance in an Era of Increased Natural Disasters9:00 AM - 11:01 AMUpon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ...
TUE
August
18
Proactive Workplace Violence Response: Mitigating Risks for Your Clients9:00 AM - 9:57 AMIn an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ...
TUE
August
18
Directors and Officers Liability Insurance10:00 AM - 12:56 PMThis seminar is in three parts. The first addresses the corporate law principles that govern the standard of care for directors and officers. Simply put, what is the nature of the underlying liability that we are seeking to insure? After this, the ...
TUE
August
18
The “Lucky” Thirteen Most Important Issues in Homeowners Insurance12:00 PM - 3:07 PMThis broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered. For those producers ...
TUE
August
18
Recognize. Respond. Survive. Active Shooter Response Training - ABEN3:00 PM - 4:57 PMProActive Response Group's Active Shooter Response Training course educates participants in current trends of active shooter incidents, how to recognize early warning signs of violence, appropriate actions to increase chances of survival in an active ...
TUE
August
18
Blueprint for Success: Crafting Your Ownership Journey4:00 PM - 7:36 PMDream of leading your own insurance agency? Whether you're a dedicated employee with aspirations of stepping up or a next-generation family member aiming to continue a legacy, this session is tailor-made for you. Explore the complexities and ...
WED
August
19
The Ultimate Account Manager -Desk Management and Client Value9:00 AM - 10:57 AMDo you remember your first couple of days in the insurance business? If it was like most, you probably didn’t understand much of what was being said. Unlike producers, most Account Managers didn’t get the benefit of attending a formalized training ...
WED
August
19
Studies in Ethics - A Hippocratic Oath for Insurance Professionals10:00 AM - 1:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ...
WED
August
19
The Ultimate Account Manager - Effective Communication12:00 PM - 1:57 PMMany organizations today have initiatives supporting diversity and inclusion. Quite frankly, independent agencies have not always led the way when it comes to embracing these concepts and taking the necessary steps to ensure they are more than just ...
WED
August
19
Should I Do a Roth IRA?1:00 PM - 3:01 PMFederal income taxes are at their lowest point in many years. With the National Debt over $30 Trillion a rise in taxes is imminent. This presentation shows way to create tax free money for the future. It emphasizes both the Individual Roth IRA and the ...
WED
August
19
Watch Your Six - A Half Dozen Ethics Scenarios for Insurance Professionals3:00 PM - 6:13 PMFor instructors as well as producers, the ongoing study of professional ethics is a continuing education class struggle. By the very nature of the subject, ethics classes run the risk of being filled with platitudes or devolving into sermons. ...
WED
August
19
The Ultimate Account Manager -Errors and Omission3:00 PM - 4:57 PMThree or four decades ago, about 1 in 25 agencies could expect to have an E&O claim, and up until that time there were few, if any, claims paid in excess of $300,000. A typical deductible for agency E&O coverage was $2,500 to $5,000. Today, one in ...
THU
August
20
The Greatest Insurance Product Ever Created9:00 AM - 11:05 AMIn 1913, when the Internal Revenue Service was created, some very visionary people wanted to make sure that families and businesses could be protected and pass on their assets from one generation to the next. That was the foundation of the Greatest ...
THU
August
20
The Ultimate Account Manager - Risk Management and Contract Analysis9:00 AM - 10:56 AMIndependent insurance agents are at their best when they assist their clients in making sound risk management decisions. In order to do so, you need to have a fundamental understanding of the risk management process. The steps in the risk management ...
THU
August
20
The Ultimate Account Manager -What Makes an Ultimate Account Manager12:00 PM - 1:56 PMWe begin our journey by asking one important question – do you have the “right stuff” to be an Ultimate Account Manager? Just like any other profession, some are called to it because their natural style, traits and abilities are well aligned with ...
THU
August
20
What Ever Happened to “And They Lived Happily Ever After?”1:00 PM - 2:55 PMPlanning for retirement took a big turn in the early 1980’s with the passing of the Employee Retirement Income Security Act of 1974 (ERISA), This presentation compares retirement planning before and after ERISA. With a much greater responsibility on ...
THU
August
20
The Ultimate Account Manager - What Will Be3:00 PM - 4:57 PMFor the first time in American history, there are as many as five different generations in the workplace. You might think that’s a good thing, since we have previously talked about the talent shortage facing the industry. And it is a good thing, but ...
FRI
August
21
If It Moves On The Farm – It Presents A Risk1:00 PM - 2:46 PMItems which move present substantial risk to our clients. Whether an item is mobile under its own power or is provided mobility via another method, the exposures are real and dramatic. This presentation will address the exposures associated with ...
FRI
August
21
Cybersecurity Risk and Insurance Are...3:00 PM - 3:58 PMThis hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...
FRI
August
21
Homeowners Insurance Facts and Follies3:00 PM - 6:01 PMHow much do we really know about the coverages provides by the standard ISO Homeowners policy? This course will look at a wide variety of scenarios faced by the typical homeowner and discuss how, if at all, the Homeowners policy would respond. Topics ...
MON
August
24
Farm and Insurance Issues - Top Ten Cases of the Last Decade (Or So)8:00 AM - 10:07 AMThe theme is simple; the cases and principles are not. This is a quick-moving survey of the most important agriculture and farm-related insurance decisions in the last ten years or so. After a brief introduction, the seminar will involve presenting ...
MON
August
24
Agritourism Insurance and Risk Management9:00 AM - 11:04 AMThis two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment. Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...
MON
August
24
COVERAGE ESSENTIALS: Avoiding E&O in the Personal Auto Policy and Personal Umbrella9:00 AM - 11:58 AMPrivate Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...
MON
August
24
Kentucky Agents - Coverage Essentials: Policy Analysis-Reading, Interpreting and Understanding Insurance Contracts9:00 AM - 12:11 PMThis course is designed for Kentucky agents. Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. Included also will be the ...
MON
August
24
Gigs and Side Hustles - The Insurance Issues10:00 AM - 12:05 PMThis seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...
MON
August
24
AI Implications in the Insurance Industry12:00 PM - 1:08 PMThis seminar begins with a “big picture” look at Artificial Intelligence. Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ...
MON
August
24
Hot Topics In Personal Lines12:00 PM - 2:07 PMThis seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis. The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...
MON
August
24
Cyber 101: The Basics of Cyber Insurance2:00 PM - 3:03 PMThis hour of continuing education is designed to be introduction to the basics of insuring cyber risks. It is designed for producers who are not familiar with the coverage and the basic contours of the risk that insureds have. Click here to register
MON
August
24
COVERAGE ESSENTIALS: Certificates of Insurance and Evidences of Commercial Property Insurance: COIs and ECPIs3:00 PM - 5:59 PMCertificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...
MON
August
24
An Insurance Horror Story - Hoarders3:00 PM - 4:55 PMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...
TUE
August
25
We Call it Cannabis Now8:00 AM - 9:57 AMThis class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal lines or / ...
TUE
August
25
An Hour Of True Crime - Wrong Way Driver9:00 AM - 9:57 AMThis course will discuss a four car accident which resulted in multiple fatalities. Attendees will learn what coverages were needed to respond to the loss and to the multiple lawsuits which arose from the loss. Click here to register
TUE
August
25
What's News Now!10:00 AM - 11:08 AMThis seminar is a fast-paced review of current events, trends, and issues of interest to insurance producers. The session begins with a quick update on federal insurance-related developments and then turns to a review of two important national cases ...
TUE
August
25
To Be or Not to AirBnb - Sharing Exposures and Insurance11:00 AM - 12:55 PMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ...
TUE
August
25
Cannabis 10112:00 PM - 2:08 PMThis two hour class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal ...
TUE
August
25
COVERAGE ESSENTIALS: Homeowners Part 1 – Policy Definitions, Liability Coverage and Policy Conditions12:00 PM - 2:57 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...
TUE
August
25
Issues in Named Insured: The Rules and the Whys2:00 PM - 4:07 PMThis presentation is a fast-paced and wide-ranging examination of issues connected to naming insureds correctly on insurance policies - a seemingly simple matter that has deep implications. The seminar is divided into two parts. The first is the ...
TUE
August
25
COVERAGE ESSENTIALS: Homeowners Part II - Property Coverages3:00 PM - 5:59 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...
WED
August
26
Six Interesting (and Recent Cases) - And Why They Matter To The Industry8:00 AM - 9:00 AMThis one-hour seminar is a fast-paced review of current cases (all six being decided in the 2020’s) that impact producers. In each instance, the factual background of the case, the relevant issue, and the court’s decision are discussed. Following ...
WED
August
26
Flood Insurance: Beyond The Fundamentals10:00 AM - 12:55 PMFor over 50 years the National Flood Insurance Program (NFIP) has played a key role in helping Americans protect the lives they’ve built from floods. The program is a critical and dependable resource for homeowners and businesses nationwide. It plays ...
WED
August
26
How To Thrive In An Ever Changing Work Environment11:00 AM - 12:07 PMThis session will address the positive effects that Organizational Culture can have on your agency. While many E&O classes focus on mistakes employees can make that create potential problems, this course will attempt to create an awareness that ...
WED
August
26
The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers12:00 PM - 2:16 PM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...
WED
August
26
Certificates of Insurance: Embrace the Pain3:00 PM - 3:59 PMCertificates of insurance have become much more than a “snapshot” of insurance coverage. They have become very complex forms with many requirements arising out of client contracts. They have also become a source of E&O claims for insurance ...
THU
August
27
Flood Program Overview – NFIP Then and Now - 3 hrs9:00 AM - 11:59 AM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ...
THU
August
27
E&O Risk Management: Agency E&O Exposures and Defenses12:00 PM - 3:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ...
THU
August
27
E&O Risk Management: Understanding Risk Mitigation and E&O Claims3:00 PM - 5:54 PMUnderstanding Risk Mitigation and E&O Claims” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the ...
FRI
August
28
Adding Value In Personal Lines1:00 PM - 3:57 PMOur personal lines clients depend upon us to place proper coverages as a major part of their risk management strategy. The property and liability coverages we place on their behalf may ultimately stand between them and bankruptcy in the event of a ...
FRI
August
28
Legacy Blueprint: Crafting Tomorrow's Agency Today4:00 PM - 7:54 PMIn an industry where evolution is as certain as change, passing the baton from one generation to the next should be seamless and strategic. Dive deep into the intricacies of agency perpetuation planning at this must-attend session. We'll not only ...
TUE
September
1
Cyber 101: The Basics of Cyber Insurance8:00 AM - 9:03 AMThis hour of continuing education is designed to be introduction to the basics of insuring cyber risks. It is designed for producers who are not familiar with the coverage and the basic contours of the risk that insureds have. Click here to register
TUE
September
1
COVERAGE ESSENTIALS: Certificates of Insurance and Evidences of Commercial Property Insurance: COIs and ECPIs9:00 AM - 11:59 AMCertificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...
TUE
September
1
An Insurance Horror Story - Hoarders9:00 AM - 10:55 AMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...
TUE
September
1
Farm and Insurance Issues - Top Ten Cases of the Last Decade (Or So)10:00 AM - 12:07 PMThe theme is simple; the cases and principles are not. This is a quick-moving survey of the most important agriculture and farm-related insurance decisions in the last ten years or so. After a brief introduction, the seminar will involve presenting ...
TUE
September
1
Kentucky Agents - Coverage Essentials: Policy Analysis-Reading, Interpreting and Understanding Insurance Contracts11:00 AM - 2:11 PMThis course is designed for Kentucky agents. Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. Included also will be the ...
TUE
September
1
Agritourism Insurance and Risk Management12:00 PM - 2:04 PMThis two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment. Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...
TUE
September
1
COVERAGE ESSENTIALS: Avoiding E&O in the Personal Auto Policy and Personal Umbrella12:00 PM - 2:58 PMPrivate Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...
TUE
September
1
Gigs and Side Hustles - The Insurance Issues12:00 PM - 2:05 PMThis seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...
TUE
September
1
Hot Topics In Personal Lines2:00 PM - 4:07 PMThis seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis. The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...
TUE
September
1
AI Implications in the Insurance Industry3:00 PM - 4:08 PMThis seminar begins with a “big picture” look at Artificial Intelligence. Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ...
WED
September
2
Cybersecurity Risk and Insurance Are...9:00 AM - 9:58 AMThis hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...
WED
September
2
Homeowners Insurance Facts and Follies9:00 AM - 12:01 PMHow much do we really know about the coverages provides by the standard ISO Homeowners policy? This course will look at a wide variety of scenarios faced by the typical homeowner and discuss how, if at all, the Homeowners policy would respond. Topics ...
WED
September
2
If It Moves On The Farm – It Presents A Risk3:00 PM - 4:46 PMItems which move present substantial risk to our clients. Whether an item is mobile under its own power or is provided mobility via another method, the exposures are real and dramatic. This presentation will address the exposures associated with ...
THU
September
3
The Ultimate Account Manager - What Will Be9:00 AM - 10:57 AMFor the first time in American history, there are as many as five different generations in the workplace. You might think that’s a good thing, since we have previously talked about the talent shortage facing the industry. And it is a good thing, but ...
THU
September
3
The Greatest Insurance Product Ever Created11:00 AM - 1:05 PMIn 1913, when the Internal Revenue Service was created, some very visionary people wanted to make sure that families and businesses could be protected and pass on their assets from one generation to the next. That was the foundation of the Greatest ...
THU
September
3
The Ultimate Account Manager - Risk Management and Contract Analysis12:00 PM - 1:56 PMIndependent insurance agents are at their best when they assist their clients in making sound risk management decisions. In order to do so, you need to have a fundamental understanding of the risk management process. The steps in the risk management ...
THU
September
3
The Ultimate Account Manager -What Makes an Ultimate Account Manager3:00 PM - 4:56 PMWe begin our journey by asking one important question – do you have the “right stuff” to be an Ultimate Account Manager? Just like any other profession, some are called to it because their natural style, traits and abilities are well aligned with ...
THU
September
3
What Ever Happened to “And They Lived Happily Ever After?”3:00 PM - 4:55 PMPlanning for retirement took a big turn in the early 1980’s with the passing of the Employee Retirement Income Security Act of 1974 (ERISA), This presentation compares retirement planning before and after ERISA. With a much greater responsibility on ...
FRI
September
4
Watch Your Six - A Half Dozen Ethics Scenarios for Insurance Professionals9:00 AM - 12:13 PMFor instructors as well as producers, the ongoing study of professional ethics is a continuing education class struggle. By the very nature of the subject, ethics classes run the risk of being filled with platitudes or devolving into sermons. ...
FRI
September
4
The Ultimate Account Manager -Errors and Omission9:00 AM - 10:57 AMThree or four decades ago, about 1 in 25 agencies could expect to have an E&O claim, and up until that time there were few, if any, claims paid in excess of $300,000. A typical deductible for agency E&O coverage was $2,500 to $5,000. Today, one in ...
FRI
September
4
The Ultimate Account Manager -Desk Management and Client Value12:00 PM - 1:57 PMDo you remember your first couple of days in the insurance business? If it was like most, you probably didn’t understand much of what was being said. Unlike producers, most Account Managers didn’t get the benefit of attending a formalized training ...
FRI
September
4
Studies in Ethics - A Hippocratic Oath for Insurance Professionals12:00 PM - 3:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ...
FRI
September
4
Should I Do a Roth IRA?3:00 PM - 5:01 PMFederal income taxes are at their lowest point in many years. With the National Debt over $30 Trillion a rise in taxes is imminent. This presentation shows way to create tax free money for the future. It emphasizes both the Individual Roth IRA and the ...
FRI
September
4
The Ultimate Account Manager - Effective Communication3:00 PM - 4:57 PMMany organizations today have initiatives supporting diversity and inclusion. Quite frankly, independent agencies have not always led the way when it comes to embracing these concepts and taking the necessary steps to ensure they are more than just ...
TUE
September
8
Recognize. Respond. Survive. Active Shooter Response Training - ABEN9:00 AM - 10:57 AMProActive Response Group's Active Shooter Response Training course educates participants in current trends of active shooter incidents, how to recognize early warning signs of violence, appropriate actions to increase chances of survival in an active ...
TUE
September
8
Blueprint for Success: Crafting Your Ownership Journey10:00 AM - 1:36 PMDream of leading your own insurance agency? Whether you're a dedicated employee with aspirations of stepping up or a next-generation family member aiming to continue a legacy, this session is tailor-made for you. Explore the complexities and ...
TUE
September
8
Directors and Officers Liability Insurance12:00 PM - 2:56 PMThis seminar is in three parts. The first addresses the corporate law principles that govern the standard of care for directors and officers. Simply put, what is the nature of the underlying liability that we are seeking to insure? After this, the ...
TUE
September
8
Securing the Future: Insurance in an Era of Increased Natural Disasters12:00 PM - 2:01 PMUpon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ...
TUE
September
8
Proactive Workplace Violence Response: Mitigating Risks for Your Clients12:00 PM - 12:57 PMIn an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ...
TUE
September
8
The “Lucky” Thirteen Most Important Issues in Homeowners Insurance2:00 PM - 5:07 PMThis broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered. For those producers ...
WED
September
9
Legacy Blueprint: Crafting Tomorrow's Agency Today10:00 AM - 1:54 PMIn an industry where evolution is as certain as change, passing the baton from one generation to the next should be seamless and strategic. Dive deep into the intricacies of agency perpetuation planning at this must-attend session. We'll not only ...
WED
September
9
Adding Value In Personal Lines4:00 PM - 6:57 PMOur personal lines clients depend upon us to place proper coverages as a major part of their risk management strategy. The property and liability coverages we place on their behalf may ultimately stand between them and bankruptcy in the event of a ...
THU
September
10
E&O Risk Management: Understanding Risk Mitigation and E&O Claims9:00 AM - 11:54 AMUnderstanding Risk Mitigation and E&O Claims” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the ...
THU
September
10
Flood Program Overview – NFIP Then and Now - 3 hrs12:00 PM - 2:59 PM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ...
THU
September
10
E&O Risk Management: Agency E&O Exposures and Defenses3:00 PM - 6:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ...
FRI
September
11
Certificates of Insurance: Embrace the Pain9:00 AM - 9:59 AMCertificates of insurance have become much more than a “snapshot” of insurance coverage. They have become very complex forms with many requirements arising out of client contracts. They have also become a source of E&O claims for insurance ...
FRI
September
11
Six Interesting (and Recent Cases) - And Why They Matter To The Industry10:00 AM - 11:00 AMThis one-hour seminar is a fast-paced review of current cases (all six being decided in the 2020’s) that impact producers. In each instance, the factual background of the case, the relevant issue, and the court’s decision are discussed. Following ...
FRI
September
11
Flood Insurance: Beyond The Fundamentals12:00 PM - 2:55 PMFor over 50 years the National Flood Insurance Program (NFIP) has played a key role in helping Americans protect the lives they’ve built from floods. The program is a critical and dependable resource for homeowners and businesses nationwide. It plays ...
FRI
September
11
How To Thrive In An Ever Changing Work Environment1:00 PM - 2:07 PMThis session will address the positive effects that Organizational Culture can have on your agency. While many E&O classes focus on mistakes employees can make that create potential problems, this course will attempt to create an awareness that ...
FRI
September
11
The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers3:00 PM - 5:16 PM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...
MON
September
14
Issues in Named Insured: The Rules and the Whys8:00 AM - 10:07 AMThis presentation is a fast-paced and wide-ranging examination of issues connected to naming insureds correctly on insurance policies - a seemingly simple matter that has deep implications. The seminar is divided into two parts. The first is the ...
MON
September
14
COVERAGE ESSENTIALS: Homeowners Part II - Property Coverages9:00 AM - 11:59 AMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...
MON
September
14
We Call it Cannabis Now10:00 AM - 11:57 AMThis class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal lines or / ...
MON
September
14
An Hour Of True Crime - Wrong Way Driver12:00 PM - 12:57 PMThis course will discuss a four car accident which resulted in multiple fatalities. Attendees will learn what coverages were needed to respond to the loss and to the multiple lawsuits which arose from the loss. Click here to register
MON
September
14
What's News Now!12:00 PM - 1:08 PMThis seminar is a fast-paced review of current events, trends, and issues of interest to insurance producers. The session begins with a quick update on federal insurance-related developments and then turns to a review of two important national cases ...
MON
September
14
To Be or Not to AirBnb - Sharing Exposures and Insurance1:00 PM - 2:55 PMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ...
MON
September
14
Cannabis 1012:00 PM - 4:08 PMThis two hour class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal ...
MON
September
14
COVERAGE ESSENTIALS: Homeowners Part 1 – Policy Definitions, Liability Coverage and Policy Conditions3:00 PM - 5:57 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...
WED
September
16
Hot Topics In Personal Lines8:00 AM - 10:07 AMThis seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis. The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...
WED
September
16
AI Implications in the Insurance Industry9:00 AM - 10:08 AMThis seminar begins with a “big picture” look at Artificial Intelligence. Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ...
WED
September
16
Cyber 101: The Basics of Cyber Insurance10:00 AM - 11:03 AMThis hour of continuing education is designed to be introduction to the basics of insuring cyber risks. It is designed for producers who are not familiar with the coverage and the basic contours of the risk that insureds have. Click here to register
WED
September
16
COVERAGE ESSENTIALS: Certificates of Insurance and Evidences of Commercial Property Insurance: COIs and ECPIs12:00 PM - 2:59 PMCertificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...
WED
September
16
An Insurance Horror Story - Hoarders12:00 PM - 1:55 PMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...
WED
September
16
Farm and Insurance Issues - Top Ten Cases of the Last Decade (Or So)12:00 PM - 2:07 PMThe theme is simple; the cases and principles are not. This is a quick-moving survey of the most important agriculture and farm-related insurance decisions in the last ten years or so. After a brief introduction, the seminar will involve presenting ...
WED
September
16
Gigs and Side Hustles - The Insurance Issues2:00 PM - 4:05 PMThis seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...
WED
September
16
Agritourism Insurance and Risk Management3:00 PM - 5:04 PMThis two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment. Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...
WED
September
16
COVERAGE ESSENTIALS: Avoiding E&O in the Personal Auto Policy and Personal Umbrella3:00 PM - 5:58 PMPrivate Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...
THU
September
17
If It Moves On The Farm – It Presents A Risk9:00 AM - 10:46 AMItems which move present substantial risk to our clients. Whether an item is mobile under its own power or is provided mobility via another method, the exposures are real and dramatic. This presentation will address the exposures associated with ...
THU
September
17
Homeowners Insurance Facts and Follies11:00 AM - 2:01 PMHow much do we really know about the coverages provides by the standard ISO Homeowners policy? This course will look at a wide variety of scenarios faced by the typical homeowner and discuss how, if at all, the Homeowners policy would respond. Topics ...
THU
September
17
Cybersecurity Risk and Insurance Are...12:00 PM - 12:58 PMThis hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...
FRI
September
18
The Ultimate Account Manager -What Makes an Ultimate Account Manager9:00 AM - 10:56 AMWe begin our journey by asking one important question – do you have the “right stuff” to be an Ultimate Account Manager? Just like any other profession, some are called to it because their natural style, traits and abilities are well aligned with ...
FRI
September
18
What Ever Happened to “And They Lived Happily Ever After?”9:00 AM - 10:55 AMPlanning for retirement took a big turn in the early 1980’s with the passing of the Employee Retirement Income Security Act of 1974 (ERISA), This presentation compares retirement planning before and after ERISA. With a much greater responsibility on ...
FRI
September
18
The Ultimate Account Manager - What Will Be12:00 PM - 1:57 PMFor the first time in American history, there are as many as five different generations in the workplace. You might think that’s a good thing, since we have previously talked about the talent shortage facing the industry. And it is a good thing, but ...
FRI
September
18
The Greatest Insurance Product Ever Created1:00 PM - 3:05 PMIn 1913, when the Internal Revenue Service was created, some very visionary people wanted to make sure that families and businesses could be protected and pass on their assets from one generation to the next. That was the foundation of the Greatest ...
FRI
September
18
The Ultimate Account Manager - Risk Management and Contract Analysis3:00 PM - 4:56 PMIndependent insurance agents are at their best when they assist their clients in making sound risk management decisions. In order to do so, you need to have a fundamental understanding of the risk management process. The steps in the risk management ...
MON
September
21
The Ultimate Account Manager - Effective Communication9:00 AM - 10:57 AMMany organizations today have initiatives supporting diversity and inclusion. Quite frankly, independent agencies have not always led the way when it comes to embracing these concepts and taking the necessary steps to ensure they are more than just ...
MON
September
21
Watch Your Six - A Half Dozen Ethics Scenarios for Insurance Professionals12:00 PM - 3:13 PMFor instructors as well as producers, the ongoing study of professional ethics is a continuing education class struggle. By the very nature of the subject, ethics classes run the risk of being filled with platitudes or devolving into sermons. ...
MON
September
21
The Ultimate Account Manager -Errors and Omission12:00 PM - 1:57 PMThree or four decades ago, about 1 in 25 agencies could expect to have an E&O claim, and up until that time there were few, if any, claims paid in excess of $300,000. A typical deductible for agency E&O coverage was $2,500 to $5,000. Today, one in ...
MON
September
21
Studies in Ethics - A Hippocratic Oath for Insurance Professionals2:00 PM - 5:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ...
MON
September
21
The Ultimate Account Manager -Desk Management and Client Value3:00 PM - 4:57 PMDo you remember your first couple of days in the insurance business? If it was like most, you probably didn’t understand much of what was being said. Unlike producers, most Account Managers didn’t get the benefit of attending a formalized training ...
TUE
September
22
Should I Do a Roth IRA?9:00 AM - 11:01 AMFederal income taxes are at their lowest point in many years. With the National Debt over $30 Trillion a rise in taxes is imminent. This presentation shows way to create tax free money for the future. It emphasizes both the Individual Roth IRA and the ...
TUE
September
22
Kentucky Agents - Coverage Essentials: Policy Analysis-Reading, Interpreting and Understanding Insurance Contracts1:00 PM - 4:11 PMThis course is designed for Kentucky agents. Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. Included also will be the ...
WED
September
23
The “Lucky” Thirteen Most Important Issues in Homeowners Insurance8:00 AM - 11:07 AMThis broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered. For those producers ...
WED
September
23
Blueprint for Success: Crafting Your Ownership Journey12:00 PM - 3:36 PMDream of leading your own insurance agency? Whether you're a dedicated employee with aspirations of stepping up or a next-generation family member aiming to continue a legacy, this session is tailor-made for you. Explore the complexities and ...
WED
September
23
Recognize. Respond. Survive. Active Shooter Response Training - ABEN12:00 PM - 1:57 PMProActive Response Group's Active Shooter Response Training course educates participants in current trends of active shooter incidents, how to recognize early warning signs of violence, appropriate actions to increase chances of survival in an active ...
WED
September
23
Directors and Officers Liability Insurance2:00 PM - 4:56 PMThis seminar is in three parts. The first addresses the corporate law principles that govern the standard of care for directors and officers. Simply put, what is the nature of the underlying liability that we are seeking to insure? After this, the ...
WED
September
23
Proactive Workplace Violence Response: Mitigating Risks for Your Clients3:00 PM - 3:57 PMIn an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ...
WED
September
23
Securing the Future: Insurance in an Era of Increased Natural Disasters3:00 PM - 5:01 PMUpon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ...
THU
September
24
Adding Value In Personal Lines10:00 AM - 12:57 PMOur personal lines clients depend upon us to place proper coverages as a major part of their risk management strategy. The property and liability coverages we place on their behalf may ultimately stand between them and bankruptcy in the event of a ...
THU
September
24
Legacy Blueprint: Crafting Tomorrow's Agency Today12:00 PM - 3:54 PMIn an industry where evolution is as certain as change, passing the baton from one generation to the next should be seamless and strategic. Dive deep into the intricacies of agency perpetuation planning at this must-attend session. We'll not only ...
FRI
September
25
E&O Risk Management: Agency E&O Exposures and Defenses9:00 AM - 12:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ...
FRI
September
25
E&O Risk Management: Understanding Risk Mitigation and E&O Claims12:00 PM - 2:54 PMUnderstanding Risk Mitigation and E&O Claims” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the ...
FRI
September
25
Flood Program Overview – NFIP Then and Now - 3 hrs3:00 PM - 5:59 PM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ...
MON
September
28
The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers9:00 AM - 11:16 AM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...
MON
September
28
Certificates of Insurance: Embrace the Pain11:00 AM - 11:59 AMCertificates of insurance have become much more than a “snapshot” of insurance coverage. They have become very complex forms with many requirements arising out of client contracts. They have also become a source of E&O claims for insurance ...
MON
September
28
Six Interesting (and Recent Cases) - And Why They Matter To The Industry12:00 PM - 1:00 PMThis one-hour seminar is a fast-paced review of current cases (all six being decided in the 2020’s) that impact producers. In each instance, the factual background of the case, the relevant issue, and the court’s decision are discussed. Following ...
MON
September
28
Flood Insurance: Beyond The Fundamentals2:00 PM - 4:55 PMFor over 50 years the National Flood Insurance Program (NFIP) has played a key role in helping Americans protect the lives they’ve built from floods. The program is a critical and dependable resource for homeowners and businesses nationwide. It plays ...
MON
September
28
How To Thrive In An Ever Changing Work Environment3:00 PM - 4:07 PMThis session will address the positive effects that Organizational Culture can have on your agency. While many E&O classes focus on mistakes employees can make that create potential problems, this course will attempt to create an awareness that ...
TUE
September
29
COVERAGE ESSENTIALS: Homeowners Part 1 – Policy Definitions, Liability Coverage and Policy Conditions9:00 AM - 11:57 AMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...
TUE
September
29
COVERAGE ESSENTIALS: Homeowners Part II - Property Coverages12:00 PM - 2:59 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...
WED
September
30
Cannabis 1018:00 AM - 10:08 AMThis two hour class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal ...
WED
September
30
Issues in Named Insured: The Rules and the Whys10:00 AM - 12:07 PMThis presentation is a fast-paced and wide-ranging examination of issues connected to naming insureds correctly on insurance policies - a seemingly simple matter that has deep implications. The seminar is divided into two parts. The first is the ...
WED
September
30
We Call it Cannabis Now12:00 PM - 1:57 PMThis class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal lines or / ...
WED
September
30
What's News Now!2:00 PM - 3:08 PMThis seminar is a fast-paced review of current events, trends, and issues of interest to insurance producers. The session begins with a quick update on federal insurance-related developments and then turns to a review of two important national cases ...
WED
September
30
An Hour Of True Crime - Wrong Way Driver3:00 PM - 3:57 PMThis course will discuss a four car accident which resulted in multiple fatalities. Attendees will learn what coverages were needed to respond to the loss and to the multiple lawsuits which arose from the loss. Click here to register
WED
September
30
To Be or Not to AirBnb - Sharing Exposures and Insurance3:00 PM - 4:55 PMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ...
THU
October
1
What's News Now!8:00 AM - 9:08 AMThis seminar is a fast-paced review of current events, trends, and issues of interest to insurance producers. The session begins with a quick update on federal insurance-related developments and then turns to a review of two important national cases ...
THU
October
1
An Hour Of True Crime - Wrong Way Driver9:00 AM - 9:57 AMThis course will discuss a four car accident which resulted in multiple fatalities. Attendees will learn what coverages were needed to respond to the loss and to the multiple lawsuits which arose from the loss. Click here to register
THU
October
1
To Be or Not to AirBnb - Sharing Exposures and Insurance9:00 AM - 10:55 AMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ...
THU
October
1
Cannabis 10110:00 AM - 12:08 PMThis two hour class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal ...
THU
October
1
COVERAGE ESSENTIALS: Homeowners Part 1 – Policy Definitions, Liability Coverage and Policy Conditions12:00 PM - 2:57 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...
THU
October
1
Issues in Named Insured: The Rules and the Whys12:00 PM - 2:07 PMThis presentation is a fast-paced and wide-ranging examination of issues connected to naming insureds correctly on insurance policies - a seemingly simple matter that has deep implications. The seminar is divided into two parts. The first is the ...
THU
October
1
We Call it Cannabis Now2:00 PM - 3:57 PMThis class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal lines or / ...
THU
October
1
COVERAGE ESSENTIALS: Homeowners Part II - Property Coverages3:00 PM - 5:59 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...
FRI
October
2
Flood Insurance: Beyond The Fundamentals8:00 AM - 10:55 AMFor over 50 years the National Flood Insurance Program (NFIP) has played a key role in helping Americans protect the lives they’ve built from floods. The program is a critical and dependable resource for homeowners and businesses nationwide. It plays ...
FRI
October
2
How To Thrive In An Ever Changing Work Environment9:00 AM - 10:07 AMThis session will address the positive effects that Organizational Culture can have on your agency. While many E&O classes focus on mistakes employees can make that create potential problems, this course will attempt to create an awareness that ...
FRI
October
2
The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers12:00 PM - 2:16 PM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...
FRI
October
2
Certificates of Insurance: Embrace the Pain1:00 PM - 1:59 PMCertificates of insurance have become much more than a “snapshot” of insurance coverage. They have become very complex forms with many requirements arising out of client contracts. They have also become a source of E&O claims for insurance ...
FRI
October
2
Six Interesting (and Recent Cases) - And Why They Matter To The Industry2:00 PM - 3:00 PMThis one-hour seminar is a fast-paced review of current cases (all six being decided in the 2020’s) that impact producers. In each instance, the factual background of the case, the relevant issue, and the court’s decision are discussed. Following ...
MON
October
5
Flood Program Overview – NFIP Then and Now - 3 hrs9:00 AM - 11:59 AM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ...
MON
October
5
Kentucky Agents - Coverage Essentials: Policy Analysis-Reading, Interpreting and Understanding Insurance Contracts9:00 AM - 12:11 PMThis course is designed for Kentucky agents. Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. Included also will be the ...
MON
October
5
E&O Risk Management: Agency E&O Exposures and Defenses12:00 PM - 3:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ...
MON
October
5
E&O Risk Management: Understanding Risk Mitigation and E&O Claims3:00 PM - 5:54 PMUnderstanding Risk Mitigation and E&O Claims” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the ...
TUE
October
6
Adding Value In Personal Lines1:00 PM - 3:57 PMOur personal lines clients depend upon us to place proper coverages as a major part of their risk management strategy. The property and liability coverages we place on their behalf may ultimately stand between them and bankruptcy in the event of a ...
TUE
October
6
Legacy Blueprint: Crafting Tomorrow's Agency Today2:00 PM - 5:54 PMIn an industry where evolution is as certain as change, passing the baton from one generation to the next should be seamless and strategic. Dive deep into the intricacies of agency perpetuation planning at this must-attend session. We'll not only ...
WED
October
7
Directors and Officers Liability Insurance8:00 AM - 10:56 AMThis seminar is in three parts. The first addresses the corporate law principles that govern the standard of care for directors and officers. Simply put, what is the nature of the underlying liability that we are seeking to insure? After this, the ...
WED
October
7
Proactive Workplace Violence Response: Mitigating Risks for Your Clients9:00 AM - 9:57 AMIn an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ...
WED
October
7
Securing the Future: Insurance in an Era of Increased Natural Disasters9:00 AM - 11:01 AMUpon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ...
WED
October
7
The “Lucky” Thirteen Most Important Issues in Homeowners Insurance10:00 AM - 1:07 PMThis broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered. For those producers ...
WED
October
7
Blueprint for Success: Crafting Your Ownership Journey2:00 PM - 5:36 PMDream of leading your own insurance agency? Whether you're a dedicated employee with aspirations of stepping up or a next-generation family member aiming to continue a legacy, this session is tailor-made for you. Explore the complexities and ...
WED
October
7
Recognize. Respond. Survive. Active Shooter Response Training - ABEN3:00 PM - 4:57 PMProActive Response Group's Active Shooter Response Training course educates participants in current trends of active shooter incidents, how to recognize early warning signs of violence, appropriate actions to increase chances of survival in an active ...
THU
October
8
Studies in Ethics - A Hippocratic Oath for Insurance Professionals8:00 AM - 11:07 AMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ...
THU
October
8
The Ultimate Account Manager -Desk Management and Client Value9:00 AM - 10:57 AMDo you remember your first couple of days in the insurance business? If it was like most, you probably didn’t understand much of what was being said. Unlike producers, most Account Managers didn’t get the benefit of attending a formalized training ...
THU
October
8
Should I Do a Roth IRA?11:00 AM - 1:01 PMFederal income taxes are at their lowest point in many years. With the National Debt over $30 Trillion a rise in taxes is imminent. This presentation shows way to create tax free money for the future. It emphasizes both the Individual Roth IRA and the ...
THU
October
8
The Ultimate Account Manager - Effective Communication12:00 PM - 1:57 PMMany organizations today have initiatives supporting diversity and inclusion. Quite frankly, independent agencies have not always led the way when it comes to embracing these concepts and taking the necessary steps to ensure they are more than just ...
THU
October
8
Watch Your Six - A Half Dozen Ethics Scenarios for Insurance Professionals3:00 PM - 6:13 PMFor instructors as well as producers, the ongoing study of professional ethics is a continuing education class struggle. By the very nature of the subject, ethics classes run the risk of being filled with platitudes or devolving into sermons. ...
THU
October
8
The Ultimate Account Manager -Errors and Omission3:00 PM - 4:57 PMThree or four decades ago, about 1 in 25 agencies could expect to have an E&O claim, and up until that time there were few, if any, claims paid in excess of $300,000. A typical deductible for agency E&O coverage was $2,500 to $5,000. Today, one in ...
FRI
October
9
The Ultimate Account Manager - Risk Management and Contract Analysis9:00 AM - 10:56 AMIndependent insurance agents are at their best when they assist their clients in making sound risk management decisions. In order to do so, you need to have a fundamental understanding of the risk management process. The steps in the risk management ...
FRI
October
9
The Ultimate Account Manager -What Makes an Ultimate Account Manager12:00 PM - 1:56 PMWe begin our journey by asking one important question – do you have the “right stuff” to be an Ultimate Account Manager? Just like any other profession, some are called to it because their natural style, traits and abilities are well aligned with ...
FRI
October
9
The Ultimate Account Manager - What Will Be3:00 PM - 4:57 PMFor the first time in American history, there are as many as five different generations in the workplace. You might think that’s a good thing, since we have previously talked about the talent shortage facing the industry. And it is a good thing, but ...
MON
October
12
If It Moves On The Farm – It Presents A Risk11:00 AM - 12:46 PMItems which move present substantial risk to our clients. Whether an item is mobile under its own power or is provided mobility via another method, the exposures are real and dramatic. This presentation will address the exposures associated with ...
MON
October
12
Cybersecurity Risk and Insurance Are...3:00 PM - 3:58 PMThis hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...
TUE
October
13
Gigs and Side Hustles - The Insurance Issues8:00 AM - 10:05 AMThis seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...
TUE
October
13
Agritourism Insurance and Risk Management9:00 AM - 11:04 AMThis two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment. Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...
TUE
October
13
COVERAGE ESSENTIALS: Avoiding E&O in the Personal Auto Policy and Personal Umbrella9:00 AM - 11:58 AMPrivate Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...
TUE
October
13
Hot Topics In Personal Lines10:00 AM - 12:07 PMThis seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis. The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...
TUE
October
13
AI Implications in the Insurance Industry12:00 PM - 1:08 PMThis seminar begins with a “big picture” look at Artificial Intelligence. Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ...
TUE
October
13
Cyber 101: The Basics of Cyber Insurance12:00 PM - 1:03 PMThis hour of continuing education is designed to be introduction to the basics of insuring cyber risks. It is designed for producers who are not familiar with the coverage and the basic contours of the risk that insureds have. Click here to register
TUE
October
13
Farm and Insurance Issues - Top Ten Cases of the Last Decade (Or So)2:00 PM - 4:07 PMThe theme is simple; the cases and principles are not. This is a quick-moving survey of the most important agriculture and farm-related insurance decisions in the last ten years or so. After a brief introduction, the seminar will involve presenting ...
TUE
October
13
COVERAGE ESSENTIALS: Certificates of Insurance and Evidences of Commercial Property Insurance: COIs and ECPIs3:00 PM - 5:59 PMCertificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...
TUE
October
13
An Insurance Horror Story - Hoarders3:00 PM - 4:55 PMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...
THU
October
15
Homeowners Insurance Facts and Follies1:00 PM - 4:01 PMHow much do we really know about the coverages provides by the standard ISO Homeowners policy? This course will look at a wide variety of scenarios faced by the typical homeowner and discuss how, if at all, the Homeowners policy would respond. Topics ...
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